Senior Consultant - Banking & Payments

Senior Consultant – Banking & Payments Location: Dallas, Texas (Hybrid) | Practice Area: Banking & Payments | Type: Permanent Deliver impactful solutions that enhance banking and payments experiences across complex transformation programs. The Role As a Senior Consultant within Banking & Payments at Capco, you will work alongside industry experts to support the delivery of strategic initiatives for leading financial institutions. You will help clients address complex challenges across products, channels, and operations, contributing to transformation programs that improve performance and customer outcomes. What You’ll Do Support and facilitate client discussions across banking and payments processes, including sales, servicing, and transactions Develop structured approaches, recommendations, and solutions to address business and technology challenges Analyze current performance and support forecasting of improvements based on proposed solutions Collaborate with business and technology teams to deliver end-to-end project objectives Produce clear insights, analysis, and deliverables to support client decision-making What We’re Looking For 5+ years of experience in financial services and/or management consulting Broad knowledge of banking and payments including lending, digital channels, and transaction processing Strong analytical and problem-solving skills with ability to interpret complex business challenges Effective communication skills with the ability to engage stakeholders across functions Proficiency in Microsoft Excel and PowerPoint Bonus Points For Experience working on transformation or change programs within banking or payments Familiarity with Agile or modern delivery methodologies Experience working across cross-functional teams in large-scale programs Experience developing consulting frameworks or reusable assets Exposure to risk, compliance, or fraud-related initiatives Why Join Capco Deliver high-impact technology solutions for Tier

Principal Consultant - Payments SME Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent Drive transformation across high-value payment systems in a fast-evolving global landscape The Role We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment. What You’ll Do Lead business analysis activities across high-value payments and transformation initiatives Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams Gather, document, and translate business and technical requirements into actionable deliverables Support transformation programs across payment systems including cross-border transactions Collaborate with stakeholders to ensure alignment across business, technology, and operations What We’re Looking For Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments knowledge of high-value payment systems and transaction flows Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009) Experience delivering within agile environments and facilitating Scrum practices Ability to engage stakeholders and communicate requirements clearly across teams Bonus Points For Experience in payments transformation or modernization programs Exposure to cross-border payments and regulatory considerations Familiarity with financial messaging standards and payment processing systems Experience working with Tier 1 financial institutions Certification in Agile, Scrum, or Business Analysis disciplines Why Join Capco Deliver high-impact technology solutions for Tier 1 financial institutions Work in a collaborative

Managing Principal – Strategy & Digital Assets Location: New York City or Charlotte, NC | Practice Area: Banking & Payments | Type: Permanent Lead growth at the intersection of strategy, digital assets, banking and payments. The Role Capco is seeking a Managing Principal to help lead and grow our Strategy & Digital Assets business in the US, with a particular focus on Banking & Payments. This is a senior, commercially focused consulting leadership role with responsibility for business development, strategic account leadership, client relationships and delivery. You’ll build and grow senior client relationships, originate and convert new opportunities, lead priority accounts and provide executive leadership across complex client engagements. You’ll bring a strong point of view on how digital assets, digital money, tokenization and emerging payment infrastructure are changing banking and payments, combined with the commercial instincts and consulting experience to translate these developments into practical client opportunities and sustainable revenue growth. What You’ll Do Own and grow strategic Banking & Payments accounts, developing account strategies, executive relationships, pipelines and opportunities that translate into sustainable consulting revenue. Originate and lead the full sales lifecycle, from identifying client needs and shaping executive agendas through solution development, proposals, commercial negotiation and close. Act as a trusted advisor to senior executives on digital money, stablecoins, tokenized deposits, blockchain-enabled and cross-border payments, payment modernization, digital asset products and supporting operating models and infrastructure. Provide executive leadership across complex strategy and transformation engagements, maintaining accountability for client outcomes, delivery quality, commercial performance and senior stakeholder relationships. Help shape and execute Capco’s Digital Assets growth agenda by d

Summary Join Aperia Solutions, a leader in SaaS solutions for the Payments and Compliance industries. Aperia is a Texas-based fintech and managed consultancy firm that creates custom SaaS applications and other software-based solutions for the payments, banking, and processing industry. Founded in 1999, Aperia offers business intelligence, risk management, compliance, and customer intelligence platforms. With offices in Dallas, Washington DC, and Vietnam, Aperia is a fast-paced, global organization that strives to improve efficiency in compliance, risk, and customer service operations. Aperia’s clients include banks, processors, payment facilitators, merchant service providers, independent sales organizations, and government entities. A career at Aperia promises a great challenge, culture, and opportunities to forge your own path. Job Description The Senior Project Manager is responsible for planning, tracking, and managing enterprise projects for a key client is the payments space. Responsibilities Organize and facilitate project planning, host and attend daily stand-up meetings, participate in sprint reviews, lead and play an active role in lessons-learned and retrospectives, active participation and evaluation of sprint and release planning towards delivery of a cohesive project schedule, participate in demos and other Scrum-related meetings Conduct routine planning sessions with the Scrum Master, Client Engagement Manger, and Product Owner for alignment on project plan and roadmap Evaluate sprint/release progress as relative to the project plan Ensure the development teams are practicing the core agile principles of collaboration, prioritization, team accountability and visibility Leads Projects assigned with ability to properly initiate, plan, execute, control and close work to meet outlined success criteria. Produces Project Plans, Estimates, and Deliverables consistent with Software Development Life Cycle (SDLC) methodologies. Monitor and r

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. About the Role Ramp Economics Lab is the go-to source for understanding how businesses spend on and adopt AI. Built on Ramp’s $200B+ business spend dataset, our flagship Ramp AI Index tracks the AI economy through actual business spend data. We help CFOs and finance teams understand what these trends mean for their businesses, and our research is regularly cited by outlets including the Financial Times, The Wall Street Journal, and Bloomberg. You will work with Ara Kharazian , lead economist. We’re hiring an analytical, resourceful researcher to own and expand this work: run the Ramp AI Index, develop new metrics on AI spending and adoption, explore questions about AI ROI, and extend our research internationally. You’ll turn findings into clear reports, charts, presentations, and interactive tools that help CFOs and finance teams make better decisions. You will also build our customer-facing research function: developing Ramp’s outlook on AI, meeting with customers and prospects, and translating our data into practical recommendations for business p

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible. Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy. The Role The Go-To-Market Strategic Finance team partners with leaders across Sales, Marketing, Partnerships, Revenue Operations, Product, and Data to shape how we invest in growth. As Senior Finance Manager, Commerce Go-to-Market, you will partner with the Global Head of Revenue for Cash App, Afterpay, and Clearpay. You will lead financial planning, forecasting, performance management, and investment analysis for the organization. You Will Serve as the primary finance partner to Commerce go-to-market leaders, supporting day-to-day decisions and long-term strategy. Lead annual planning, quarterly forecasting, and ongoing performance management across revenue, gross profit, headcount, operating expenses, and key commercial metrics. Build driver-based forecasts that connect pipeline, conversion, sales capacity, productivity, pricing, product adoption, transaction activity, and retention to financial outcomes. Evaluate investments across Sales, Marketing, Partnerships, channels, and customer segments using business cases, scenario analysis, and return-on-investment framewo