Business Analytics- Paytm Gold | Experience : 5-7 yrs

About Paytm Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. ABOUT THE ROLE Digital Gold & Silver is one of the fastest-scaling propositions in the Wealth portfolio. As Senior Business Analyst, you will own the numbers end to end from acquisition through retention, churn, revenue and GMV. This is not a reporting role: you will frame problems independently, find root causes, size opportunities, and convert them into growth recommendations that Marketing and Business teams act on. KEY RESPONSIBILITIES Business Insights & Growth • Drive data-led growth across the acquisition, retention, churn, revenue and GMV lifecycle. • Own deep-dive analytics to identify key drivers and opportunities for acquisition, engagement, retention and churn reduction. • Drive Revenue and GMV growth in line with the Annual Operating Plan (AOP) through actionable insights and growth recommendations. Customer & Lifecycle Analytics • Analyse cohorts, journeys, segments and behavioural trends to improve customer lifetime value and repeat transactions. • Build cohort and retention frameworks (D0/D7/D30, monthly triangles) across new, reactivated and repeat users. • Diagnose churn and cancellation drivers and recommend structural fixes, not surface-level corrections. Campaign Efficacy & Attribution • Measure and optimize campaign efficacy — identifying the right segments, propositions, channels and levers to maximize incremental GMV and revenue. • Conduct funnel, cohort, campaign and attribution analysis to identify performance gaps and recommend corrective actions. • Reconcile promotional burn against incremental GMV; establish ROI and cost-per-incremental-user benchmarks by campaign and segment. • Ana

Product Management Intern- Paytm Gold About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team: - Paytm Gold is a prominent digital gold vertical within the Paytm ecosystem, integrated seamlessly into both consumer and business applications. ⁠ - This platform empowers users to initiate and cultivate a gold savings habit with investments starting from as low as ₹9.⁠ - The Paytm Gold team comprises seasoned professionals with extensive experience in developing and scaling successful gold-based consumer products. Key Responsibilities: - Contribute to product development and strategy for the Gold Team. - Assist in market research and competitive analysis. - Support cross-functional teams in product-related initiatives. Qualifications: - Strong analytical and problem-solving skills. - Excellent communication and collaboration abilities. Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals4. Respect, that is earned, not demanded from your peers and manager

About Paytm Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role- KEY RESPONSIBILITIES Business Insights & Growth - Drive data-led growth across the acquisition, retention, churn, revenue and GMV lifecycle. - Own deep-dive analytics to identify key drivers and opportunities for acquisition, engagement, retention and churn reduction. - Drive Revenue and GMV growth in line with the Annual Operating Plan (AOP) through actionable insights and growth recommendations. Customer & Lifecycle Analytics - Analyse cohorts, journeys, segments and behavioural trends to improve customer lifetime value and repeat transactions. - Build cohort and retention frameworks (D0/D7/D30, monthly triangles) across new, reactivated and repeat users. - Diagnose churn and cancellation drivers and recommend structural fixes, not surface-level corrections. Campaign Efficacy & Attribution - Measure and optimize campaign efficacy — identifying the right segments, propositions, channels and levers to maximize incremental GMV and revenue. - Conduct funnel, cohort, campaign and attribution analysis to identify performance gaps and recommend corrective actions. - Reconcile promotional burn against incremental GMV; establish ROI and cost-per-incremental-user benchmarks by campaign and segment. - Analyse A/B tests and control-group experiments to isolate true incrementality. Metrics, Dashboards & Models - Build and track key business metrics, dashboards, performance frameworks and analytical models to monitor growth against AOP. - Own metric definitions and data integrity; maintain a single source of truth across teams. - Develop forecasting and scenario models for GMV, revenue and user base to suppo

About Paytm Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team: Paytm Travel is building a seamless travel booking ecosystem . We are looking for a Revenue Manager to drive growth, pricing strategy, profitability, and customer retention across travel categories. About the Role: Own revenue, GMV, pricing, and profitability metrics for the Travel business. Drive growth through pricing optimization, promotional strategies, customer retention initiatives, and data-driven decision-making. Key Responsibilities: - Own Revenue, GMV, Margin, and P&L metrics for Travel. - Develop pricing and promotional strategies to improve bookings and profitability. - Monitor conversion, retention, and customer lifetime value (LTV). - Conduct business analysis to identify growth opportunities and revenue leakages. - Drive A/B testing and growth experiments. - Partner with Product, Marketing, Analytics, and Supply teams to improve business performance. - Build dashboards and present business insights to leadership.Ideal Candidate Profile:5–8 years of experience in Revenue Management, Growth, Category Management, or Business Analytics. Preferred Qualification: - Experience in Travel, OTA, E-commerce, or Consumer Internet businesses. - Strong understanding of pricing, demand forecasting, profitability, and customer retenstion. - Strong analytical and stakeholder management capabilities.

About Us Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants, and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited, which owns the Paytm brand, was founded by Vijay Shekhar Sharma. About the team Our lending analytics team owns the personal loan funnel end-to-end — from lead generation through disbursal —working across risk, product, growth, and call center operations to continuously improve conversion, approval rates, and disbursal volume across multiple lending partners. What you'll do • Own and monitor the personal loan funnel across multiple lending partners, tracking conversion, drop-off, and approval rates at each stage (lead, application, underwriting, disbursal) • Conduct cohort-level performance analysis to identify underperforming lender segments or funnel stages, and work with the risk team to refine approval logic • Design and maintain real-time dashboards (Looker) for cross-functional stakeholders across Business, Product, Growth, and Risk Tech teams • Build and maintain threshold-based alerting systems to flag funnel deviations and anomalies, enabling proactive response • Partner with the call center/operations team to design data-driven prioritization models that improve outreach efficiency and conversion • Analyze drop-off and retargeting opportunities to recover users lost at various funnel stages • Respond to ad-hoc data requests from finance, growth, and call center teams (disbursal reporting, trend diagnostics, etc.) • Identify opportunities to automate recurring reporting and manual workflows, including using AI tools, to improve team efficiency What we're looking for • 2–5 years of experience as a Business Analyst / Data Analyst, ideally in fintech, lending, or a related consumer- tech domain • St

About Paytm Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Role UPI is the backbone of India's digital payments revolution — and Paytm is one of its largest participants, processing hundreds of millions of transactions every month. We are looking for a Product Manager to join our UPI team and drive product strategy, user growth, and experience excellence across our UPI-powered flows. This role sits at the intersection of consumer behaviour, financial infrastructure, and regulatory nuance. You will own high-impact product surfaces and work closely with engineering, design, data, and business teams to ship products that millions of Indians use daily. Key Responsibilities 1. Analytics Strategy & Ownership - Own the end-to-end analytics charter for one or more UPI surfaces — from metric definition to instrumentation to insight generation - Build and maintain the source-of-truth framework for north-star and guardrail metrics across the UPI funnel (initiation, authentication, success/failure, retention) - Partner with NPCI-mandated reporting requirements and ensure analytical rigor aligns with regulatory data standards - Lead a team of analysts, setting priorities, reviewing outputs, and raising the bar on analytical craft 2. Funnel, Growth & Behavioural Insights - Diagnose friction points across the UPI journey using deep-dive analysis, cohort studies, and funnel decomposition - Build engagement, frequency, and top-of-wallet models to inform product and growth strategy - Design analytical frameworks for discovery and nudge effectiveness as new UPI capabilities are adopted - Partner with design and product research to combine quantitative and qualitative signals into a