Risk & Monitoring Analyst III

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. As a Merchant Risk Analyst, you will assess financial risk related to credit, fraud and identity associated with the merchants. You will also coordinate with cross-functional partners to assess non-financial risk – brand, reputational, legal and compliance risk. The ideal candidate will have knowledge or experience in e-commerce underwriting and/or commercial lending. They will also have a solid understanding of evaluating merchant financial risk based on 3rd party data, credit reports, and other merchant attributes. Prior work experience in payments, lending, banking or financial institutions is a plus! What you’ll do Assess brand, compliance, fraud and financial risk and determine credit exposure risk on new and existing merchants Use business credit reports, financial documents, investigative research tools, and financial market data to conduct risk assessment of Affirm’s merchants Investigate and use new sources of third party data to assess merchant financial risk Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants Business Improvement In Execution: Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation What we look for 3+ years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting Experience working with cross functional partners across the organization, especially Sales and Business Development teams Experience reviewing financial documents, business credit reports and payment processor statements Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution Compensation & Benefits Base Pay Grade - G Equity Grade - 3 Employees new to Affirm typically

Operational Resilience & Cyber Risk Consultant - all levels Location: Glasgow & Edinburgh (Hybrid) | Practice Area : Financial Crime, Risk, Regulation, Finance Transformation | Type: Permanent Build resilience where it matters most: cyber, tech, and third-party risk The Role Capco is seeking Operational Resilience and Cyber Risk professionals to join our growing FRRF capability. You’ll work across the financial services and energy sectors, advising clients on regulatory expectations like PRA and DORA, designing robust resilience frameworks, and implementing controls to close exposure gaps. This is a great opportunity to deliver mission-critical change and support high-value transformation programmes. What You’ll Do Deliver operational resilience assessments, scenario testing, and control implementations Support regulatory readiness across PRA, DORA, and other frameworks Evaluate cyber posture, third-party exposure, and vendor resilience Define and implement governance models, dashboards, and reporting mechanisms Guide tooling implementation and support cyber/tech resilience transformations What We’re Looking For Experience in operational resilience, cyber risk, and third-party risk across FS or Energy sectors Practical knowledge of IBS/ITOL calibration, scenario testing, and process mapping Ability to analyse and implement regulatory change and control remediation Strong collaboration skills to lead multi-disciplinary discussions across the business Clarity in communication, capable of engaging with stakeholders at all levels Bonus Points For Experience leading complex, multi-stream resilience or cyber transformation projects Background in cloud security assessments or cyber tooling implementation Familiarity with vendor risk assessments, remediation, and third-party governance Exposure to regulatory change projects and resilience reporting frameworks For senior candidates: mentoring, people management, and proposition development Why Join Capco Delive

Ready to do the most impactful work of your career? At Coinbase , we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase . CB Payments, Ltd (CBPL) is Coinbase’s UK‑incorporated electronic money institution, authorised and supervised by the FCA and registered as a cryptoasset exchange and custodian wallet provider, enabling customers to move between fiat and crypto and access Coinbase’s UK platform. This dual‑hatted role serves both as CBPL’s 2LoD Country Risk Manager and as a Risk Manager within Global Operational Risk Management (ORM), running the local risk framework for the UK entity and contributing to Coinbase’s enterprise‑wide operational risk programs so that risks remain within appetite while the UK business grows safely. As a Risk Manager - Country & Operational Risk, you'll serve a dual-hatted role across CBPL (Coinbase's FCA-authorised UK entity) and Global Operational Risk Management. Our Enterprise Risk Management team builds and runs the frameworks that keep Coinbase growing safely within risk appetite across every entity and jurisdiction. You'll own CBPL's second-line-of-defence risk framework covering operational, financial, regulatory, outsourcing, and conduct risks while co-owning global ORM program areas that strengthen our enterprise-wide risk posture. What you'll do: Own CBPL's entity-level risk framework, running RCSAs, incident/issue management, KRI/KCI monitoring, and risk-appetite reporting for the CBPL Risk Committee and Board. Lead 2LoD risk challenge on ne

At Vanta, our mission is to help businesses earn and prove trust. We believe that security should be monitored and verified continuously, and we empower companies to practice better security and prove it with ease. Vanta has a kind and talented team, and while some have prior security experience, many have been successful at Vanta without it. The Vendor Monitoring Data team focuses on gathering external data and conducting risk analysis as part of Vanta's Vendor Risk Management (VRM) product. Our work provides comprehensive insights that help customers mitigate third-party risks effectively. As a Senior Fullstack Engineer, you'll drive complex projects across our technical stack while mentoring our talented engineering team. This role offers a unique opportunity to delve into a hyper-focused subject area: external attack surface scanning. You'll tackle unique technical challenges and contribute directly to Vanta's impact by helping customers continuously and comprehensively monitor risks across their vendor supply chain. Our business has found incredible product-market fit and has monetized effectively since the day we signed our first customer. We're growing at a blistering pace, which presents career-defining opportunities for engineers to accelerate their growth and contribute to a rapidly-scaling company. Visit our Vanta Engineering Blog to learn more about what our team is working on! What you’ll do as a Senior Fullstack Engineer, Vendor risk management at Vanta: Identify, scope, and lead large technical projects, laying the groundwork for core products to evolve and scale into highly performant, reliable, and customizable systems Make effective tradeoffs that consider business priorities, user experience, and a sustainable technical foundation Engineer sophisticated monitoring and alerting systems to guarantee the reliability, speed, and integrity of our security data pipeline. Collaborate with security researchers to rapidly deploy new scanning techniques and

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Identity at Affirm is mission-critical; it is the very first step of the customer journey and the foundation of global expansion. The International Expansion Unit (IEU) owns Identity for every market outside North America, placing our team at the center of Affirm’s global strategy. We are responsible for ensuring Affirm can enter and scale in new markets while operating compliantly across diverse regulatory environments. Our scope includes building and expanding Identity Data Management, KYC Verification, and Decisioning capabilities, while driving architectural changes that impact Identity services globally. We don’t just execute; we influence the core platform’s evolution to support new risk models and market dynamics. Operating at the intersection of technical depth and regulatory complexity, we directly impact approval rates, conversion, and fraud exposure. By joining this team, you will shape the foundational processes that unlock revenue and build customer trust on a global scale. What You'll Do · You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects. · You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. · You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes. · You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts. · You will foster a culture o

About the job Build the operating system that helps Graphcore scale quality, resilience and production readiness. As an Integrated Management Systems Engineer, you will help shape the Graphcore way. This is our integrated approach to practical, scalable management systems. You will turn ISO 9001, ISO/IEC 27001, ISO 45001 and ISO 22301 requirements into usable ways of working. Your impact will reach engineering, operations, suppliers and corporate teams. Lead the delivery of the Integrated Management System internal audit programme, including audit planning and execution, reporting findings, agreeing corrective actions with process owners, and monitoring actions through to effective closure. The team and culture You will work with Manufacturing Operations and Quality, partnering closely with engineering, operations and process owners. Work happens through direct problem solving, clear ownership and practical decisions. This role needs someone who can move between standards, systems and real workflows. You will challenge complexity and help teams build processes that people actually use. Decisions are grounded in evidence, risk and operational reality. You will be expected to speak up, take responsibility and help Graphcore improve at pace. This Team work x3 days a week in the Bristol office. What we’re looking for · Strong understanding of ISO 9001 principles in engineering or technology-led organisations · Lead auditor qualification in ISO/IEC 27001, ISO 45001, ISO 22301 or ISO 9001 · Experience designing or improving management system processes · Ability to translate standards into practical operating models · Experience working in complex product development environments · Structured problem-solving skills, such as A3, 5 Whys or Ishikawa Benefits · Flexible working: Balance your work and personal life with greater flexibility, with an expectation to be in 2-3 days/week · Generous leave: Take time to rest, recharge and enjoy life outside of work · Retirement planni