Fraud Architect Jobs

Our Global Structure Deliveroo is now part of DoorDash, bringing together teams with even greater reach, scale, and ambition. Depending on your role, you may collaborate with teammates, systems, and leaders across DoorDash and Wolt. Together, we’re unlocking new possibilities as one global team. Your job is to make sure every payout and transaction lands with the right person. We have spent years getting very good at protecting the things a marketplace has always had to protect: checkout fraud, account takeover, courier abuse. But we are no longer only a marketplace. We now issue banking products, lend to merchants, move instant payouts to couriers, and collect cash on the doorstep. Every one of those is a new way for money to leave the platform. This is a new team, and it owns that surface: fraud wherever money moves through the platform. Who receives it, who lends it, who collects it, and who holds it in a financial account. Think instant payout rails, merchant cash advances, and platform-issued banking and earned-wage products serving millions of couriers and merchants. These are live loss surfaces, and the volume grows with every financial product we launch. We are now looking for a Backend Engineer (Golang) to build that protection. You will design and ship real-time detection and automated enforcement for our financial products across DoorDash, Wolt, and Deliveroo. The work is high-throughput, low-latency, and unusually consequential: a rule you ship on Monday can stop a serious loss by Friday. It is also close to greenfield, so you will be setting the patterns every future financial product inherits on day one. This role will be based in London , UK as one of the founding engineering roles in our London hub, working closely with our teams in Helsinki and Berlin. What you'll do: Build and maintain high-throughput, low-latency backend services in Go that score financial events in real time, including payout enrollments, bank account links, credit applications,

Managing Principal / Director – Financial Crime Transformation (AML, Sanctions & Fraud) Location: London (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent Shape the future of financial crime transformation across global financial services The Role Capco is growing its Financial Crime Transformation capability and is seeking an experienced Managing Principal / Director to lead strategic initiatives across AML, Sanctions, and Fraud. This role is suited to an individual with deep domain expertise and a strong track record of delivering large-scale transformation programmes. You'll work closely with senior stakeholders to design and implement strategies that address evolving financial crime risks and regulatory expectations. You'll also champion AI-enabled ways of working, helping clients and teams responsibly leverage approved AI tools, automation, and data-driven insights to improve delivery, decision-making, and operational effectiveness while maintaining appropriate governance and human oversight. What You'll Do Lead strategic financial crime transformation programmes across AML, Sanctions, and Fraud, identifying opportunities to accelerate delivery through AI-enabled workflows and automation where appropriate. Advise clients on regulatory compliance, including remediation programmes and regulatory review responses (such as Skilled Person Reviews (s166)), ensuring the responsible application of AI within regulated environments. Design and implement target operating models, controls, and technology solutions across financial crime functions, incorporating AI-enabled capabilities where they deliver measurable business value. Identify opportunities for innovation, AI adoption, and cost optimisation across financial crime operations while maintaining strong governance, auditability, and regulatory compliance. Build senior client relationships, lead business development, and shape market-leading propositions that drive

Sanctions & Fraud Transformation Consultant / Senior Consultant Location: Edinburgh / Glasgow (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent Transform the future of financial crime risk with Capco The Role Capco is seeking experienced Consultants and Senior Consultants to join our growing Finance, Risk, Regulatory & Financial Crime (FRRF) capability. You'll support clients in delivering meaningful change across sanctions and fraud risk, balancing regulatory compliance with innovation. This is an opportunity to deliver impactful transformation while contributing to a collaborative, people-first consultancy. You'll also leverage approved AI tools and AI-enabled ways of working to improve insight, delivery efficiency, and decision-making while applying appropriate human judgement and responsible AI practices. What You'll Do Lead or support advisory and transformation initiatives across financial crime, sanctions, and fraud, leveraging AI-enabled analysis and automation where appropriate to improve delivery and client outcomes. Deliver operating model redesigns, technology enablement, and cost optimisation across the three lines of defence, identifying opportunities to enhance efficiency through AI-enabled workflows and intelligent automation. Support clients managing regulatory reviews, remediation programmes, and operational backlogs while ensuring appropriate governance and oversight of AI-assisted outputs. Benchmark and assess controls, identify gaps, and design practical solutions that strengthen risk management using data-driven insights and responsible AI techniques where appropriate. Contribute to proposition development, client offerings, business development, and thought leadership across the financial crime and fraud domain. What We're Looking For Experience delivering financial crime transformation within financial services or management consulting. Strong understanding of sanctions, fraud preventio

Management Consultant – AML Investigations, Sanctions & Fraud Location: London (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent Transform the future of financial crime risk with Capco The Role Capco is seeking experienced Consultants and Senior Consultants to join our growing Finance, Risk, Regulatory & Financial Crime (FRRF) capability. You'll support clients in delivering meaningful change across sanctions and fraud risk, balancing regulatory compliance with innovation. This is an opportunity to deliver impactful transformation while contributing to a collaborative, people-first consultancy. You'll also leverage approved AI tools and AI-enabled ways of working to improve insight, delivery efficiency, and decision-making while applying appropriate human judgement and responsible AI practices. What You'll Do Lead or support advisory and transformation initiatives across financial crime, sanctions, and fraud, leveraging AI-enabled analysis and automation where appropriate. Deliver operating model redesigns, technology enablement, and cost optimisation across the three lines of defence, identifying opportunities to improve efficiency through AI-enabled workflows. Support clients managing regulatory reviews, remediation programmes, and operational backlogs while ensuring appropriate governance and oversight of AI-assisted outputs. Benchmark and assess controls, identify gaps, and design practical solutions that strengthen risk management using data-driven insights. Contribute to proposition development, client offerings, and business development across the financial crime and fraud domain. What We're Looking For Experience delivering financial crime transformation within financial services. Strong understanding of sanctions, fraud prevention, investigations, and the wider financial crime landscape. Familiarity with financial crime technology, operational processes, and AI-enabled solutions that improve operational effe

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud - both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our buyers, and our merchants. We evaluate risk at critical decision points in the user journey, rapidly adapt to evolving fraud patterns, and equip operations teams with the tools needed to investigate and mitigate fraud at scale. We’re looking for a Senior Software Engineer to join our fully remote team based in Europe. You’ll collaborate closely with stakeholders across North America - including teams in Product, Compliance, Machine Learning, Fraud Operations, Fraud Strategy, and other Fraud Engineering teams. The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud - both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our customers, and our merchants. We evaluate risk at critical decision points in the user journey, rapidly adapt to evolving fraud patterns, and equip operations teams with the tools needed to investigate and mitigate fraud at scale. The Fraud International Team (FIT) leads the engineering effort to extend Affirm's Fraud Decisioning System into markets beyond the US - Canada, the UK, Australia, and growing rapidly. We own real-time fraud decisioning for these markets, integrate region-specific risk vendors, and are building the platform that lets Affirm stand up fraud protection in a new country quickly and safely. As Affirm expands globally, FIT scales with it. We're looking for a Senior Software Engineer to join our fully remote team based in Europe. You'll collaborate closely w

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud - both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our buyers, and our merchants. We evaluate risk at critical decision points in the user journey, rapidly adapt to evolving fraud patterns, and equip operations teams with the tools needed to investigate and mitigate fraud at scale. We’re looking for a Senior Software Engineer to join our fully remote team based in Europe. You’ll collaborate closely with stakeholders across North America - including teams in Product, Compliance, Machine Learning, Fraud Operations, Fraud Strategy, and other Fraud Engineering teams. The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud - both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our customers, and our merchants. We evaluate risk at critical decision points in the user journey, rapidly adapt to evolving fraud patterns, and equip operations teams with the tools needed to investigate and mitigate fraud at scale. The Fraud International Team (FIT) leads the engineering effort to extend Affirm's Fraud Decisioning System into markets beyond the US - Canada, the UK, Australia, and growing rapidly. We own real-time fraud decisioning for these markets, integrate region-specific risk vendors, and are building the platform that lets Affirm stand up fraud protection in a new country quickly and safely. As Affirm expands globally, FIT scales with it. We're looking for a Senior Software Engineer to join our fully remote team based in Europe. You'll collaborate closely w

About Anthropic Anthropic’s mission is to create reliable, interpretable, and steerable AI systems. We want AI to be safe and beneficial for our users and for society as a whole. Our team is a quickly growing group of committed researchers, engineers, policy experts, and business leaders working together to build beneficial AI systems. About the role We are looking for a threat intel manager to build and run our Model Exploitation & Fraud team within Threat Intelligence. This team detects, investigates, and disrupts the large-scale exploitation of Anthropic's AI systems. Model distillation, unauthorized access, account farming and reseller abuse, and fraud and scam operations. You will set the strategy for the mission area, hire and lead a small team of technical investigators, and build the systems, processes, and partnerships that let the team scale. The team includes established senior investigators who own our deepest technical casework, tracing distillation networks, reseller and proxy ecosystems, and financially motivated actors across first-party surfaces and third-party platforms; your job is to direct, resource, and amplify that work, not duplicate it. This area carries regular U.S. government engagement and requires deeply understanding external black market ecosystems and how they interact with our systems. Important context: In this position you may be exposed to explicit content spanning a range of topics, including those of a sexual, violent, or psychologically disturbing nature. This role may require responding to escalations during weekends and holidays. Key responsibilities Own strategy, priorities, and outcomes for the Model Exploitation & Fraud mission area; define what we detect, investigate, action, and share Hire, manage, and develop a team of technical threat investigators; set the quality bar for casework and intelligence reporting Design clear lanes between this role and the team's senior individual contributors: strategy

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE ROLE: Here at Tide, we are seeking a highly skilled and experienced Team Leader to oversee our Acquiring Transaction Monitoring team in our first line of defence with experience in transaction monitoring within the card acquiring space or merchant banking, with a deep understanding of fraud detection, compliance, and risk management. This role requires strong leadership skills, along with a deep understanding of fraud prevention, risk management, and compliance within the payments ecosystem. Your team will be responsible for the monitoring of the transaction and behaviours across our customer base, ensuring we put our genuine members first, whilst spotting and investigating potentially suspicious activity. This ro

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg WHAT WE ARE LOOKING FOR: This is an exciting opportunity for someone who is passionate about Fraud and Financial Crime, leading teams, and using technology and data to constantly improve processes and service. This position will suit a proven operational team leader who is keen to join a fast growing European-focused Fintech. As a Fraud Investigations Analyst you’ll be: Conduct end-to-end investigations into suspected fraud, scams, chargebacks, and financial crime activity Analyse transactions, customer behaviour, and supporting documentation to identify fraud typologies and patterns Review alerts generated by fraud monitoring systems and take appropriate action (account restrictions, closures, clearlistin

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg WHAT WE ARE LOOKING FOR: Here at Tide, we are looking for a driven Fraud Alert Review Analyst with a good understanding of all concepts of Fraud. We need a passionate and proactive individual, who will help ensure Tide is taking all relevant steps to detect and prevent all aspects of fraud. This role is a key element of our Ongoing Monitoring team sitting within the first line of defence (1LOD). You’ll be responsible for ensuring we detect suspicious fraudulent activity, whilst providing great service to our members., You’ll do this through monitoring transactions and behaviours across our member base, whilst spotting and investigating potentially suspicious activity. We are looking for someone who is passionate about

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE ROLE: As an Alert Review analyst you’ll be: Undertaking full profile reviews based on potentially suspicious triggers or periodic timeframes. Own the analysis of risk data, identify trends, red flags and develop an in-depth understanding of the risk profile of our acquiring products. Monitor compliance with the acquiring products’ risk appetite, acceptance and risk performance. Monitor real-time and post-transaction activity for both acquiring merchants and issuing cardholders. Identify unusual merchant behaviors using Merchant Category Codes (MCCs), velocity checks, and transaction anomalies. Identify and manage Compromised Cards scenarios through data analysis and alert trends. Recommend card-blocking or m

Managing Principal / Director – Financial Crime Transformation (AML, Sanctions & Fraud) Location: London (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent Shape the future of financial crime transformation across global financial services The Role Capco is growing its Financial Crime Transformation capability and is seeking an experienced Managing Principal / Director to lead strategic initiatives across AML, Sanctions, and Fraud. This role is suited to an individual with deep domain expertise and a strong track record of delivering large-scale transformation programmes. You'll work closely with senior stakeholders to design and implement strategies that address evolving financial crime risks and regulatory expectations. You'll also champion AI-enabled ways of working, helping clients and teams responsibly leverage approved AI tools, automation, and data-driven insights to improve delivery, decision-making, and operational effectiveness while maintaining appropriate governance and human oversight. What You'll Do Lead strategic financial crime transformation programmes across AML, Sanctions, and Fraud, identifying opportunities to accelerate delivery through AI-enabled workflows and automation where appropriate. Advise clients on regulatory compliance, including remediation programmes and regulatory review responses (such as Skilled Person Reviews (s166)), ensuring the responsible application of AI within regulated environments. Design and implement target operating models, controls, and technology solutions across financial crime functions, incorporating AI-enabled capabilities where they deliver measurable business value. Identify opportunities for innovation, AI adoption, and cost optimisation across financial crime operations while maintaining strong governance, auditability, and regulatory compliance. Build senior client relationships, lead business development, and shape market-leading propositions that drive growth

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE TEAM: At Tide, we are building a finance & admin platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting. Launched in 2017, Tide is now the leading business financial platform in the UK with 575,000 SME members (10% market share) and more than 250,000 SMEs in India. Headquartered in London, Tide has over 1,800 Tideans across the UK, Bulgaria, India, Serbia, Romania, Ukraine and Germany. Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower sma

About the Team Our Trust & Safety, Integrity and Fraud Product team is dedicated to ensuring a safe and trusted experience for all customers across our platform, including Consumers, Merchants, and Dashers. We tackle complex challenges, from preventing fraud and ATO to ensuring authenticity, to building regulatory compliance capabilities, all while balancing risk mitigation and providing a seamless user experience. Our team partners closely with cross-functional groups, including Engineering, Data Science, Compliance, and Risk Operations, to drive strategic initiatives that protect our business while fostering growth. About the Role The DoorDash marketplace is expanding rapidly beyond just restaurants as we become “your door to more." As we add new products, geographies, ways for Dashers to earn, as well as use cases to help consumers save time, we’re expanding and enhancing our fraud capabilities to be best in the industry at keeping our platform safe and trustworthy. We strongly believe that trust is the most important attribute of an online marketplace, and the team ensures that we maintain this trust. We’re looking for a Senior Product Manager that will lead dedicated cross-functional teams to solve complex challenges that impact Consumers, Dashers and Merchants and touch every corner of our business - from new user onboarding, to the in-app dashing experience, to the products and services being created that our users can’t find anywhere else. We are looking to hire for a few roles, so you’ll either lead a vertical fraud team protecting Consumers or lead a horizontal fraud platform team focused on building our Risk Engine, Data Signals Intelligence and Automation / Anomaly Detection capabilities. The Fraud team is in hyper growth in terms of its size and impact and offers a unique opportunity to set and execute on a vision that will shape the future of DoorDash. You’re excited about this opportunity because you will… Set the vision and long-term product stra

Ready to do the most impactful work of your career? At Coinbase , we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase . As a Senior Analyst on the Risk Analytics team within the Consumer & Business group, you'll own the identification and mitigation of account takeover (ATO) and scam risk across the Coinbase ecosystem. You'll build critical defenses that protect our users and platform integrity, using data to drive risk decisions that impact millions of customers. This is a high-impact role where you'll define risk metrics, shape prevention strategies, and partner cross-functionally with Product, Engineering, and Data Science to stay ahead of evolving threats. What you'll do: Own end-to-end risk controls for ATO and scam prevention, scaling processes to maintain coverage as the business expands into new products and regions. Define risk success metrics, build reporting frameworks, and drive continuous improvement by identifying and prioritizing control enhancements. Leverage data to assess risk and make decisions impacting large customer segments, measuring and quantifying associated tradeoffs through rigorous analysis. Partner with Product, Engineering, and Data Science to develop custom risk management strategies and techniques across the Coinbase product suite. Synthesize data findings into clear narratives and recommendations that influence senior risk and product leadership decisions. Investigate and mitigate fraudulent and scam activities by reviewing alerts on anomalo