Program Management (Scheme Management) - Senior Manager- Lending EMI

About Paytm: Paytm is India's leading financial services company offering full-stack payments and financial solutions to consumers, merchants, and online platforms. Our mission is to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Profile: Business product (funnel management and business management) Vertical: Lending EMI | Role: Program Management | About the role Own end-to-end business product outcomes for Lending EMI — funnel health, business management, and growth levers. You will drive business, funnel design and performance, partner with Sales, Credit, Ops, and Tech, and translate business goals into clear product and operating plans. Key responsibilities -Own product / business P&L levers for assigned EMI products or segments (volume, conversion, quality, revenue) -Design, monitor, and optimise the full sales and credit funnel (lead → login → sanction → disbursement → activation) -Set funnel targets, diagnose drop-offs, and drive corrective actions with Sales, Credit, and Ops -Build and monitor the physical touchpoints required for the product. -Define and track business MIS / KPIs; run weekly / monthly business reviews with leadership -Drive product and process improvements that lift conversion, TAT, and customer / partner experience -Partner with Scheme, Lender, and Program teams on launches, offers, and go-to-market -Align Credit policy, Ops capacity, and Tech roadmap to business priorities -Build business cases for new products, features, or channel plays; track post-launch outcomes -Coach / guide analysts and cross-functional partners on funnel and business metrics Why join us: We support our people by providing a range of flexible working options so they can work in the way that best suits them. We also offer you the opportunity to develop your career, working in a diverse and inclusive workplace where the diverse backgrounds, perspectives and life experiences of ou

About Paytm: Paytm is India's leading financial services company offering full-stack payments and financial solutions to consumers, merchants, and online platforms. Our mission is to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. Profile: Program Manager + Lender Manager Vertical: Lending EMI | Role: Program Management | About the role: Run Lending EMI programs end-to-end and own lender management — onboarding, performance, SLAs, and relationship health. You will coordinate cross-functional delivery and ensure programs and lender partnerships deliver volume, quality, and compliance outcomes. Key Responsibilities: -Manage current and new lending partners for the product. -Work with lenders on target setting, foll-ups, reconcilations and business growth. -Own program lifecycle for assigned Lending EMI programs (planning, launch, run, optimise, wind-down). -Manage lender relationships: onboarding, commercials (as guided), SLAs, issue resolution, and performance reviews. -Track lender-wise volume, approval rates, TAT, reject reasons, and portfolio quality; drive corrective actions. -Coordinate with Credit, Ops, Tech, Legal/Compliance, and Sales for program readiness and smooth operations. -Maintain program documentation, SOPs, RACI, and change logs. -Run governance forums (program reviews, lender reviews, escalation calls) and close action items. -Support new lender / program launches: UAT coordination, checklist ownership, go-live readiness. -Identify process gaps and drive continuous improvement across program and lender workflows. -Prepare leadership MIS on program and lender health Why join us: We support our people by providing a range of flexible working options so they can work in the way that best suits them. We also offer you the opportunity to develop your career, working in a diverse and inclusive workplace where the diverse backgrounds, perspectives and life experiences

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Key Responsibilities: Collection Strategy & Analytics - Develop strategies for all collections related activities and ensure that the processes are followed as planned Analyzing the data and Implementing different collection strategies with Data Science Regular improvement in processes & collection strategies. A/B testing, data analysis and iterations. Develop and implement advanced analytics approaches including statistical modelling Analyze big data (structured and unstructured) and understand trends to provide actionable insights that impact business bottom line. Break down the Loss forecasts into collections roll rates and recovery rates Track Account-to-Collection Ratios (ACR) by bucket to optimize collections performance Segmentation analysis has to be conducted using analytical tools and strategies for each segment have to be deployed across buckets. Devise Champion Challenger programs showing Cost Vs Benefit analysis driving higher resolution rates across products and buckets Analyzing data: Performing quantitative and qualitative analysis on accounts. Developing strategies: Developing collection strategies based on insights from stakeholders. Implementing strategies: Working with the collection strategy support unit to implement and control the execution of strategies. Improving processes: Automating processes, data, and models to improve productivity. Forecasting losses: Increasing the accuracy of loss-forecasting strategies. Segmenting customers: Developing more effective contact strategies by segmenting customers, including behavioral segmentation. Meeting regulatory requirements: Applying individualized c

About Us Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants, and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited, which owns the Paytm brand, was founded by Vijay Shekhar Sharma. Role Overview We are looking for a high-impact Lender Partnerships & Business to drive our digital lending partnerships. In this role, you will own strategic relationships with banks and NBFCs, lead the complete credit funnel, drive unit economics, and launch innovative financial products to scale India’s largest lending platform. Key Responsibilities 1. Own Lender Relationships & Business Own day-to-day and strategic relationships with banks, NBFCs, and institutional lending partners. Act as the primary business interface for assigned lender partnerships. Understand lender priorities, risk appetite, products, commercials, and business objectives. Drive regular business reviews with partners and identify strategic opportunities for growth. Build strong relationships across business, product, credit, operations, and technology teams at partner organizations. 2. Funnel & Business Performance Own the complete lending funnel—from sourcing and application to approval, disbursal, and portfolio performance. Track key metrics including leads, applications, approvals, conversion, disbursals, Turnaround Time (TAT), rejection rates, and revenue. Identify funnel leakages and work with internal and external teams to improve conversion rates and customer experience. Develop business dashboards and actionable insights to drive day-to-day performance. Own business targets and ensure delivery against agreed Key Performance Indicators (KPIs). 3. Product & New Business Initiatives Identify new opportunities to grow the lending business with existing and new par

Client Onboarding Director, Inference and Agentic AI Location: Noida Company: Paytm About Paytm Paytm is a pioneer of digital payments in India, serving over 450 million consumers and 45 million merchants across payments, financial services, and commerce. Over the years, Paytm has built deep in-house capabilities across technology, data, and operations to operate at scale with high reliability. Paytm is building a full stack AI platform focussed on Inference and Agents, enabling large enterprises to deploy AI driven automation across sales, service, operations, and analytics. The Inference and Agentic AI team operates as a cross functional unit spanning engineering, product, data science, business management, and sales, and owns the full lifecycle of AI solutions from opportunity discovery to deployment and scale. Role Overview Paytm is looking to hire a Client Onboarding Director to own implementation delivery and client onboarding governance for Paytm’s AI Inference and Agentic AI products across enterprise clients. This is a managerial role that will lead Client Onboarding Managers and ensure that enterprise deployments move smoothly from sales closure to go live and early adoption. The role sits at the intersection of client teams, product, engineering, business, and sales, and is responsible for converting signed enterprise deals into successful, timely, and scalable deployments. The candidate will own delivery planning, integration governance, risk management, stakeholder communication, and post go live stabilization across enterprise AI agent deployments. The role requires strong program management, technical understanding, client handling, and ability to drive execution across multiple internal and external teams. Key Responsibilities Delivery Ownership and Implementation Governance Own end to end delivery governance for enterprise AI agent deployments from sales handoff to go live and stabilization. Lead the implementation planning process across scope

ABOUT THE PROJECT MANAGER ROLE: WIN is looking for proactive and execution-focused Project Managers who can drive projects end-to-end, remove blockers quickly, manage timelines efficiently, and ensure strong collaboration across teams. We are looking for someone who can lead from the front, a structured thinker who understands technology well enough to hold teams accountable, provide meaningful feedback, and ensure smooth execution without unnecessary process overhead. KEY RESPONSIBILITIES: Organize and manage end-to-end execution of multiple SaaS-based projects and priorities with strong ownership. Define project scope, timelines, deliverables, dependencies, and responsibilities across teams. Collaborate closely with product, engineering, design, QA, and business teams to ensure smooth execution. Define and manage project roadmaps in coordination with stakeholders and development teams. Drive day-to-day project execution and ensure timely delivery across all phases. Identify blockers, risks, and operational gaps proactively and ensure timely resolution. Maintain and manage release sheets, sprint trackers, project documentation, and status reports. Communicate project progress, timelines, dependencies, and risks clearly to stakeholders and leadership. Facilitate effective collaboration and alignment between cross-functional teams. Lead project planning meetings, sprint reviews, stand-ups, and delivery discussions. Ensure accountability across teams through regular follow-ups and structured execution processes. Review workflows, suggest process improvements, and implement best practices in project planning and execution. Take a hands-on approach when required by diving deep into solutions. Ensure teams follow quality standards, security practices, and scalable execution methodologies. Balance execution speed with quality and operational efficiency. REQUIRED QUALIFICATIONS: 5+ years of experie