Operational Risk Analyst

Shape the Future with Dun & Bradstreet At Dun & Bradstreet, we believe data has the power to create a better tomorrow. As a global leader in business decisioning data and analytics, we help companies worldwide grow, manage risk, and innovate. Since 1841, businesses have trusted us to turn uncertainty into opportunity. We’re a diverse, global team that values creativity, collaboration, and bold ideas. Are you ready to make an impact and help shape what’s next? Join us! Explore opportunities at dnb.com/careers. We are now looking for a Senior Accountant to be based in Soborg, Denmark, who will be responsible for leading key accounting operations, financial reporting, statutory compliance, audit coordination and control activities for assigned Danish entities and businesses. The role will support both US GAAP and local GAAP reporting requirements, partner closely with local, regional and global stakeholders, and help drive process standardisation, automation and continuous improvement as the Finance organisation evolves. Key Responsibilities: Prepare and coordinate statutory financial statements, regulatory filings and the annual audit process for Danish entities, ensuring compliance with local GAAP, US GAAP and statutory requirements Manage local compliance activities, including VAT, tax, payroll accounting and other statutory reporting requirements Deliver accurate financial reporting and analysis to local, regional and global stakeholders, including commentary on key business results and variances Complete US GAAP month-end close activities and maintain accurate US GAAP to local GAAP reconciliations Maintain a strong control environment, including SOX controls, balance sheet reconciliations and follow-up of audit actions. Support revenue accounting activities, including billings, dunning, system reconciliations and related account controls Provide technical accounting guidance on transactions, regul

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Senior Compliance Officer/Compliance Officer, you'll join the Compliance team in the 2nd line of defence, reporting to Kathrine von Grumbkow, Director of Compliance. The team sits in Copenhagen , but working from Aarhus or Stockholm is also an option. This is a compliance team that gets called early, not last. We cover every regulatory requirement across all the Nordic jurisdictions Lunar operates in, and we're in the room when products are still being shaped - giving support, pushing back, and helping the business find the version that works for customers and regulators. The compliance toolbox here is being built with a tech-first mindset rather than inherited from a decades-old bank, so you'll have real influence over how it takes shape. What will you do? Drive compliance initiatives across the key areas of general banking regulation Be our subject matter expert on two of the following areas: credit, conduct, financial crime prevention, digital operational resilience, or payments Implement and maintain our Compliance Framework, and keep it fit for how Lunar actually works Monitor and assess compliance risks, then turn what you find into recommendations the business can act on Be the sparring partner the business comes to on regulatory questions — supporting, challenging, and advising as products and processes evolve What are we looking for in you? Experience with Danish banking regulation — several years of it for the senior role, less if you're earlier

Banking is changing, and we're building the bank that's driving that change. Lunar is a Nordic challenger bank, founded in Copenhagen in 2015, with offices in Copenhagen, Aarhus, and Stockholm. We're putting AI at the core of how we build and run the bank, but knowing exactly who we're doing business with still comes down to people, and that's what this team does. The ODD team makes sure Lunar knows who it's doing business with. As Team Lead, you'll run the day-to-day of our ODD specialists, the team digging into ownership structures, source of funds, and risk indicators before and during a customer relationship. This is a people-leadership role first: you're accountable for the team's output and quality, not doing the casework yourself. You'll report to our Director of FCP Operations. What will you do? Lead the ODD specialist team day-to-day, managing workload, setting priorities, and keeping delivery on track against SLAs. Own formal performance management for the team: regular reviews, direct feedback, and addressing underperformance early rather than letting it drift. Track SLA and quality metrics closely, so you catch where the team is drifting before it shows up in the numbers. Act as the escalation point for complex or ambiguous cases, including flagging potential regulatory deviations upward before they become disclosures, and make sure the team applies ODD policy and procedure consistently, understanding the regulatory logic, not just the steps. Represent ODD in the wider FCP/Onboarding leadership forum, flagging risks and resourcing needs upward. What are we looking for in you? Experience leading a team in an operational KYC/AML-adjacent function. Strong people skills, this role is about leading people who lead numbers, not just managing a queue. Solid working knowledge of ODD/EDD practices and the regulatory logic behind them, not just the checklist. Comfortable with data: you use SLA and quality metrics to catch problems early, not just to report on them

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Software Engineer - MPG Role • Design and developing new Batch solutions • Architect responsible for Operation solutions • Support and performing test • Operational support to development and maintenance • Design standards for the mainframe Operational setup and documentation • QA on Changes • Proactive support in case of incidents Competence and experience Formal competence / Experience • Knowledge in operating all payments and clearance systems in Nets • Mainframe z/OS operating system • Agile/Scrum • IBM IWS system • JCL • MQ • IMS • DB2 • AQT/QMF • SMS/HSM • XML • Beta92 • RMM (DFSMSrmm) • Connext Direct • Datamanager • Endevor • Product knowledge and connections • SLA’er • GT General competence • Good Danish and English skills, both written and verbal • Good networking in the whole organization Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for

Banking is changing, and we're building the bank that's driving that change. Lunar is a Nordic challenger bank, founded in Copenhagen in 2015, with offices in Copenhagen, Aarhus, and Stockholm. We're putting AI at the core of how we build and run the bank, but turning new customers into real customers safely still comes down to people who know how to make a good call. That's where you come in. We're looking for a Team Lead to run our Onboarding team in Copenhagen, part of Customer Due Diligence (CDD), reporting to our Director of FCP Operations. On paper, onboarding is the same steps for every customer. In practice, corporate structures, bankruptcy histories, and business models vary enough that your team is making real judgement calls every day, not ticking boxes. We need someone who can lead that well, fast where it's safe to be fast, careful where it isn't. What will you do? Lead a team of Onboarding specialists handling business onboarding day to day, including formal performance management: regular reviews, feedback, and addressing underperformance. Own throughput and wait-time targets without compromising risk assessment, and manage the team against target adherence, growth, and engagement (Peakon) scores. Hold the line on quality within Onboarding's edge-case reality: same steps every time, but corporate structure, bankruptcy history, and business model variation mean your team is making real judgement calls, not following a checklist. Coordinate with Customer Support and commercial teams on onboarding friction. Represent Onboarding in the FCP Ops & Onboarding leadership forum. What are we looking for in you? 1-3 years leading people with direct reports, including performance reviews and handling underperformance. Experience in a regulated industry where decisions have consequences and stand up to review. A background in financial crime prevention, compliance or onboarding is a plus. You can lead people who know more than you. The team spans juniors to senior

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer - Java Are you an experienced software engineer who enjoys solving complex technical challenges and helping others build better solutions? As a Lead Software Engineer, you will design, build, and operate secure, scalable, and resilient technology that supports important payment services. You will combine hands-on development with technical leadership and work closely with teams across product, operations, architecture, infrastructure, risk, and customer-facing functions. Mastercard Payment Services: In Mastercard Payment Services, you will contribute to critical European payment clearing and settlement services. This includes real-time and batch clearing, instant payments, participant-facing services, liquidity and settlement capabilities, reporting, and related payment infrastructure. You will help ensure these services are reliable, secure, and resilient by applying strong engineering practices, automation, production ownership, and continuous improvement. What you will do: • Design, build, integrate, and improve secure, scalable applications and services. • Take ownership of complex service issues and coordinate resolution across teams. • Work with product partners and stakeholders on priorities, trade-offs, and technical roadmaps. • Improve delivery quality through a