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Active4w ago

Machine Learning Engineer II (Underwriting ML)

Affirm·📍 United States

Employment

Full-Time

Work mode

Remote

Experience

MID LEVEL

Salary

$157,004–$207,000 / year · Jobiba est.

Market pay estimate

$157,004–$207,000 / year for comparable Machine Learning Engineer roles in United States. Not employer-provided.

Salary →

Role overview

Job description

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. On the Underwriting ML team, you’ll build and improve machine learning systems that make real-time transaction decisions, assessing the repayment risk and expected value of every Affirm checkout. You’ll work closely with experienced ML engineers, platform partners, and cross-functional stakeholders to take models from idea to prototype to production, and to keep them healthy with strong measurement and monitoring as user behavior and macroeconomic conditions evolve. What you’ll do - You will develop and iterate on underwriting prediction models using a mix of approaches for tabular and sequential data - You will build and scale feature pipelines and training datasets from proprietary and third-party signals,

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Role market pulse

How Machine Learning Engineer demand looks in United States

46/100 · steady

Live jobs

104

Posted 30d

30

30d movement

-57.7%

Remote share

34.6%

Salary listed

83.7%

Salary trend 1Y

Not enough history

What they are looking for

Skills & requirements

Qualification

What we look for - You have a total of 2+ years of experience as a machine learning engineer or a PhD in a relevant field; This position requires either equivalent practical experience or a Bachelor’s degree in a related field Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range; For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law

Department · Checkout

A

Hiring company

Affirm

Technology

At Affirm, we believe that the financial industry works better for everyone when it’s fair, honest, and inclusive. We help people pay over time for almost anything—with no late fees or surprises. Through advanced technology and analytics that look beyond FICO, we’re able to serve a much broader population than other lenders.

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