Risk Management Director in India

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce V

Plant Security Head is responsible for ensuring the safety and security of all personnel, assets, and operations within the plant environment. This role entails the development and implementation of comprehensive security strategies that safeguard company resources while promoting a culture of safety and compliance. The Plant Security Head oversees all security operations, including risk assessment, incident response, and the maintenance of safety protocols, ensuring that all security measures align with organizational goals and regulatory requirements. Source: Adani Group | Job ID: 55750

 Manage site security operations in harmony with business objectives and Security Strategy Roadmap at major sites  Protect enterprise wide infrastructure to ensure business continuity, creating a safe environment for all employees and stakeholders and ensuring enhanced security and personal safety of “designated protectees”  Address fraud & misconduct through a well-established framework to prevent, detect, respond, and refine strategies and methodologies.  Identify potential threats and calibration of risks from detailed security risk assessments to eliminate, reduce or mitigate risks.  Responsible for ensuring security and protection of tangible and intangible assets, at the site  Responsible for managing security related automation and infrastructure projects Source: Adani Group | Job ID: 52925

Responsible for implementing and ensuring adherence to safety strategies at the cluster level in alignment with corporate safety objectives. The role focuses on driving a proactive safety culture, ensuring legal and IMS compliance, monitoring site-level safety performance, and mitigating risks. Acts as the primary safety contact for all sites within the assigned cluster and provides hands-on leadership in risk assessments, incident investigations, and continuous improvement initiatives. Source: Adani Group | Job ID: 53065

The Business Unit Cyber Specialist will be responsible for providing specialized cybersecurity expertise and support within a specific business unit. This role focuses on identifying, assessing, and mitigating cybersecurity risks while ensuring that security practices align with business objectives. The Cyber Specialist will act as the main point of contact for all cybersecurity-related issues within the business unit, ensuring that all security requirements are met and that the business unit operates within a secure, compliant, and risk-managed environment. Source: Adani Group | Job ID: 52033

This role is responsible for transforming IT operations by managing programs effectively, governing vendors strongly, and coordinating smoothly with multiple technology partners. It leads the delivery of observability, AI based automation, and intelligent tools, ensuring clear ownership, defined milestones, and measurable results. The role requires leading large multi vendor programs, planning ahead, managing dependencies, and ensuring disciplined execution. Working closely with internal teams and vendors across platforms like OpsRamp, ServiceNow ITOM, and AIOps, the focus is on timely delivery, risk control, continuous improvement, and building a resilient, scalable, and future ready IT operations environment. Source: Adani Group | Job ID: 49897

Manage site security operations in harmony with business objectives and Security Strategy Roadmap at major sites  Protect enterprise wide infrastructure to ensure business continuity, creating a safe environment for all employees and stakeholders and ensuring enhanced security and personal safety of “designated protectees”  Address fraud & misconduct through a well-established framework to prevent, detect, respond, and refine strategies and methodologies.  Identify potential threats and calibration of risks from detailed security risk assessments to eliminate, reduce or mitigate risks.  Responsible for ensuring security and protection of tangible and intangible assets, at the site  Responsible for managing security related automation and infrastructure projects Source: Adani Group | Job ID: 49655

Manage site security operations in harmony with business objectives and Security Strategy Roadmap at major sites. • Protect enterprise-wide infrastructure to ensure business continuity, creating a safe environment for all • Employees and stakeholders and ensuring enhanced security and personal safety of “designated protected” • Address fraud & misconduct through a well-established framework to prevent, detect, respond, and refine strategies and methodologies. • Identify potential threats and calibration of risks from detailed security risk assessments to eliminate, reduce or mitigate risks. • Responsible for ensuring security and protection of tangible and intangible assets, at the site • Responsible for managing security related automation and infrastructure projects Source: Adani Group | Job ID: 49667

Manage site security operations in harmony with business objectives and Security Strategy Roadmap at major sites. • Protect enterprise-wide infrastructure to ensure business continuity, creating a safe environment for all • Employees and stakeholders and ensuring enhanced security and personal safety of “designated protected” • Address fraud & misconduct through a well-established framework to prevent, detect, respond, and refine strategies and methodologies. • Identify potential threats and calibration of risks from detailed security risk assessments to eliminate, reduce or mitigate risks. • Responsible for ensuring security and protection of tangible and intangible assets, at the site • Responsible for managing security related automation and infrastructure projects Source: Adani Group | Job ID: 50710

Airbnb was born in 2007 when two hosts welcomed three guests to their San Francisco home, and has since grown to over 5 million hosts who have welcomed over 2 billion guest arrivals in almost every country across the globe. Every day, hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way. The Community You Will Join The Analytics Centre of Excellence (ACOE) at Airbnb, based in India, is a hub of knowledge and expertise that aims to provide data-driven decision-making, enabling Airbnb's business goals. The ACOE's vision is to build a world-class analytics organization that provides scalable analytics. We work with various business functions such as payments, trust, digital, customer support, hosting, sales,social, compliance, risk, platforms and partnership & economics. The ACOE's delivery framework is designed to provide relevant and contextual insights for data-driven decisions. This includes a one-stop solution for metrics, dashboards driving actionable insights, optimization of performance, experimentation, measuring pre/post feature impact, sizing the ROI of opportunities, prioritization of opportunities, anomaly-driven alerting mechanisms, root cause analysis of metric deviation, and exploratory hypothesis testing. The Difference You Will Make ACOE is seeking a Lead, Advanced Analytics, Marketplace to help Airbnb enable travel for millions of guests and hosts on our platform. This individual will play a pivotal role in supporting strategic business and product initiatives through detailed data analysis, metrics creation, statistical modeling, and the development of reporting tools and metrics. The individual will be instrumental in driving business and product decisions across topic areas across the company. A Typical Day Design and build metrics / dimensions to monitor product and business performance. Build sophisticated reporting, analytical tools, and dashboards that emp

About Paytm Lending Paytm’s Lending marketplace connects millions of consumers and merchant partners with top NBFCs and banks across Personal Loans, Merchant Loans, Postpaid, and Credit Cards. We build cutting-edge financial products powered by real-time risk modelling, seamless distribution, and high-volume transaction processing. Role Overview We are seeking an energetic, analytical, and business-focused Manager – Business Finance to join our Lending Finance team. In this role, you will act as a key financial partner to business leads, product managers, and risk teams across Personal Loans, Merchant Loans, and Credit Cards portfolios. You will be responsible for driving financial planning, developing bottom-up revenue models, tracking portfolio yields/costs, and delivering actionable insights to the CFO and CEO to maximize profitability and operational efficiency. Key Responsibilities 1. Revenue Modelling & Portfolio Economics - Build, maintain, and refine end-to-end financial & revenue models for lending products (Merchant Loans, Personal Loans, Postpaid). Model monthly/daily interest accruals, processing fee (PF) yields, First Loss Default Guarantee (FLDG) provisions, collection costs, and Cost of Funds (COF) across diverse lender partners. - Conduct scenario modelling (AOP vs. Actuals, MBR updates, Team Plans) to assess the impact of take-rate changes, volume mix shifts, and credit policy tightening. 2. Business Partnering & Decision Support - Act as a co-pilot to Business Heads to evaluate new commercial constructs, lender tie-ups, and product feature launches. - Analyze unit economics (Revenue per Disbursed/Booked Card, Net ROI, Take Rates, Risk-Adjusted Returns) at a product and lender level to guide business strategy. - Analyze risk vs. return trade-offs (GCL vs. Net ROI) across partner lenders to optimize portfolio allocation. 3. Financial Planning & Analysis (FP&A) - Lead the Annual Operating Plan (AOP) creation, monthly business reviews (MBR), and q

Role : Program Manager Function: Personal Loans, Lending Location: [Noida / Mumbai] Experience: 3–6 years About the Role: We are hiring a Program / Category Manager to help drive Paytm's Personal Loans business. You will own a set of lending partners end-to-end; their volumes, their economics and their journey and be the connective tissue between Business, Product, Technology, Operations, Risk, Compliance, Finance and Marketing. This is a builder's role, not a coordinator's. You will be expected to find growth yourself: dig into the funnel, form a view on what is broken or under-exploited, build the business case, and then drive it to launch with the teams that can make it happen. The partners in this portfolio contribute a meaningful share of Paytm's monthly disbursals, so the decisions you make show up directly in the P&L. Key Responsibilities: - Own the AOP for your lending partners and drive the initiatives needed to deliver it month on month, not just at quarter end. - Build the forward view forecasts, scenario plans and the levers available if the base case slips. - Own the funnel end to end: stage-wise conversion, drop-offs, TATs and the specific reason codes behind each leak, from offer display through KYC, e-mandate, e-sign and disbursal. - Run cohort and vintage analysis to understand how different user segments, sources and offer constructs behave over time, and use it to shape targeting and offer strategy. - Design and run experiments: A/B tests on journeys, messaging, offers and routing and read the results honestly, including the ones that fail. - Build and maintain the dashboards and MIS that the business runs on, so that you and your stakeholders are always looking at the same, current, correct numbers. - Turn analysis into a recommendation. The deliverable is a decision with a number attached to it, not a deck of charts. - Drive end-to-end execution of strategic lending programs, delivered on time and against clearly defined business outcomes. -

Job Title: HR Analytics Location: Noida About the Role Paytm is looking for a data-driven HR Analytics Analyst to support People Analytics initiatives by transforming HR data into actionable insights. The ideal candidate will have hands-on experience in VBA, Power BI, Python, SQL, HR analytics, and dashboarding, with an interest in leveraging AI to improve HR processes and decision-making. This role will work closely with HR Business Partners, Talent Acquisition, HR Operations, and Business Leaders to build reports, automate analytics, and deliver meaningful workforce insights. Key Responsibilities ● Build and maintain HR dashboards and reports using Power BI, Tableau, or similar visualization tools. ● Use Python and SQL to clean, analyze, and automate HR data reporting. ● Develop predictive analytics models to identify trends such as attrition risk, hiring demand, and workforce planning. ● Support AI-driven HR initiatives by leveraging Generative AI and automation tools to improve reporting and employee insights. ● Partner with HR, Talent Acquisition, Finance, and HR Operations teams to understand business requirements and deliver data-driven solutions. ● Ensure data quality, accuracy, and consistency across HR systems and reports. ● Prepare recurring and ad-hoc MIS reports for leadership reviews. ● Identify opportunities to automate manual reporting processes and improve operational efficiency. ● Present analytical findings through clear visualizations and business-friendly insights. Required Qualifications ● Bachelor's or Master's degree in Engineering, Computer Science, Statistics, Mathematics, Business Analytics, Human Resources, or a related field. ● 2–6 years of experience in HR Analytics, People Analytics, Business Analytics, or Data Analytics. ● Strong hands-on experience with Python (Pandas, NumPy) for data analysis and automation. ● Good knowledge of SQL for querying and managing datasets. ● Experience with Power BI, Tableau, or other BI

Airbnb was born in 2007 when two hosts welcomed three guests to their San Francisco home, and has since grown to over 5 million hosts who have welcomed over 2 billion guest arrivals in almost every country across the globe. Every day, hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way. Description Airbnb was born in 2007 when two Hosts welcomed three guests to their San Francisco home, and has since grown to over 4 million Hosts who have welcomed more than 1 billion guest arrivals in almost every country across the globe. Every day, Hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way. The Analytics Centre of Excellence (ACOE) at Airbnb, based in India, is a hub of knowledge and expertise that aims to provide data-driven decision-making, enabling Airbnb's business goals. The ACOE's vision is to build a world-class analytics organization that provides scalable analytics. We work with various business functions such as payments, trust, digital, customer support, hosting, sales, social, compliance, risk, platforms and partnership & economics. The ACOE's delivery framework is designed to provide relevant and contextual insights for data-driven decisions. This includes a one-stop solution for metrics, dashboards driving actionable insights, optimization of performance, measuring pre/post feature impact, sizing the ROI of opportunities, prioritization of opportunities, anomaly-driven alerting mechanisms, root cause analysis of metric deviation, and exploratory hypothesis testing. The Community You Will Join: We are looking for a senior advanced analyst in our India Analytics team who works with the Fraud & Safety Delivery team. The analyst must have functional expertise in building analytical solutions and be a trusted partner to product teams and business leaders, across marketplace teams through providing insig

Want to be a bswifter? At bswift we’ve been transforming benefits administration since 1996, making it simpler, smarter, and more human. Our state-of-the-art, cloud-based technology and services empower employees to understand, manage, and love their benefits. From downtown Chicago, and remotely across the country, we serve thousands of companies and millions of people nationwide, reducing administrative burdens and freeing HR teams to focus on creating thriving, people-first workplaces. We’re looking for motivated and goal-driven individuals who share our passion for delivering excellence and creating solutions that make a difference. The reward is a fun, flexible and creative environment with ample opportunity for professional and personal growth. If you love the bswift values of pursue excellence, embrace accountability, deliver superior service, and be a great place to work, we want to hear from you! You will join the team as a Software Developer , responsible for designing, building, and maintaining scalable backend systems and APIs that power web and mobile applications. The role requires proficiency in backend engineering, cloud services (preferably AWS), databases , and developing secure, high-performance systems . You’ll work closely with software developers, product managers, and cross-functional teams to deliver reliable, secure, and performant services that enable seamless user experiences 1. Solution Design & Development Design, develop, and maintain innovative, customer-centric, high-performance, secure, and robust applications. Build and integrate scalable backend services with responsive frontend interfaces. Work with architects and other software engineers to develop scalable solutions 2. System Decomposition & Iterative Delivery Break down large, complex systems into smaller, manageable implementation slices. Use prototypes and iterative delivery to de-risk unknowns and validate assumptions. 3.