Program Manager in Brussels

Program Manager – Cards Location: Belgium – Brussels About Capco Capco is a global business and technology consultancy specializing in financial services. We help leading financial institutions navigate complex change, improve their operations and deliver transformation across business and technology. Our collaborative and entrepreneurial environment gives you the opportunity to develop your expertise and contribute to projects with a tangible impact. About the Team You will join Capco's financial services consulting team and work with business leaders, technology teams and external partners on a major cards program. The assignment involves close collaboration across an international banking group, bringing together stakeholders with different priorities to deliver a coordinated program. The Role We are looking for an experienced Program Manager to lead the business delivery of a complex cards program. You will take ownership of program planning, governance and delivery, ensuring that objectives, resources, budgets and dependencies remain aligned. You will work closely with senior stakeholders, group-level teams and an external service provider. The role calls for someone who can combine a strategic view with disciplined execution, make informed decisions and maintain momentum across multiple projects and teams. This is a hybrid role based in Brussels, with regular travel to Paris for program and stakeholder meetings. What You Will Do Develop and maintain integrated program p

Ready to Get Shit Done? At bunq, we're more than just a bank, we're transforming how people experience banking across Europe. Our users deserve to bank like locals, no matter where they are. We started Belgium with local IBANs, but we're now upgrading to full-branch status, which means taking on direct regulatory standing, deeper compliance obligations, and new accountability to Belgium's NBB (National Bank of Belgium) and financial regulators. As AML Manager Belgium, your mission is to lead Belgium through this compliance transition, ensuring we move seamlessly from our lighter vIBAN model to full-branch operations while maintaining regulatory trust and operational excellence. You'll be the accountable person who owns Belgium's entire compliance footprint, AML/CFT operational readiness, integrity-risk assessment (SIRA), and financial-crime reporting (FIU), all operating at full-branch regulatory standards. Take Ownership As AML Belgium, you'll own: Transition Belgium to full-branch compliance model, migrate from vIBAN-era compliance systems to full-branch operations, ensuring seamless readiness for NBB oversight and maintaining zero regulatory findings during the upgrade. Own Belgium's SIRA, AML/CFT, and FIU obligations end-to-end, establish Belgium-localized SIRA integrity-risk assessments, AML/CFT gap analysis, and FIU financial-crime reporting, using AI-first mechanisms to deliver what traditional banks staff with a local team. Prepare Belgium's AML program for regulatory

About the Team Joining Capco means joining an organization that is committed to an inclusive working environment where you are encouraged to #BeYourselfAtWork. Capco ICT RISK is a multi-faceted team focused on the evaluation, strategy definition, and execution of risk-minded solutions for leading organizations across the Financial Services industry. We provide customized results, adapting enterprise risk management strategies to potential cyber pitfalls. Capco has experience assisting financial institutions’ leadership on top cyber security priorities through a team with expertise in financial business processes, strategic advisory, cyber programs and security operations. About the Job As a Governance, Risk and Compliance Consultant ion our ICT Risk team, you will be part of consulting engagements responsible for managing, controlling, and mitigating client’s risk management strategies. You will be a part of teams working in close collaboration with our clients to define their security strategy. You will work alongside industry leaders to gain insight and experience as the practice continues to expand. What You’ll Get to Do Perform reviews of platforms and services to assess cyber risks around security risks such as data leakage and unauthorized access, and design controls to mitigate those risks Design, develop, and implement cybersecurity requirements that allow business requirements t

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role We are looking for an experienced Product Owner Consultant with strong knowledge of SEPA payments to support a leading Belgian bank in developing and improving its payment products and services. You will act as the bridge between business stakeholders and delivery teams, translating business and customer needs into a clear product vision, priorities, and actionable user stories. You will own and manage the product backlog, clarify requirements, and guide the delivery team throughout the product lifecycle. Experience with SEPA Direct Debit is a strong advantage, although broader SEPA payments experience is also relevant. What You Will Do Define and communicate the product vision, objectives, and priorities for SEPA payment solutions. Translate business and customer needs into clear product requirements, user stories, and acceptance criteria. Create, refine, and prioritize the product backlog. Act as the main li

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role The financial services industry is rapidly evolving through the adoption of Digital Assets, Blockchain, Tokenization, and Distributed Ledger Technology (DLT). These technologies are reshaping payments, capital markets, digital identity, custody, and the way financial institutions create, exchange, and manage value. As a Business Analyst – Digital Assets & Blockchain , you will join Capco's consulting team and work on strategic client transformation initiatives. You will collaborate with business stakeholders and delivery teams to understand business needs, optimize processes, and translate innovative ideas into practical business solutions. Whether supporting tokenization initiatives, blockchain-based platforms, digital wallets, or emerging Digital Asset use cases, you will play a key role in helping our clients navigate the future of financial services. Your Responsibilities Gather, analyze, and document busines

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role We are looking for a Business Analyst with hands-on experience in Digital Assets, Blockchain, Tokenization, or Distributed Ledger Technology (DLT). This is a specialist role for professionals who have worked on financial services transformation initiatives in emerging digital asset ecosystems. The financial services industry is rapidly evolving through the adoption of Digital Assets, Blockchain, Tokenization, Stablecoins, Smart Contracts, and Distributed Ledger Technology. These technologies are reshaping payments, capital markets, custody, settlement, digital identity, and the way institutions create, exchange, and manage value. As a Business Analyst – Digital Assets & Blockchain , you will join Capco's consulting team and support strategic client transformation initiatives in this space. You will collaborate with business stakeholders and delivery teams to understand complex business needs, optimize proc

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role We are looking for a Functional Analyst with proven experience in Digital Assets, Blockchain, Tokenization, or Distributed Ledger Technology (DLT). This is a specialist role for professionals who have worked on financial services transformation initiatives in emerging digital asset ecosystems. Digital Assets are reshaping the future of financial services. Tokenization, blockchain, programmable money, digital wallets, smart contracts, and stablecoins are changing how value is created, exchanged, stored, and managed across the industry. At Capco, you will work with leading financial institutions on their Digital Asset transformation initiatives. As a Functional Analyst – Digital Assets , you will bridge the gap between business and technology, helping clients translate innovative ideas into scalable, secure, and future-ready solutions. Working as a consultant, you will contribute to transformation programs across banki

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role We are looking for a Functional Analyst with proven experience in Digital Assets, Blockchain, Tokenization, or Distributed Ledger Technology (DLT). This is a specialist role for professionals who have worked on financial services transformation initiatives in emerging digital asset ecosystems. Digital Assets are reshaping the future of financial services. Tokenization, blockchain, programmable money, digital wallets, smart contracts, and stablecoins are changing how value is created, exchanged, stored, and managed across the industry. At Capco, you will work with leading financial institutions on their Digital Asset transformation initiatives. As a Functional Analyst – Digital Assets , you will bridge the gap between business and technology, helping clients translate innovative ideas into scalable, secure, and future-ready solutions. Working as a consultant, you will contribute to transformation programs across banki

About Capco Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences. At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions. The Role For one of our major clients in the financial services sector, we are looking for a Senior Functional Analyst to join a strategic payments transformation program. The payments industry is undergoing significant change, driven by the demand for faster, more transparent, secure, and always-available payment solutions. Emerging technologies, including Distributed Ledger Technology (DLT) and modern API-based architectures, are reshaping the future of international payments. As a Senior Functional Analyst, you will play a key role in translating business needs into functional and technical solutions within an Agile environment. You will collaborate closely with business stakeholders, architects, developers, testers, and product owners to deliver innovative payment solutions and enhancements. Your Responsibilities Business & Functional Analysis Gather, challenge, and refine business requirements. Translate business needs into