NMI is looking for a passionate Senior Software Engineer to join our Development team as a result of NMI's continued growth and investment in the underlying systems. This role reports to the Engineering Manager. As a senior developer with strong experience in C# and/or PHP, you will join a team of industry-leading experts that are talented, ambitious and want to drive the continued development of our payment processing services. Our developers are responsible for software services and deliverables that support the processing of billions of transactions for hundreds of thousands of merchants every year. These applications have to be efficient, reliable, redundant, secure, highly-available and scalable. A background in the development of accounting or billing systems is preferred for this specific role. AI-assisted development is core to how we build at NMI. Our engineers work with Claude and Cursor every day, and we expect you to use them fluently: to move faster, to raise quality, and to spend more of your time on the problems that need human judgement. About NMI NMI, a global leader in payment technologies, allows software and sales professionals to deliver payment innovations to their clients without having to build payment expertise in house. NMI enables our partners with choice, and challenges the one-size-fits-all approach to payments. You've probably used NMI in the last 24 hours without even realizing it. We're the platform that powers success for innovative tech created by SMBs, entrepreneurs and fintech startups. We're creative problem solvers who help visionaries smash through boundaries and think beyond what's possible so they can think about what's next. But we're not just built for the tech savvy. We democratize the latest payments technology so that everyone can realize the benefits of easy payments across the full spectrum of commerce. Our mission is to use our expertise to enable more payments, in more ways and more places. We provide ISOs, Fintech I
Market pay estimate
CA$179,250–CA$193,700 / year for comparable Senior Software Engineer roles in Canada. Not employer-provided.
Role overview
Job description
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Card Loan Platform team builds the high-throughput decision engine at the heart of Affirm’s card products. Unlike traditional cards, every pay-later transaction is backed by its own unique loan, and our system is the "invisible piping" that makes this complex model work at scale. Every swipe triggers our platform to solve a hard problem in milliseconds: matching messy, fragmented payment network data to the correct loan to drive real-time approvals, origination, and refunds. As Affirm experiences explosive growth, our team's contributions are a key enabler. This isn't just another backend role; you'll be building the "financial brain" for our flagship card products, with your work on the critical path for ev
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What they are looking for
Skills & requirements
Qualification
What we look for 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture; This position requires either equivalent practical experience or a Bachelor’s degree in a related field; For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law
Department · Consumer Engineering
Hiring company
Affirm
At Affirm, we believe that the financial industry works better for everyone when it’s fair, honest, and inclusive. We help people pay over time for almost anything—with no late fees or surprises. Through advanced technology and analytics that look beyond FICO, we’re able to serve a much broader population than other lenders.
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