Cards Lab in India

Role : Associate Product Manager About Paytm: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Our Story Join the Recharges & Bill Payments Product team at Paytm which touches millions of users daily across 26+ categories including Mobile Recharges, Electricity Bills, DTH, Credit Card Bills and FASTag. As a team, we operate at the intersection of scale, reliability, and innovation, constantly reimagining how India pays its bills. You'll be part of a fast-paced, data-driven environment with end-to-end ownership, where every experiment and product improvement directly impacts user experience for millions. If you're excited about solving complex problems at scale and building for Bharat, this is the place for you. Expectations/Requirements : · Own the end-to-end product lifecycle for key categories under Recharges & Bill Payments — from user pain-point discovery to solution design, rollout, and optimization. Work closely with design, engineering, analytics, and business teams to build intuitive, reliable, and scalable product experiences used by millions daily. Prioritize ruthlessly in a high-volume environment, balancing user needs, business impact, and tech constraints. Drive growth through thoughtful experimentation, funnel optimization, and user retention strategies. Build a deep understanding of our users across segments and geographies — especially Bharat users — and translate insights into product strategy. Bring in first principles thinking to challenge assumptions and reimagine how India pays its bills. Superpowers/ Skills that will help you succeed in this role: · 2-5 years of product management experience, ideally in consumer tech, fintech, or large-scale pr

Our Mission You call. You wait. You call again. In every other part of your life, you book in seconds. In healthcare, you’re blocked. We’re here to give power to the patient. For nearly 20 years, we’ve built the leading healthcare marketplace - helping tens of millions of people find and book the care they need. Now, we’re going further: building our infrastructure beyond Zocdoc’s marketplace to power access to care wherever patients search, from provider websites and insurance directories to search engines, AI platforms, and more. Healthcare still lacks something every other major consumer industry takes for granted: a seamless way to go from seeking to getting . We don’t want to own the front door to care; there isn't one. We want to make sure all of those doors open when patients are knocking. Fixing healthcare starts with fixing access to it. And we're still just getting started. Your Impact on Our Mission… As an Accounting Operations Senior Associate, you will support key transactional accounting functions with a primary focus on Travel & Expense (T&E) and broader procure-to-pay (P2P) operations. You will partner closely with the accounting team to ensure accurate, timely processing of expenses and financial transactions, while supporting overall financial operations. This is a contractual role. Shift timings- 5.30 pm -3.30 am IST You’ll Enjoy This Role if You… Take ownership and see matters through to completion with strong attention to detail Are comfortable working in a high-volume, process-driven environment Have strong judgment and know when to escalate risks or issues Are proactive, organized, and able to multitask independently Your Day to Day Is… Review and process employee expense reports in accordance with company policy Work closely with employees on reimbursements and expense-related inquiries Perform T&E reviews for accuracy, completeness, and policy compliance Support corporate card reconciliations

WHO WE ARE: Zinnia is the leading technology platform for accelerating life and annuities growth. With innovative enterprise solutions and data insights, Zinnia simplifies the experience of buying, selling, and administering insurance products. All of which enables more people to protect their financial futures. Our success is driven by a commitment to three core values: be bold, team up, deliver value – and that we do. Zinnia has over $180 billion in assets under administration, serves 100+ carrier clients, 2500 distributors and partners, and over 2 million policyholders. WHO YOU ARE: Accounts Payable Specialist is responsible for performing daily accounts payable activities including invoice processing, expense claims processing, payment runs & vendor account reconciliations. This is a new position and will take on interesting and challenging responsibilities as our organization grows. This position will report to Assistant Manager, Finance and work closely with India team. WHAT YOU’LL DO: • Processing of PO based invoices in Tally and matching them to correct GRN. • Processing of non-PO based invoices & ensuring that they are authorized in line with company policy and that they have the correct general ledger code, budget center, client / project details etc. for proper information gathering. • Process all invoices in a timely manner to ensure they are processed in line with supplier payment terms and reporting requirements. • Reconcile supplier statements and resolve any queries relating to the same. • Maintain invoice query log and resolve queries on a timely basis. • Process supplier payments using internet banking facility on a weekly basis. Reconcile and process invoices against the company credit card and ensure invoices are received for all payments made. • Process staff expenses on a weekly basis • Maintain complete documentation accurately, in accordance with company policy and accepted accounting practices. • Perform var

About the Job: As the Associate Collections Specialist, you will ensure that invoices are accepted by the customers, invoice disputes are resolved in a timely manner, payments are received on time, and be responsible for cash applications and reconciliations. You will have excellent attention to detail, solve problems, and be able to organize and prioritize multiple tasks. Responsibilities: Collections Manage an assigned book of customer accounts, monitoring aging reports and proactively following up on past-due invoices via phone and email. Prioritize and manage multiple accounts and competing deadlines independently, escalating high-risk or complex accounts as needed. Build and maintain a track record of improving collections performance, including reducing days sales outstanding (DSO) and aged receivables. Negotiate payment timelines or arrangements with customers when needed, balancing timely recovery with a positive customer experience. Cash Application & Reconciliation Apply incoming customer payments (checks, ACH, wire, credit card) to the correct invoices and accounts in NetSuite. Perform regular cash and account reconciliations to ensure payments, credits, and adjustments are accurately reflected. Research and resolve unapplied cash, short payments, and payment discrepancies in a timely manner. Customer Issue Resolution Serve as the primary point of contact for assigned customers on billing and payment questions, working to resolve disputes and discrepancies efficiently. Partner with Sales, Customer Success, and Billing teams to investigate and resolve issues affecting timely payment. Work with AWS Support to resolve AWS Billing issues Maintain clear, accurate, and up-to-date records of collection activity, customer communications, and account status. Reporting & Process Improvement Prepare regular aging and collections status reports for management. Identify recurring issues or bottlenecks in the collections process and recommend improvements. Supp

Strata Information Group (SIG) is a trusted leader in higher ‑ education technology consulting, supporting colleges and universities with ERP/SIS modernization, digital transformation, CRM, cybersecurity, and strategic advisory services. As a long ‑ standing and deeply embedded partner within the higher ‑ education sector, SIG brings together technical depth, operational insight, and a culture rooted in integrity, collaboration, and exceptional client service. Our heritage is built on hands ‑ on expertise, genuine relationships, and a commitment to delivering value with humility and excellence—values that continue to define us as we scale. Full Stack Engineer – Higher Ed Platforms Node.js / React · Client-facing designation: Technical Consultant Location: Pune, India (Hybrid) Reports To: Lead – India Center of Excellence Employment Type: Full-time (engaged through SIG’s Employer of Record in India) Experience: 3–5 years Working Hours: Flexible, with 3–4 hours of daily overlap with US Eastern morning About SIG Strata Information Group (SIG) is a US-based leader in higher-education technology consulting. We help colleges and universities modernize the systems that run their institutions — student information, HR, and finance — through ERP/SIS implementation, integration, digital transformation, CRM, and cybersecurity work. We are building our first engineering Center of Excellence in Pune. This is a founding-team role. You will not be joining a large delivery pool with a fixed process — you will help set how this team builds. The Role This is a software engineering job. You will spend most of your time writing and shipping code. You will take functional specifications and turn them into working software across three areas: application integrations, Experience Card development for user-facing functionality, and workflow automation using Ellucian’s workf

Who we are At Twilio, we’re shaping the future of communications, all from the comfort of our homes. We deliver innovative solutions to hundreds of thousands of businesses and empower millions of developers worldwide to craft personalized customer experiences. Our dedication to remote-first work , and strong culture of connection and global inclusion means that no matter your location, you’re part of a vibrant team with diverse experiences making a global impact each day. As we continue to revolutionize how the world interacts, we’re acquiring new skills and experiences that make work feel truly rewarding. Your career at Twilio is in your hands. . Hiring and how we work We use Artificial Intelligence (AI) to help make our hiring process efficient. That said, every hiring decision is made by real Twilions! Also, while we are a remote-first company, you may be asked to report in person on an ad-hoc basis for team gatherings, functional off-sites or customer meetings. . See yourself at Twilio Join the team as Twilio’s next Senior Manager, Accounts Payable About the job This position is needed as Twilio continues to grow rapidly. As the Senior Manager, Accounts Payable, you will oversee Twilio’s global Accounts Payable function, leading operational execution and process excellence across vendor disbursements, expense management, and AP support. Reporting directly to the Senior Director of International Accounting, you will play a critical role in scaling our finance operations, driving automation, ensuring compliance, and supporting both organic and inorganic growth. Responsibilities In this role, you’ll: Lead the daily operations of global Accounts Payable, vendor disbursements, expense management, and credit card reconciliations. Manage and mentor a high performing AP team, setting clear KPIs, performance benchmarks, and professional development plans. Oversee month-end close activities for AP, including sub-ledger to GL reconciliat

Ready to do the most impactful work of your career? At Coinbase , we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase . Payments Risk Analyst II As a Payments Risk Analyst II on the Risk & Fraud team within the Consumer & Business group, you'll own the identification and mitigation of payments fraud across Coinbase's fiat payment rails, including ACH, wire, and card transactions. This team protects millions of customers and billions in transaction volume from chargebacks, unauthorized deposits, and account takeover schemes. You'll investigate escalated fraud cases, analyze risk patterns across multiple channels, and partner cross-functionally to strengthen detection systems across one of crypto's highest-volume retail platforms. What you'll do: Own end-to-end investigation and resolution of escalated payments fraud cases, including chargebacks, ACH returns, wire disputes, and account takeovers, across phone, messaging, and email channels. Analyze fraud trends and patterns across payment activities, synthesizing data into actionable recommendations that improve detection logic and reduce loss exposure. Handle premium and high-complexity customer cases, including CB1, HNWI, and executive escalations, using judgment to make risk decisions and coordinating with stakeholders to resolve issues. Partner cross-functionally with Product, Data Science, Risk ML, and Engineering to develop and iterate on risk management strategies, rule logic, and fraud prevention processes. Identify work

URGENT HIRING Micro Finance Loan Officer Disbursement Officer Fresh Sourcing Officer (FSO) Recruitment Partner: IDEAL CAREER ZONE A leading Micro Finance Company is urgently hiring Frontline Loan Officers (FLO) and Fresh Sourcing Officers (FSO) across West Bengal. Job Locations East Medinipur West Medinipur Kolkata North 24 Parganas Howrah Purba & Paschim Bardhaman Birbhum Hooghly Bankura Murshidabad Nadia Malda Siliguri Open Positions 1️ Frontline Loan Officer (FLO) • Qualification: Graduate • Experience: Fresher / Experienced • Age: 21 30 Years • Gender: Male / Female • Salary: 15,000 17,200 Gross per Month (Based on Qualification & Experience) 2️ Fresh Sourcing Officer (FSO) • Qualification: Higher Secondary / Graduate • Experience: Fresher / Experienced • Age: 21 30 Years • Gender: Male / Female • Salary: 15,000 17,200 Gross per Month (Based on Qualification & Experience) Key Responsibilities • Develop business in new villages and assigned areas. • Identify eligible women customers and generate leads. • Form Joint Liability Groups (JLG). • Explain loan schemes and terms in the local language. • Verify KYC, residence, and customer details. • Process loan applications and assist in loan disbursement. • Complete loan documentation. • Collect EMI from assigned customer groups. • Deposit collections in the bank on the same day. • Update collections in the LTS Collection App. Company Benefits • Attractive Salary • Excellent Performance Incentives • Fuel Allowance • PF & ESIC • Gratuity • Mediclaim ( 1,00,000 Hospitalization Cover) • Group Life Insurance ( 10,00,000) • Group Accidental Insurance ( 40,00,000) • Career Growth Opportunities Posting Policy • Male Candidates: Posting 50 90 km away from home. • Female Candidates: Local posting based on company requirements. Eligibility • Higher Secondary / Graduate • Two-Wheeler with Valid Driving Licence (Mandatory) • Aadhaar Card & PAN Card • Android Smartphone • Age: 21 30 Years Apply Now through IDEAL CAREER ZONE Office

Dr Ashwani Kumar Vij have been retained to Select one Dean - Academics / Education by a Uttar Pradesh ( UP ) based Engineering, Technology and Management Institute in August, 2026 Person should have an Engineering / MBA background from IIT / IIM or Top 25 Premium University / Institute, along with PhD and possess experience in an academic, administrative and leadership role. He should have a minimum of 15 years of teaching, research and consultancy experience with at least 5/10 years at Dean / HOD in Higher Education Sector University / Institute / College. In the exceptional case, Top / Director / GM / Senior Management level Professionals from the Corporate Sector / Public sector undertaking can be considered. He should have published research papers at National and International levels. He should be able to lead and meet the Institute programme objectives. Preferred Age desired is between 45 to 55 Years. Those Drawing CTC of Less than Rs 18 LPA are less Likely to be considered. Higher Salary Package would be offered to the experienced Higher Education Sector Professional having IIT / IIM / Top 10 MBA / Engineering / Technology Education Background. Those who have applied earlier need not apply again. Excellent Salary Package would be offered to the right candidate. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Delhi/NCR and Metro Based Candidates : Please Courier / Speed Post Hardcopy of your : Complete / Structured CV ( Preferably Brief Resume of 2-3 Pages ), with Hard Copy of Visiting Card, Passport size Photograph, Supporting Documents, 2 Professional References, Salary Drawn / Salary Slip and Salary Expected details and address to: Mrs Savita Vij - Manager And also Email Your : Complete / Structured CV ( Preferably Brief Resume of 2-3 Pages ), with Scanned copy of Visiting Card, Passport size Photograph, Supporting Documents, 2 Professional References, Salary Drawn / Salary Slip and Salary Expected details at :

DR ASHWANI KUMAR VIJ : have been retained by a Professionally managed and fast growing Organisation marketing a wide range of Sophisticated Health, Fitness and Sports Equipment on National Level to select 1 Business Head-Sales and Marketing. Job Description / Experience / Qualification Desired : MBA From Premium Institute Background is required. -10-12 Year of relevant experience, preferably with sales and marketing of high value Health and Fitness Products / Electronics and Consumer Durables / Office Automation Products and Systems. -The main objective of the role is to liaison with existing business units to consistently deliver sales target. -The role directly reports to the Director/CEO of the company and will be involved in key strategic decisions for the brand including global expansion, domestic revenue streams, and overall business strategy. -The role entails constant coordination and representation in the Indian as well as overseas markets. We are looking for a hands-on person who is willing to look beyond a customary desk. Key Result Areas ( KRA) - · Directly oversee existing business units across · Execute (along with team) sales/revenue streams · Act in an advisory capacity to parallel revenue streams · Build and Maintain sales team by recruiting, selecting, orienting, and training employees. · Maintain sales team job results by counseling and disciplining employees; planning, monitoring, and appraising job results Excellent Salary Package would be offered to the right candidate. Age Desired Between 30 to 35 Years. Result oriented Female Professionals having relevant Sales, Marketing and Business Development experience can be considered in exceptional cases. Those who have applied earlier need not apply again please. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Email Complete/Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at:

Dr Ashwani Kumar Vij has been retained by a Professionally Managed, Well known and Fast growing organisation, manufacturing and exporting Finest and Quality Pre-Engineering Building Products, PUF Panel and Sheet, Roofing sheet, Cold Storage / Prefab Projects, Porta Cabins and having annual business turnover of around Rs 35 Crores and the state of the art Infrastructure located near Delhi to select 1 National Sales Head Job Description -Ability to formulate Sales Strategy, Business Plans, Manage Company wide sales and streamline sales process. -Develop alliances, Manage client relationship and Lead cross functional Teams. -Provide direction, leadership and motivation to ensure that team performs to the best of their abilities and deliver consistently. -lead a team of Sales Managers and Sales Officers and motivate them to exceed Sales Targets and increase Revenue. -Plan meetings with clients and market intelligence, analyse competitors activities and prepare High quality Proposals and conduct presentations. Skills Desired -Excellent People Management Skills -Good Communication skills and Persuasiveness. -Strong Negotiation and Influencing skills. -Proficient in relevant computer applications The candidate should be Post graduate and Possess Diploma in marketing / MBA with around 12 to 15 years of experience in sales of Building Materials / Industrial Products and Projects. Experienced Professionals having less than 12 years of relevant Product / Industry would be considered for the position of Business Development Head. Age Preferred Between 35-45 years. Excellent Salary Package would be offered to the right candidate. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Email Complete / Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at:

DR ASHWANI KUMAR VIJ : Has been retained by : Established and Professionally Managed and fast growing IT/Software Organisation and Industry Leader to select 1 Female Candidate as : Manager - Recruitment/HR for their Delhi Office. Job Description/Responsibilities : - Possess hands on experience in end to end and full cycle of Recruitment and Recruitment Process across various IT and Software Technologies and skills. - Responsible for Sourcing, Pre screening, Shortlisting, Candidate Assessment, Scheduling Interviews, Salary Negotiation, Closing. - Manage Complete Joining formalities, Induction and Training of employees. -Possess PF/ESI etc working knowledge. - Would be responsible for maintenance of complete Leave attendence / Salary records and would coordinate with Top Mgmt. Qualifications / Experience : MBA-HR would be highly Preferred Good in IT Technology Hiring and Recruitment. Ability to work in challenging and Dynamic environment. Should be self Driven. Experience Desired : 7-10 Years of working in IT/Software Industry. Our client is also looking for 1 Mature Female Executive Assistant for CEO, Preferably having Post Graduation/MBA qualification with 7-10 Years of Experience of working with Top Mgmt. Age Preferred : 28-32 Years. CTC upto Rs 8.50 LPA Email Complete / Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at : DR ASHWANI KUMAR VIJ : President : Sales Recruitment

DR ASHWANI KUMAR VIJ : Have been retained by a Large Diversified Group and Professionally Managed and Fast Growing Organisation, manufacturing and marketing a wide range of Electrical Products such as LED, Optical Fibre, Wires and cables etc to select 1 General Manager/Head- Sales - LED - Project Sales. ( PAN India ) and Preferably for joining in December,2025. This Organisation is known for its High quality Products, excellent service and State of the art manufacturing facilities for its Domestic and International Customers. Job Designation: SALES HEAD- LED DIVISION Job Description: -Active participation in finalization of major orders. -Developing and monitoring PAN India Sales team. -Channel appointment in major markets. -Key Account Management (KAM). -Approving Companys brand in Government Departments and Preferably Handling Large and Major Project Sales. -Responsible for all India Sales, Collection and Customer Management. Job Specification: -Electrical Engineering / MBA with Technical knowledge and Experience in the domain of Marketing and Sales(LED Companies). -12 years in Lighting Industry and at least 6 years in one of the top 5 lighting companies. -Good communication skills, presentable, managerial and interpersonal skills which enables him to maintain the client relationship in business. -Should have broad concept in marketing and sales of LED. Skills: -Must have worked in at least 2 regions as regional/branch sales head, and must have worked as Product Head Pan India, or, Sales Head Pan India or, Marketing Head Pan India for at least 4 years. Experience: 18-20 Years. Age Desired is between 36 to 46 Years. Remuneration: Up to Rs 25 LPA. Job Location: Delhi and NCR. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Email Complete / Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at :

DR ASHWANI KUMAR VIJ : Has been retained by a growing and professionally manager Solar and energy storage Products Manufacturing and Marketing Organisation to select 2 Sales Manager Delhi/North. Qualification B.E/B.Tech ( Electronics / Electrical ) MBA from Premium Institute Preferred Experience 8-12 years in electrical and energy-storage sector Job Description / Responsibilities and Profile : -The candidate will manage the sales activities in northern parts of India: Delhi, Uttar Pradesh, Uttarakhand, Haryana, Himachal Pradesh, Punjab, Jammu & Kashmir. -Develop the distributor/dealer network which includes identifying potential distributors/dealers, short listing them by a screening process, and finalizing them by entering into formal contracts. -Generate business for batteries and all our solar products. -Manage the entire sales cycle which includes order processing and supply chain management for prompt delivery of products & services. -Build a team of sales personnel and oversee business development in the region. -Candidates with experience in the following will be given preference: -Setting up a distributor/dealer network. -Selling batteries. -Selling solar PV products (solar PV panels, solar inverters, solar charge controllers, solar pump controllers) Age Desired Between 30 to 35 Years. Those who have applied earlier need not apply. WFH Option is available. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Email Complete/Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at:

DR ASHWANI KUMAR VIJ : Have been retained by a Mid Size Professionally Organisation manufacturing and marketing a range of Pharma Products to Hospitals to select 1 : General Manager - Sales and Marketing to be based Near Delhi. Job description Should have Good experience in Pharma or Hospital IT / Product and Institutional Sales. Worked extensively in different parts of India particularly Northern states ie Delhi, UP, Punjab, Himachal, Rajasthan Should Possess good contacts of Specialist and well- known Doctors/ hospitals in all territories Responsible for all aspects of Sales planning, projections, revenue collections and customer relationship management) for all territories Identify and put processes in place for handling multi-territory and city sales in coordination with Zonal / Regional Sales Managers Handle direct Sales efforts in key cities / accounts in coordination with Zonal / Regional Sales Managers Good working knowledge about IT systems. Excellent interpersonal, team management and presentation skills and be Good communicator and motivator This All India Level Position would report directly to the MD/CEO Qualifications : B Pharma with MBA From Premium Institute would be highly preferred. Experience Desired : 12-15 Years. Experienced Professionals From the Medical, Diagnostics Equipment and Devices can be Preferred in exceptional cases. Persons having lessor experience can be considered for the Position of : DGM - Sales and Marketing Age Desired : Below 35 Years. Those who have applied earlier need not apply again. DR ASHWANI KUMAR VIJ : President : Sales Recruitment Email Complete / Structured CV, with Scanned copy of Visiting Card, Salary Drawn / Expected details at :