Exit benefits · India 2026
Gratuity Calculator India
Estimate statutory gratuity from your last-drawn gratuity wage and service period, then use the result as one verified input in your exit decision. Jobiba keeps eligibility, wage assumptions, tax treatment and job-switch economics separate so an estimated benefit never becomes an automatic reason to resign or stay.
Your service & wage
Estimated statutory gratuity
₹1,44,231
Eligibility gate reached under the selected employment type.
Service entered
5.00 yrs
Service used
5.00 yrs
15-day wage
₹28,846
Reverse plan
Required monthly gratuity wage
₹1,73,333
Reverse solving is a scenario tool only; employers do not set statutory wages to hit a target gratuity.
Formula used: monthly gratuity wage × 15 ÷ divisor × counted service. Better contractual gratuity terms may apply. Income-tax exemption is a separate calculation; current AY 2026–27 e-filing validations use category-specific ceilings, so do not treat this gross estimate as automatically tax-free.
Use it for a real decision
What this calculator is trying to answer
- Verify eligibility first: ordinary five-year continuous service and fixed-term employment's one-year contract-service rule are different paths.
- Audit the wage base instead of assuming headline CTC is the statutory gratuity wage.
- Model service-date sensitivity: a partial year above six months can affect the regular-employee counted service period.
- Carry the estimate into Exit & Switch Planner beside notice buyout, leave encashment, joining bonus, moving cost and cash runway.
- Compare the new offer and live alternatives before acting; Jobiba does not turn a gratuity estimate into a resignation recommendation.
Worked thinking
Treat gratuity as exit evidence, not a switching signal
Suppose annual CTC is ₹12 lakh but the wage relevant for gratuity is ₹50,000 a month. At five counted years and a 26-day divisor, the planning estimate is about ₹1.44 lakh. Now compare that amount with notice recovery, leave encashment, joining bonus, relocation cost and the new offer's recurring take-home. A one-time benefit should not hide a weaker monthly package.
The useful part is not the exact rupee at the end. It is seeing which assumptions move the answer: PF basis, variable pay, gratuity, tax, commute cost, or the salary band for your actual role.
Questions people ask before accepting an offer
What changed for gratuity from 21 November 2025?
The Ministry of Labour says gratuity calculation under the Social Security Code applies from 21 November 2025. The Code's wage definition matters for the gratuity wage base, so old Basic+DA shortcuts should not be assumed without checking payroll treatment.
How many years are required for gratuity in India?
For the ordinary case, the Code provides gratuity after at least five years of continuous service, with statutory exceptions such as death or disablement. The Labour Ministry says a directly engaged fixed-term employee can be eligible after one year of contract service.
How does Jobiba count a partial year?
For regular employment, the calculator counts every completed year plus one more year when the remaining completed service exceeds six months. For fixed-term employment it shows a pro-rata service scenario after the one-year eligibility point.
Should I wait for gratuity before switching jobs?
Do not decide from this estimate alone. Verify your actual eligibility date and employer payroll treatment, then compare the value at risk with the new offer, notice costs, joining date, career opportunity and recurring take-home.
Is the calculator result fully tax-free?
Not automatically. Income-tax exemption depends on employment category, amount received and statutory ceilings. Jobiba keeps the gratuity calculation separate from tax treatment so a gross estimate is not presented as guaranteed exempt income.
Keep going
Turn the number into a career decision
Exit & Switch Planner
Put gratuity beside notice buyout, leave encashment, F&F, joining bonus and switch break-even.
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Compare job offers
Separate recurring compensation from one-time benefits before choosing between offers.
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CTC to in-hand
Compare the new package's recurring monthly cash instead of headline CTC alone.
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Salary negotiation
Use verified market and offer evidence before discussing compensation.
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Jobs above my pay
Keep salary-bearing alternatives open while you evaluate the switch.
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