Afc Operations Team Lead Italy in Madrid

About the opportunity We are looking for a dynamic Lead (1year Fixed-Term Contract) to join our AFC Operations Department in Madrid to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal. In this role, you will: As AFC Operations Team Lead, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime. Your responsibilities will include: Leading and managing a team of analysts and investigators. Ensuring timely and accurate investigation of suspicious activities and reporting. Overseeing daily operations to ensure compliance with regulatory standards. Monitoring and reporting on the effectiveness of AFC controls. Coordinating with other departments to implement and enforce/improve AFC policies. Developing and implementing process improvements to enhance operational efficiency. Support responding to audits and regulatory inquiries as needed Fostering a culture of continuous learning and professional development within the team. Promoting teamwork and collaboration to achieve shared objectives. What you need to be successful: Background: Several years with relevant banking experience in Anti Financial Crime Strong leadership and team management skills Experience on Italian AML/CTF regulation Bachelor’s degree (ideally in law, business or finance) preferred, but not essential Knowledge use of Google Workspace In-depth understanding of Anti-Financial Crime regulations and compliance standards You are fluent in English and Italian (spoken and written). Deliver with quality and keep confidenti

About the opportunity We are looking for a dynamic Team Lead to join our AFC Operations Department in Madrid to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal. In this role, you will: Support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime. Your responsibilities will include: Leading and managing a team of analysts and investigators. Ensuring timely and accurate investigation of suspicious activities and reporting. Overseeing daily operations to ensure compliance with regulatory standards. Monitoring and reporting on the effectiveness of AFC controls. Coordinating with other departments to implement and enforce/improve AFC policies. Developing and implementing process improvements to enhance operational efficiency. Support responding to audits and regulatory inquiries as needed Fostering a culture of continuous learning and professional development within the team. Promoting teamwork and collaboration to achieve shared objectives. What you need to be successful: Background: Several years with relevant banking experience in Anti Financial Crime Strong leadership and team management skills Experience on French AML/CTF regulation Bachelor’s degree (ideally in law, business or finance) preferred, but not essential Knowledge use of Google Workspace In-depth understanding of Anti-Financial Crime regulations and compliance standards You are fluent in English and French spoken and written Deliver with quality and keep confidentiality Maintain an analytical mindset, willingness of thinking out of the

About the opportunity We are looking for a dynamic AFC Analyst (Italian fluent) to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal. In this role, you will: As AFC Analyst, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime. Your responsibilities will include: Review and improve the investigation/assessments escalated by the Investigators, ensuring quality Investigations of complex Financial Crime escalations or cases of suspicious activities identified. Ensuring quality and suggesting better ways of working when difficulties are identified and /or for gaining efficiency. Enhancing our analysis, and expanding the processes in our procedures and rulebook, as well as identifying improvements related to our internal transaction monitoring systems. Draft and submit Suspicious Activity Reports/Authority requests to UIF and the corresponding authorities, prior escalation to the Associate/TL. What you need to be successful: Background: Min. 3 years with relevant banking experience in Anti Financial Crime (money laundering, terrorist financing, fraud, tax evasion). Solid knowledge of European AML/CTF directives, as well as local regulatory frameworks. Direct experience handling SAR/STR reporting and communication with local Financial Intelligence Units. Fluency in English is required, along with professional fluency in Italian. Bachelor’s degree (ideally in law, business or finance) is preferred. Advanced use of MS Office (G suits) skills for Excel and Wor