Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Software Engineer II Who is Mastercard Mastercard is a global technology company in the payments industry. We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. About the Role We are hiring a Software Engineer II to join Mastercard's Core Payments department, responsible for delivering solutions that facilitate billions of secure transactions between issuers, acquirers, and service providers worldwide. This role offers the opportunity to contribute to highly scalable, mission-critical platforms that power global commerce. We are seeking a software engineer who is passionate about software development, system quality, and continuous improvement, with a strong focus on delivering reliable, maintainable, and secure solutions. Role Software Development & Design • Design, develop, test, and maintain high-quality J
Market pay estimate
$153,120–$293,800 / year for comparable Software Engineer roles in United States. Not employer-provided.
Role market pulse
How Software Engineer demand looks in United States
Live jobs
521
Posted 30d
112
30d movement
-72.6%
Remote share
15%
Salary listed
34.9%
Salary trend 1Y
Not enough history
Role overview
Job description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Engineer IIOverviewJoin a team focused on transforming how Mastercard's payment systems are built, scaled, and operated. As a Software Engineer II, you will design and develop cloud-ready applications, microservices, and APIs that support large-scale payment processing platforms while helping advance modernization, automation, and engineering excellence across the organization.
You'll work on scalable backend systems, contribute to platform modernization initiatives, and collaborate with engineers to deliver reliable software solutions. This role is ideal for someone who enjoys solving technical challenges, building production-ready applications, and continuously improving how software is designed, developed, tested, and supported.
What You Will Do
•Design software components by translating product requirements into scalable technical solutions.
•Contribute to software architecture decisions and technical design discussions.
•Build modular, extensible, maintainable, and performant applications.
•Design, execute, and maintain unit, functional, and integration tests.
•Apply secure coding practices throughout the software development lifecycle.
•Participate in code reviews and contribute to engineering quality standards.
•Support system performance optimization, scalability improvements, and reliability initiatives.
•Design applications with observability, operational readiness, and supportability in mind.
•Research new technologies, frameworks, and engineering practices.
•Participate in proof-of-concepts and technical experimentation.
•Troubleshoot application and production issues using structured root cause analysis.
•Support applications throughout their lifecycle, including production support.
•Collaborate with cross-functional stakeholders to deliver business solutions.
All About You
•Solid understanding of Java, J2EE, Spring, Spring Boot, Kafka, RESTful Web Services, and JPA.
•Experience developing cloud-ready applications and microservices.
•Understanding of software architecture and design principles.
•Experience with automated testing, unit testing, and integration testing.
•Familiarity with performance optimization and scalability concepts.
•Understanding of secure software development practices.
•Experience participating in code reviews.
•Strong analytical and troubleshooting skills.
•Exposure to CI/CD and Test-Driven Development practices.
•Experience or exposure to AI-assisted applications, autonomous agents, or agentic workflows.
•Agile Scrum experience.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Pay Ranges
O'Fallon, Missouri: $92,000 - $147,000 USDWhat they are looking for
Skills & requirements
Qualification
We hire the most qualified candidate for the role
Hiring company
Mastercard
Explore this employer's active roles, salary signals and company profile on Jobiba.
Keep exploring
Similar active roles
Fresh roles matched to this title and market.
From $1.5M/yr
$152K – $190K/yr
$152K – $190K/yr
$106K – $142K/yr
🔔 Get job alerts
New Software Engineer II jobs in O'Fallon, Missouri, United States, straight to your inbox.
No spam · Unsubscribe anytime