Credit Risk Operations Team Lead Jobs

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management. Background We are seeking an experienced regulatory reporting professional to take hands-on ownership of the regulatory reporting function at LHV Bank Limited. This is a key opportunity to shape and lead the continued development of a robust and efficient reporting framework, ensuring the Bank meets its regulatory obligations to the highest standards. The role will suit an individual with extensive technical expertise in regulatory reporting, a strong understanding of the evolving regulatory landscape and the ability to translate complex requirements into effective reporting processes and controls. The position requires direct involvement in the end-to-end regulatory reporting lifecycle, alongside responsibility for managing one direct report. The successful candidate will play a central role in strengthening the Bank’s reporting framework, enhancing governance and driving continuous improvement. Key Responsibilities: Own the preparation, review and submission of the Bank's P

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. The International product team is responsible for building and scaling Affirm’s products and experiences across international markets. This role focuses on consumer payments, making it easier for consumers to repay Affirm and ensuring payments are processed safely and cost-effectively. As a Senior Product Manager on the International team, you will drive the strategy, execution, and growth of Affirm’s consumer payments products across international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution. In this role, you will work closely with a broad set of cross functional teams across the entire business, as well as a number of engineering teams. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be commercially minded, be high agency with a bias towards action, and comfortable having technical conversations (and opinions). What You'll Do Drive the execution, growth, and scale of Affirm’s consumer payments products and experiences across international markets Take Affirm’s

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍Remote (in the UK 🇬🇧) | 💰 £38,300 - £49,000 (+ £2,500 Multilingual Premium) + incentive awards tied to your performance + Benefits 🚨This role requires you to be fluent in Spanish 🇪🇸 and English 🏴󠁧󠁢󠁥󠁮󠁧󠁿 (written and verbal) ⭐Our Financial Crime Team Are you interested in leading a team in financial crime prevention? Our EU Financial Crime Customer Operations team is at the heart of how we protect Monzo EU and our customers from financial crime like fraud and money laundering. We’re looking for individuals with a blend of experience in preventing financial crime and team leadership to join our EU Financial Crime Operations team within our Fincrime Business Banking team. Your team will consist of around 12 Financial Crime Investigators, and could be focused on a number of different tasks - including screening, transaction monitoring, account closures and escalations. As a Team Manager, you'll be responsible for managing the personal and professional development of your team members, providing technical coaching on financial crime tasks, driving exceptional individual and collective performance, guiding indiv

About the Team The Dasher & Logistics team supports the millions of Dashers who power DoorDash's marketplace. Dasher Financial is our bet that the financial system serving gig workers should be built by the platform they already work on. From instant access to earnings, to bill pay and savings, to credit-building tools, our goal is to become the financial home for Dashers. Our banking product serves 2M+ monthly active Dashers, and the business has more than doubled in the past year. About the Role We're looking for a Senior Manager to run our banking business, and to grow into the GM of it. This is a business already at scale: millions of users, it generates real revenue, and it runs on a regulated program with a sponsor bank and processor partners. But the business is also early enough that the decisions you make will help determine what this becomes. The first twelve months are about making the business stronger on every axis at once: growing the user base and the revenue levers that already work, taking down the cost to serve, and pulling more of the banking operation under our own control. These three pull against each other, and deciding how to trade them off against the P&L is the job. You'll also be the face of this business outside the company. Our processor, program manager, and sponsor bank determine what we can build, how fast, and at what cost. You'll own those relationships, hold partners to what they committed to, and sit at the table when we negotiate the next set of terms. This is a commercial role as much as an operational one. And you'll lead the team that runs it, hiring and developing operators who own their surfaces while staying hands-on yourself. At this stage the person running the business is still personally in the data, in the partner rooms, and in the details of how the machine actually works. You will: Own the P&L - user growth, revenue per user, and cost to serve Build the operating model for a regulated financial produ

Toronto, ON | Hybrid, 2-3 days per week We are a Canadian leader in digital automotive solutions. Our flagship brands, AutoTrader.ca, AutoSync, Dealertrack Canada and CMS , help Canadians buy, sell and finance vehicles with confidence. Dealertrack Canada is the country’s leading automotive financing portal, processing more than 6.5 million credit applications each year . Collateral Management (CMS) provides technology solutions supporting lien and registration services, vehicle recovery and insolvency management for Canadian lenders. As part of AutoScout24 Group , Europe’s largest online car marketplace, we’re shaping the future of automotive retail in Canada and beyond. Join us on our journey as we bring together the best of Europe and North America to shape the future of automotive retail. About the role We’re looking for a Director of Product to lead a significant product area within our Canadian fintech business. You’ll lead a team of Product Managers while owning product strategy and outcomes for an established, complex business. This is an opportunity to develop a strong Product team, solve meaningful customer and business problems, and identify new opportunities for growth and transformation. You’ll work closely with Engineering, Design, Data and Commercial teams, as well as senior leaders at some of Canada’s largest financial institutions. What you'll do Own product strategy and direction , turning customer problems, data and market opportunities into clear priorities and measurable outcomes Lead and develop Product Managers , strengthening their product judgment, customer understanding and ability to independently own problems Identify new growth opportunities , looking beyond today’s products and business models to create new customer and commercial value Stay close to the work , challenging assumptions and helping teams move from solution-led to problem-led thinking Use data to drive decisions

Curious Minds. Bold Ideas. Extraordinary Impact . We're transforming financial services through bold innovation and relentless execution. You bring the ideas and drive. We'll build what's next — together. Job Summary As a Project Manager, you will be part of a high-performing professional services team focused on evaluating how the nCino product can best meet our European clients’ needs and working with the Implementation Consultant to oversee the application of a seven-step implementation process with nCino bank and credit union customers. Responsibilities: Execute strategic vision and adoption of nCino across financial institutions by engaging stakeholders at all levels. Foster strong relationships and ensure alignment with organizational goals for project success. Take full ownership of the project/program timeline, proactively addressing risks and dependencies. Implement strategies to keep deliverables on track and ensure timely completion of milestones. Leads cross-functional teams using Agile methodologies, ensuring efficient delivery of projects by facilitating sprint planning, daily stand-ups, retrospectives, and ensuring continuous improvement throughout the development lifecycle. Oversees large-scale implementations by managing multiple workstreams, ensuring alignment across teams, mitigating risks, and maintaining project timelines to deliver successful, integrated solutions on time and within budget Manages stakeholder relationships by ensuring clear communication, expectations alignment, and regular updates; oversees resource allocation to optimize team performance and capacity; tracks budget and burn rates to ensure projects stay within financial constraints; and monitors key performance indicators (KPIs) and business value metrics (BVMs) to assess progress, drive decision-making, and ensure delivery of high-impact outcomes Independently handle project escalations, maintaining momentum and customer satisfactio

About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. This is a 🚀 Super Day Hiring Event 🚀 specific job posting. What is Super Day? It's an accelerated hiring event that will give recent gradu

About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. This is a 🚀 Super Day Hiring Event 🚀 specific job posting. What is Super Day? It's an accelerated hiring event that will give you the uniq

About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. This is a 🚀 Super Day Hiring Event 🚀 specific job posting. What is Super Day? It's an accelerated hiring event that will give you the uniq

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management. Role Purpose Own and evolve LHV Bank’s UK Retail Banking Proposition as part of a small Product team with broad scope and significant autonomy. Lead assigned product areas from problem definition through launch and optimisation. Translate customer needs, commercial priorities, operational realities, regulatory requirements and technical constraints into clear product decisions. Partner with the Retail segment team, Engineering, Design, Data and AI, Customer Data, Compliance, Legal and Operations to deliver customer-ready journeys that are well designed, technically sound and commercially effective. This is an opportunity to shape a growing UK retail proposition, influence decisions across the end-to-end customer journey and deliver visible improvements for customers. Scope of Responsibility Shape, deliver and continuously improve the UK Retail Banking Proposition. Own assigned mobile app journeys, including onboarding, transactions, design quality and release readiness. Lead

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: The Director of Mortgage Product Strategy is a senior mortgage-finance leader responsible for setting strategy and driving business performance for a portfolio of Freddie Mac Single-Family mortgage products. The portfolio may include conventional purchase and refinance mortgages, affordable lending solutions, first-time homebuyer offerings, home equity/second liens, construction-to-permanent and renovation lending, manufactured housing and emerging mortgage products. The successful candidate will bring deep residential mortgage expertise and experience developing, managing, underwriting, evaluating pricing, assessing or executing mortgage loan products. The Director will identify unmet borrower and lender needs, assess market opportunities, develop new offerings, optimize existing products, build investment cases, and lead complex initiatives from strategy through market launch. The role requires evaluating opportunities across credit, underwriting, pricing and economics, secondary-market and capital-markets execution, Seller operations, competitive dynamics, and housing finance policy—and translating those insights into mortgage product strategies and recommendations for Freddie Mac senior leadership. Our Impact: The Single-Family Product Strategy team optimizes Freddie Mac’s mortgage loan products and develops new offerings that create enterprise value, improve borrower experiences and outcomes, and expand affordable, accessible homeownership solutions through responsible product design. Your Impact: As a mortgage product strategy director, you will identify

A Career with Point72’s Operations Team Point72’s Operations team supports all operational aspects of trade processing, reconciliation, financing, and reporting firmwide for all products, including equities, derivatives, bonds, foreign exchange and futures, and digital assets across global markets. The team provides opportunities to build deep operational expertise and broad exposure across the firm, supporting internal mobility and long-term career development. What you’ll do Confirm daily trade activity and manage exceptions across bonds, repos, interest rate swaps, loans, credit, FX, futures, options, and other over-the-counter derivatives Manage verification and reconciliation of all positions to prime brokers, futures commission merchants, and trading counterparties Partner with portfolio managers, traders, external trading counterparties, prime brokers, and futures commission merchants to resolve trade-related issues promptly Help monitor and reduce foreign currency exposure through the execution of FX transactions Respond to ad hoc inquiries from internal and external clients with accurate analysis and clear follow-through Participate in onboarding new portfolio manager teams Support account setup, platform training, and third-party connectivity during onboarding Identify automation, efficiency, and control opportunities to improve daily trade support processes What’s required Undergraduate degree in accounting, business, economics, mathematics, or a related field Knowledge of fixed income and derivatives products with experience in swaps and broadly syndicated loans Experience with ClearPar for broadly syndicated loan trade affirmation Superior problem-solving and analytical skills Strong work ethic, self-motivation, and confidence Ability to work independently with a high attention to detail and a focus on deliverables that meet best-in-class standards Strong communication and interpersonal skills Ability to multitask and adapt to a changing e

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍Remote UK | 💰£40,400 - £51,050 (12 Month Fixed Term Contract) + Benefits ✨ ⭐ Our Workforce Management (WFM) team This is an excellent opportunity to step into a key Senior Service Analyst role on a 12-month fixed-term contract. You'll report to the WFM Service Manager and play a vital role in using data-driven insights to perfectly staff our customer operations and service teams. You will be a strong individual contributor, taking ownership of problems and leading on the design and implementation of solutions from start to finish. We are looking for someone with strong data skills to perform in-depth analysis, automate processes, and create independent Management Information (MI) and dashboards to support operations. You will help us comfortably navigate challenging trade-offs to achieve our goals while giving our customers the best experience possible. 🔑 You'll play a key role in: Executive Communication & Reporting: You will compile data-driven reports that provide key insights and actions for senior stakeholders, including weekly reporting, Monthly Business Reviews (MBRs), Ops Monitoring, and Domain Weekly Business Revie

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍UK Remote | 💰£68,400-86,550 + equity + Incentive Awards tied to your performance + Benefits ✨ This role is a 13 month secondment to cover caregiver leave within our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team in Customer Operations. Our VAIB team⭐ Making money work for everyone is what we do at Monzo, but it only counts if it works for the people who need support the most. Our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team is dedicated to breaking down barriers across the bank. We make sure that whether a customer is vulnerable, disabled, excluded, or experiencing a bereavement, they get a product and a service that is empathetic, accessible, and built entirely with them in mind. 🔑You’ll play a key role by... As our VAIB Strategy Lead , you’ll set direction within your area of expertise and turn VAIB priorities into sustainable, well-governed improvements across Monzo.You’ll bring together regulatory requirements, customer insight, data and operational experience to understand where change is needed and help the business deliver it effectively. You’ll work closely with Strate

About Us: Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds. Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now. This is a 🚀 Super Day Hiring Event 🚀 specific job posting. What is Super Day? It's an accelerated hiring event that will give recent gradu