Principal Consultant - Payments SME Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent Drive transformation across high-value payment systems in a fast-evolving global landscape The Role We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment. What You’ll Do Lead business analysis activities across high-value payments and transformation initiatives Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams Gather, document, and translate business and technical requirements into actionable deliverables Support transformation programs across payment systems including cross-border transactions Collaborate with stakeholders to ensure alignment across business, technology, and operations What We’re Looking For Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments knowledge of high-value payment systems and transaction flows Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009) Experience delivering within agile environments and facilitating Scrum practices Ability to engage stakeholders and communicate requirements clearly across teams Bonus Points For Experience in payments transformation or modernization programs Exposure to cross-border payments and regulatory considerations Familiarity with financial messaging standards and payment processing systems Experience working with Tier 1 financial institutions Certification in Agile, Scrum, or Business Analysis disciplines Why Join Capco Deliver high-impact technology solutions for Tier 1 financial institutions Work in a collaborative
Role overview
Job description
About the Team Joining Capco means joining an organization that is committed to an inclusive working environment where you are encouraged to #BeYourselfAtWork. Capco's Cybersecurity Practice is a multi-disciplinary team focused on helping leading financial institutions navigate an increasingly complex cyber, technology, and regulatory landscape. We partner with clients to evaluate, design, and implement risk-aware solutions that strengthen resilience, protect critical assets, and enable innovation. As artificial intelligence continues to transform financial services, our team works closely with clients to develop secure and responsible AI adoption strategies, establish governance frameworks, manage emerging technology risks, and build trust in AI-enabled products and services. We combine deep expertise in cybersecurity, risk management, financial services, cloud transformation, and dat
…What they are looking for
Skills & requirements
Qualification
What You'll Bring with You 7+ years of experience in cybersecurity, technology risk, information security, or cyber advisory roles; Bachelor's or Master's degree in Cybersecurity, Information Security, Computer Science, Information Systems, or a related field
Department · Tech & Engineering

Hiring company
Capco
Capco is a global management and technology consultancy dedicated to the financial services and energy industries.
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