Software Engineer

Highbeam is building the future of business banking and cash management. Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money. Customers have generated billions in sales and include well-known brands such as Cuts , Tushy , Rocco , Sabah , Still Here , Alice Mushrooms , Original Grain , birddogs , and more. Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey. We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures. About this role We’re looking for software engineers to join us in building the future of business banking and cash management. You’ll work closely with other engineers, product, and design to design, build, and iterate on core products used by businesses every day. You’ll own projects end-to-end: from scoping to building, testing, shipping, and refining based on real-world feedback. Our stack: Kotlin, TypeScript / React, PostgreSQL, Google Cloud. Check out our open-source Kotlin toolkit Kairo . On AI use A strong Highbeam engineer uses AI as a powerful tool — for exploration, design, and implementation — while maintaining full ownership of the outcome. AI can accelerate thinking and execution, but it does not replace judgment, taste, or accountability. We expect engineers to use AI extensively and still care deeply about code quality. That means reviewing outputs carefully, refining them, understanding the trade-offs, and ensuring the final result meets a high bar for clarity, correctness, and maintainability. Shipping working code is not enough. You should understand what you ship and be able to defend the decisions behind it. Qualifications 4+ years of professional software engineering experience (startup or small-team experience is a plus) Proven ability to lead and deliver technically challenging, cross-functional projects Comfortable with designing APIs, debugging complex systems, and writing tests Strong product sense and ability to make thoughtful tradeoffs in scope and functionality Interest in (or willingness to learn) basic financial concepts relevant to small businesses You'll thrive at Highbeam if... You love working in-person with a high-performing team You enjoy working in an idea-meritocratic, low-ego environment You are proactive and self-directed, and you excel in ambiguous, fast moving environments You care about delivering a polished customer experience Bonus: You have experience working in fintech, AI or early-stage startups What we offer Competitive salary and meaningful equity Comprehensive health & benefits package Generous PTO $1K/year stipend to purchase our customers' products $100/mo wellness stipend Yearly offsite—last year we went to Mexico City! In-office perks: Commute covered and $20/day lunch stipend Great location: Our NYC office is in NoHo, a short walk from the A,C,E · B,D,F,M · N,Q,R,W · 1 · 6 trains. Our Toronto office is downtown near St. Andrew Station.