Role Overview The Area Collections Manager will be responsible for managing end-to-end collections across bucket segments, driving resolution strategies, ensuring portfolio health, and leading large on-ground and tele-calling teams. The role requires strong expertise in delinquency management, compliance, analytics, and team leadership. Key Responsibilities 1. Bucket & Portfolio Management โ Manage collections across delinquency buckets (0โ30, 31โ60, and higher DPD segments) โ Improve resolution rates in both early and late buckets โ Focus on non-starter and delinquent accounts to prevent roll-forward โ Drive collection efficiency and overall portfolio health โ Monitor daily performance and ensure adherence to CAPE norms 2. Tele-Collections Management โ Handle soft delinquency buckets (0โ30 & 31โ60 DPD) through tele-calling strategies โ Design and optimize calling patterns based on customer risk profiling โ Improve dialer efficiency, call connect rates, and campaign performance โ Maximize early-stage resolutions to prevent migration to hard buckets 3. Field Collections & Risk Control โ Ensure strong field discipline (app usage, visit tracking, audit trails) โ Drive legal escalation for critical/high-risk cases โ Conduct audits to identify and mitigate portfolio risks โ Maintain strong governance and control mechanisms 4. Team Leadership & Vendor Management โ Lead large teams including Collection Managers, Team Leaders, and Executives โ Manage third-party/vendor collection agencies โ Allocate portfolios and set bucket-wise targets โ Conduct daily huddles, reviews, and performance tracking โ Coach teams on negotiation, objection handling, and resolution strategies 5. Target Achievement & Performance Delivery โ Drive monthly collection targets and improve resolution ratios โ Enhance PTP (Promise to Pay) conversion and kept rates โ Focus on First-Time Delinquent (FTD) customers to reduce future NPAs โ Ensu
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Title: Business Head - Equity About Us: Paytm is India's leading digital payments and financial services company. Our platform offers a wide range of payment solutions to consumers and merchants, including utility payments, money transfers, and Paytm Payment Instruments (PPI) such as Paytm Wallet, Paytm UPI, and Paytm Payments Bank Net-Banking. We also provide merchant services, advertising, and a Mini app store. With a focus on growth and engagement, we leverage data science to drive sustainable success. We offer credit services sourced from financial partners to further support merchants. About the Role:We are looking for a growth-oriented and data-driven professional to drive user acquisition, activation, and retention for Intraday Trading and IPO businesses at Paytm Money. The role requires strong analytical thinking, campaign management capabilities, and collaboration across product, marketing, and analytics teams to improve user engagement and business growth. Key Responsibilities: Business Growth & Ownership. Own and drive Monthly Transacting Users (MTUs) across all Equity products including Delivery, Intraday, ETFs, IPOs, Trading Ideas, Baskets, Bonds, NPS, and SIPs. Define and execute business strategies to drive user acquisition, activation, engagement, and retention across the Equity ecosystem. Identify growth opportunities and build initiatives to increase market share in the cash segment. Product Strategy & Roadmap. Develop product vision and business roadmaps for Equity products. Partner closely with Product and Technology teams to prioritize, build, and launch features that drive customer growth and business outcomes. Monitor product performance, customer behavior, and market trends to continuously refine the roadmap. Go-to-Market (GTM) & Customer Growth: Design and execute GTM strategies for new product launches, feature rollouts, and business initiatives. Collaborate with Marketing, CRM, and Growth teams to maximize adoption and engagement acro
Role Overview The Area Collections Manager will be responsible for managing end-to-end collections across bucket segments, driving resolution strategies, ensuring portfolio health, and leading large on-ground and tele-calling teams. The role requires strong expertise in delinquency management, compliance, analytics, and team leadership. Key Responsibilities 1. Bucket & Portfolio Management โ Manage collections across delinquency buckets (0โ30, 31โ60, and higher DPD segments) โ Improve resolution rates in both early and late buckets โ Focus on non-starter and delinquent accounts to prevent roll-forward โ Drive collection efficiency and overall portfolio health โ Monitor daily performance and ensure adherence to CAPE norms 2. Tele-Collections Management โ Handle soft delinquency buckets (0โ30 & 31โ60 DPD) through tele-calling strategies โ Design and optimize calling patterns based on customer risk profiling โ Improve dialer efficiency, call connect rates, and campaign performance โ Maximize early-stage resolutions to prevent migration to hard buckets 3. Field Collections & Risk Control โ Ensure strong field discipline (app usage, visit tracking, audit trails) โ Drive legal escalation for critical/high-risk cases โ Conduct audits to identify and mitigate portfolio risks โ Maintain strong governance and control mechanisms 4. Team Leadership & Vendor Management โ Lead large teams including Collection Managers, Team Leaders, and Executives โ Manage third-party/vendor collection agencies โ Allocate portfolios and set bucket-wise targets โ Conduct daily huddles, reviews, and performance tracking โ Coach teams on negotiation, objection handling, and resolution strategies 5. Target Achievement & Performance Delivery โ Drive monthly collection targets and improve resolution ratios โ Enhance PTP (Promise to Pay) conversion and kept rates โ Focus on First-Time Delinquent (FTD) customers to reduce future NPAs โ Ensu
Role Overview The Area Collections Manager will be responsible for managing end-to-end collections across bucket segments, driving resolution strategies, ensuring portfolio health, and leading large on-ground and tele-calling teams. The role requires strong expertise in delinquency management, compliance, analytics, and team leadership. Key Responsibilities 1. Bucket & Portfolio Management โ Manage collections across delinquency buckets (0โ30, 31โ60, and higher DPD segments) โ Improve resolution rates in both early and late buckets โ Focus on non-starter and delinquent accounts to prevent roll-forward โ Drive collection efficiency and overall portfolio health โ Monitor daily performance and ensure adherence to CAPE norms 2. Tele-Collections Management โ Handle soft delinquency buckets (0โ30 & 31โ60 DPD) through tele-calling strategies โ Design and optimize calling patterns based on customer risk profiling โ Improve dialer efficiency, call connect rates, and campaign performance โ Maximize early-stage resolutions to prevent migration to hard buckets 3. Field Collections & Risk Control โ Ensure strong field discipline (app usage, visit tracking, audit trails) โ Drive legal escalation for critical/high-risk cases โ Conduct audits to identify and mitigate portfolio risks โ Maintain strong governance and control mechanisms 4. Team Leadership & Vendor Management โ Lead large teams including Collection Managers, Team Leaders, and Executives โ Manage third-party/vendor collection agencies โ Allocate portfolios and set bucket-wise targets โ Conduct daily huddles, reviews, and performance tracking โ Coach teams on negotiation, objection handling, and resolution strategies 5. Target Achievement & Performance Delivery โ Drive monthly collection targets and improve resolution ratios โ Enhance PTP (Promise to Pay) conversion and kept rates โ Focus on First-Time Delinquent (FTD) customers to reduce future NPAs โ Ensu
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