Manager Development Lead Salary India in India

About Paytm Lending Paytm’s Lending marketplace connects millions of consumers and merchant partners with top NBFCs and banks across Personal Loans, Merchant Loans, Postpaid, and Credit Cards. We build cutting-edge financial products powered by real-time risk modelling, seamless distribution, and high-volume transaction processing. Role Overview We are seeking an energetic, analytical, and business-focused Manager – Business Finance to join our Lending Finance team. In this role, you will act as a key financial partner to business leads, product managers, and risk teams across Personal Loans, Merchant Loans, and Credit Cards portfolios. You will be responsible for driving financial planning, developing bottom-up revenue models, tracking portfolio yields/costs, and delivering actionable insights to the CFO and CEO to maximize profitability and operational efficiency. Key Responsibilities 1. Revenue Modelling & Portfolio Economics - Build, maintain, and refine end-to-end financial & revenue models for lending products (Merchant Loans, Personal Loans, Postpaid). Model monthly/daily interest accruals, processing fee (PF) yields, First Loss Default Guarantee (FLDG) provisions, collection costs, and Cost of Funds (COF) across diverse lender partners. - Conduct scenario modelling (AOP vs. Actuals, MBR updates, Team Plans) to assess the impact of take-rate changes, volume mix shifts, and credit policy tightening. 2. Business Partnering & Decision Support - Act as a co-pilot to Business Heads to evaluate new commercial constructs, lender tie-ups, and product feature launches. - Analyze unit economics (Revenue per Disbursed/Booked Card, Net ROI, Take Rates, Risk-Adjusted Returns) at a product and lender level to guide business strategy. - Analyze risk vs. return trade-offs (GCL vs. Net ROI) across partner lenders to optimize portfolio allocation. 3. Financial Planning & Analysis (FP&A) - Lead the Annual Operating Plan (AOP) creation, monthly business reviews (MBR), and q

About Team : The Internal Audit team at Paytm comprises seasoned professionals with diverse skill sets and experience across different verticals like process audits, technology audits and forensics. The team focuses on implementing the approved audit plan, ensuring delivery of qualitative audits and conducting internal / special reviews while leveraging technology & data analytics and gauging key risks across business processes. Manager – Internal Audit (6–8 Years Exp) Role Overview: As a Manager, you will be a strategic partner to the business. You won’t just be "checking boxes"; you’ll be designing the audit framework for complex ecosystems like UPI, Wallet, and Lending. You will lead teams and interface directly with Senior Leadership. Key Responsibilities ●Audit Strategy: Develop and execute an annual risk-based audit plan focusing on high-growth business units. ● Stakeholder Management: Act as the primary point of contact for Department Heads, explaining risk implications and negotiating remediation plans. ● Process Engineering: Evaluate the effectiveness of internal controls ($ICFR$) and suggest automation to move from manual testing to continuous monitoring. ● Team Leadership: Supervise 2–3 Assistant Managers/Associates, ensuring high-quality documentation and timely delivery. ● Special Investigations: Lead / perform ad-hoc investigations or fraud risk assessments as required. ● Execution: Conduct end-to-end audits of various functions (Operations, HR, Finance, or Tech) under the guidance of the Manager. ● Fieldwork: Perform walkthroughs, test of effectiveness ($ToE$), and document audit findings with clear "Cause and Effect" analysis. ● Cross-Functional Collaboration: Partner with cross-functional teams to gain deep insights into critical business processes, identify risks, and evaluate the adequacy of internal controls. ● Reporting: Prepare and present clear, concise audit reports to senior management and stakeh

... Facility: SBS FIN Noram Qualification: Graduate Job Code: IJP563272 | Source: Sodexo India

... Facility: ADANI ENTERPRISES - RSA VILLA Qualification: Graduate Job Code: IJP517707 | Source: Sodexo India

... Facility: SBS FIN Noram Qualification: Graduate Job Code: IJP566075 | Source: Sodexo India

... Facility: ADANI E&R KEY ACCOUNT Qualification: Graduate Job Code: IJP528090 | Source: Sodexo India

... Facility: ADANI ENTERPRISES - ADANI VILLA Qualification: Graduate Job Code: IJP544502 | Source: Sodexo India

... Facility: ADANI CORPORATE HOUSE - FM Qualification: Not Specified Job Code: IJP544405 | Source: Sodexo India

... Facility: MAYO COLLEGE AJMER- FS Qualification: Graduate Job Code: IJP551266 | Source: Sodexo India

... Facility: ADANI ENTERPRISES - RSA VILLA Qualification: Graduate Job Code: IJP557463 | Source: Sodexo India

... Facility: ADANI ENTERPRISES LTD - FS Qualification: Diploma Preferred Gender: FEMALE Job Code: IJP563863 | Source: Sodexo India

... Address: Kalwa Works,Thane Belapur Road, Airoli 400708 Facility: SIEMENS - IN-KALA0 Qualification: Graduate Experience: 8 - 9 years Source: Sodexo India | Job Code: IJP483546

... Address: Abhiyan Bldg, Opp. Besleri Factory, Chakala, Near Highway, Andheri (E), Mumbai - Facility: UNILEVER- MUMBAI- HO- CORE FM Qualification: Graduate Experience: 8 - 10 years Source: Sodexo India | Job Code: IJP545233

... Address: Sonipat Narela Road, Near Jagdishpur Village,Sonipat Facility: OP JINDAL GLOBAL UNIVERSITY Qualification: Graduate Experience: 5 - 9 years Source: Sodexo India | Job Code: IJP539557

... Address: SODEXO India On-site Service Solutions. B21, IInd & IIIrd Floor, Sec-58, Noida (U.P.)- 201301 Facility: DL QHSE Qualification: Graduate Experience: 5 - 8 years Source: Sodexo India | Job Code: IJP545684