Senior Credit And Collections Analyst Jobs

Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring a Senior Software Engineer for the Product Platform team, which owns the foundational layer of our API that all other Lithic products build on top. The team’s mission is to make Lithic's API the best in fintech — reliable, consistent, and a joy to integrate with. This includes API Gateway, Events Platform, API key management and authorization, audit logging, or API norms and versioning strategy. What you'll do: Write reliable, secure, and scalable code for Lithic's product platform with minimal tech debt Improve the reliability of systems in team’s scope and participate in the team on-call rotation Own projects from planning to launch, spanning areas like API key management, reliability, audit logging, or search, keeping stakeholders informed and aligned along the way Lead efforts to improve systems and processes within the team What you'll bring: 4+ years building production backend systems, ideally including public-facing APIs at scale Experience in or desire to learn Rust; ability to understand

Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring for our Treasury team Software Engineers at various levels (II and Senior) who are curious and willing to dive deep and understand our technology and domain in order to solve interesting and hard problems.The Treasury team maintains and builds the backend services that manage the flow of funds between Lithic and third parties. This includes our ledger, ACH and wire infrastructure, and associated reconciliation. The systems we maintain have high standards of reliability and correctness. You will become an expert in the card payments space. The Treasury team primarily uses Python for their tech stack. What You'll Do: Ensure high reliability and correctness for Lithic’s ledger and orchestrated funds flows Develop new features to better serve Lithic customers Ensure that the team is delivering reliable, secure, and scalable code with minimal tech debt Own initiatives from planning to launch, keeping stakeholders informed and aligned along the way Lead efforts to improve systems and processes wit

Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring for our Treasury team Software Engineers at various levels (II and Senior) who are curious and willing to dive deep and understand our technology and domain in order to solve interesting and hard problems. The Treasury team maintains and builds the backend services that manage the flow of funds between Lithic and third parties. This includes our ledger, ACH and wire infrastructure, and associated reconciliation. The systems we maintain have high standards of reliability and correctness. You will become an expert in the card payments space. The Treasury team primarily uses Python for their tech stack. The Treasury team builds the mission-critical backend services that orchestrate the flow of funds between Lithic and external financial institutions. This includes engineering our core ledger, ACH and wire infrastructure, and high-precision reconciliation systems. As we handle the movement of money, we build our systems to the highest standards of reliability and correctness. Our team operates with a

*Remote - Brazil & Argentina* Who Are We? Thanx is a leading loyalty and guest engagement platform for restaurants. Thanx helps regional and national restaurant brands grow customer lifetime value with easy-to-use lifecycle marketing automations and innovative customer loyalty tools focused on access, status, and personalization over rote discounts. Thanx’s proprietary credit card tokenization technology dramatically increases the volume and accuracy of purchase data which sits at the core of our CRM suite of tools and our app and web-based ordering experiences deliver industry-leading conversion and repeat purchasing. We were named to Nation’s Restaurant News “2020 Power List” as one of the 50 most influential innovators in food-service. Thanx has gained the investment of prominent venture and growth equity luminaries, having raised more than $30M from elite investors such as M33 Growth, Ribbit Capital, and Sequoia Capital. Core to our success is a culture that has attracted some of the best talent from across the country; we are proud of incredibly strong employee tenure, track record of internal promotions, and impressive alumni network. We credit our cultural “core behaviors” with these accomplishments: Think Boldly, Execute Reliably, Focus on What Matters, Say “Thanx” Genuinely, Encourage Diverse Perspectives, and Lead, Virtually. Key Responsibilities Build scalable, maintainable software solutions across the entire stack Develop using AI augmented workflows. Our engineers use Claude Code as their primary development tool with MCP connections to production data, Jira, Notion, Sentry, and Datadog. We expect engineers to actively leverage and improve these workflows. Diagnose bugs and address root causes to enhance stability; participate in on call rotations Actively engage in code reviews and technical discussions Systematically identify and mitigate technical debt Stay current with emerging technologies and participate in learning opportunities

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. About the Role Ramp is looking for a Senior Underwriter to join our Underwriting team in Europe. You’ll evaluate businesses applying to Ramp, make credit and risk decisions, and help improve how we assess customers across our products. This is an early regional role supporting EU and US applicants. We’re looking for someone with strong financial judgment who can work independently, make clear decisions with incomplete information, and help us build scalable underwriting processes. What You’ll Do Review applications for Ramp’s corporate card and bill pay products across the EU and US. Analyze financial statements, bank data, bureau information, and other risk signals to assess business health and repayment ability. Recommend the appropriate outcome, including approval, decline, a lower limit, or a request for additional information. Communicate clearly with customers when additional information or context is needed. Manage an underwriting queue while meeting quality and SLA expectations. Partner with teams across Risk, Product, Engineering, Sales, an

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London or Remote (UK) | 💰 £125,400 - £169,600 + Incentive Awards tied to your performance + Benefits About us: 🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ About the team: Our Borrowing (lending) business is growing rapidly across both our existing products and the planned launch of new initiativ

The Banker is a senior-level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Banker also serves as an intermediary in trading for clients. The overall objective of this role is to act as strategic advisor to our clients by formulating investment strategies and raising capital for clients. Responsibilities: Lead in the origination, structuring, and execution of transactions and financings and foster and leverage ongoing global relationships inside and outside of the organization Manage credit risk of the client portfolio and allocate capital prudently through partnership with senior credit officers and capital management Provide a wide range of treasury and corporate finance solutions including cash management, trade, vendor finance, FX, general credit, loans, debt capital markets, structured finance, share repurchase, and interest rate and equity derivatives for a selected client portfolio Provide sophisticated financial solutions tailored to clients’ needs and act as a content provider on industry and market trends Meet revenue and other financial goals by leveraging Citi’s full spectrum of Institutional Client Groups (ICG) products and services and ensure solutions meet or exceed internal risk, return and compliance requirements, ethical standards, and anticipated future changes in the marketplace Partner with ICG partners to execute episodic transactions and drive client planning by delivering product agnostic solutions, client access, and effective capital allocation Recruit and develop diverse talent for the Corporate Bank and serve as a mentor to junior bankers Appropriately assess risk when business decisions are made, demonstrating particular consideration

The Banker is a senior-level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Banker also serves as an intermediary in trading for clients. The overall objective of this role is to act as strategic advisor to our clients by formulating investment strategies and raising capital for clients. Responsibilities: Lead in the origination, structuring, and execution of transactions and financings and foster and leverage ongoing global relationships inside and outside of the organization Manage credit risk of the client portfolio and allocate capital prudently through partnership with senior credit officers and capital management Provide a wide range of treasury and corporate finance solutions including cash management, trade, vendor finance, FX, general credit, loans, debt capital markets, structured finance, share repurchase, and interest rate and equity derivatives for a selected client portfolio Provide sophisticated financial solutions tailored to clients’ needs and act as a content provider on industry and market trends Meet revenue and other financial goals by leveraging Citi’s full spectrum of Institutional Client Groups (ICG) products and services and ensure solutions meet or exceed internal risk, return and compliance requirements, ethical standards, and anticipated future changes in the marketplace Partner with ICG partners to execute episodic transactions and drive client planning by delivering product agnostic solutions, client access, and effective capital allocation Recruit and develop diverse talent for the Corporate Bank and serve as a mentor to junior bankers Appropriately assess risk when business decisions are made, demonstrating particular consideration

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE ROLE: As a Senior Analyst - Credit Products you’ll work closely with Tide’s credit product teams to shape credit product and risk decision making. This role will suit an individual that can operate with a high degree of independence and has hands-on experience of proactively taking initiative to uncover insights from data. As a key member of our team, your role will go beyond merely generating reports; you will be expected to extract meaningful insights from data, enabling informed decision-making that drives our lending strategy. If you have a keen ability to decipher complex credit focused data sets and transform them into actionable insights that guide our decision making, we encourage you to apply

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role We are seeking an experienced Senior Manager, Credit Operations to build and lead SoFi Bank's specialized credit operations function across residential and Commercial loans. This role will oversee complex workflows across the credit lifecycle, including scenario intake, underwriting exceptions, condo and co-op project reviews, complex residential underwriting, and Commercial small-balance CRE underwriting and portfolio management. This l functional owner will set the operating model, priorities, resourcing, service standards, KPIs, KRIs, and governance routines for the function. The Senior Manager will partner closely with Sales, Operations, Underwriting, Credit Policy and Administration, Risk, Product, Finance, Legal, Compliance, Servicing, and senior leadership to deliver sound credit judgment, scalable processes, clear accountability, and a consistent member and business-partner experience. The ideal candidate is a seasoned credit leader with deep expertise in residential and commercial lending, particularly jumbo and portfolio underwriting, HNW and UHNW borrower profiles, complex refinances, and small-balance CRE underwriting and portfolio management. This is an opportunity to define an important capability at the intersection of credit judgment, operating design, policy, and member experience.

Gestalte die Transformation im Kreditgeschäft durch fundierte Business-Analyse, Prozessoptimierung und wirkungsvolle Unterstützung in der Umsetzung. Deine Rolle Als Senior Consultant – Business Analyst im Bereich Credit & Capital Management übernimmst Du eine zentrale Rolle bei der Umsetzung komplexer Transformationsinitiativen für führende Finanzinstitute. Du nutzt Deine Expertise entlang des gesamten Kreditprozesses, um Anforderungen zu analysieren, Zielprozesse zu gestalten und Geschäftsanforderungen in umsetzbare Lösungen zu übersetzen. Die Rolle verbindet fachliche Analyse mit enger Zusammenarbeit über Business-, Technologie-, Risiko- und Operations-Teams hinweg. Deine Aufgaben Analyse und Dokumentation von Geschäftsanforderungen entlang der Kreditprozesse (Origination, Bewertung, Entscheidung, Abwicklung, Monitoring und Restrukturierung) Entwicklung von Fachkonzepten, Prozessmodellen, User Stories und funktionalen Spezifikationen für Initiativen im Kredit- und Kapitalmanagement Übersetzung fachlicher Anforderungen in klare technische Spezifikationen, insbesondere in den Bereichen Daten, Workflows und Systemintegration Zusammenarbeit mit interdisziplinären Teams zur Verbesserung von Effizienz, Kontrollmechanismen und Nutzererlebnis Unterstützung der Umsetzung in Wasserfall- und agilen Projekten, einschließlich Testing, UAT-Koordination und Stakeholder-Abstimmung Dein Profil Mehrjährige Erfahrung als Business Analyst im Finanzdienstleistungsumfeld, idealerweise im Kredit-, Lending- oder Firmenkundengeschäft Fundiertes Verständnis von Kreditprozessen, einschließlich Financial Spreading, Risikobewertung, Kreditgenehmigung, Sicherheiten, Limiten und Monitoring Erfahrung in Transformationsprojekten mit Fokus auf Kreditprozesse, Operating Models oder unterstützende Technologiesysteme Kenntnisse regulatorischer und risikobezogener Themen im Kredit- und Kapitalmanagement (z. B. Basel, IFRS 9, interne Kreditrichtlinien) Ausgeprägte Kommunikations-, Analyse- u

Shape the Future with Dun & Bradstreet At Dun & Bradstreet, we believe data has the power to create a better tomorrow. As a global leader in business decisioning data and analytics, we help companies worldwide grow, manage risk, and innovate. Since 1841, businesses have trusted us to turn uncertainty into opportunity. We’re a diverse, global team that values creativity, collaboration, and bold ideas. Are you ready to make an impact and help shape what’s next? Join us! Explore opportunities at dnb.com/careers. The Senior Vice President, Marketing – Finance & Credit and Risk is a global commercially-minded, strategic leader with a proven track record of translating strategy into measurable growth, market impact and commercial outcomes. This role translates business strategy, product innovation, and customer insights into compelling market narratives, differentiated go-to-market programs, and measurable commercial outcomes that advance Dun & Bradstreet's leadership in data and AI. This role comes at an exciting inflection point for the business. Dun & Bradstreet enters its next chapter with strong market momentum, deep customer relationships, and a growing portfolio of AI-powered capabilities that are creating new opportunities for differentiation and growth. Building on an established marketing foundation, this leader will elevate the company's market impact, sharpen its competitive positioning, and help accelerate the next phase of growth. Essential Key Responsibilities Go-to-Market & Growth: • Develop and execute an integrated marketing growth strategy that increases awareness, engagement, pipeline, and revenue performance across priority markets and customer segments for D&B’s Finance & Credit and Risk Operating Units. • Bring market, customer, competitive, and performance insights to influence product, commercial, and growth strategies. • Own Marketing's contribution to pipeline generation and revenue

Overview: The Insights product is an offering for Guidepoint's Institutional investment and corporate clients, that offers teleconferences, surveys, and in-person events. The teleconferences live in a transcript library portal, which covers a wide of industries/topics that enables our clients to make informed decisions. All content features experts from Guidepoint’s proprietary global network and is conceptualized and hosted by former investment professionals (i.e. private equity/hedge fund), sell-side equity research analysts, and industry professionals. All applicants must have the right to work in the UK. What You'll Do: Monitor single name corporate credit situations in European markets including new issues, distressed, restructuring/re-orgs, and price dislocations in both leveraged loan and high yield markets. Create original, sell-side type content on these topics Conduct bottoms-up company research including reviewing earnings releases, reading investor presentations and analyzing regulatory filings Moderate teleconferences on timely topics featuring an expert from Guidepoint’s network with the goal of producing actionable insights for buy-side clients Generate ideas and follow key investor views among relevant strategies within European credit Can be an in-person position or a fully remote work-from-home position What You Have: Bachelor’s degree or Master’s degree 7 years or more of sell-side or buy-side analyst experience Follow a bottoms-up, fundamental approach to investment research focusing on individual companies Has prior experience covering single name corporate credit across both bank loan and high yield markets with a European focus; must be proficient in corporate credit analysis, with an emphasis on either loan / High Yield or Distressed strategies Ability to work in a fast-paced entrepreneurial environment Outgoing personality with the ability to speak with people at all professional levels Intellectual curiosity and desire to learn Effective ti

Leite strategische Transformationen im Kreditgeschäft, indem Du Anforderungen, Zielprozesse und Stakeholder-Abstimmung auf höchstem Niveau gestaltest. Deine Rolle Als Principal Consultant – Business Analyst im Bereich Credit & Capital Management übernimmst Du die Leitung des Analyse-Workstreams in großen Transformationsprogrammen für internationale Bankkunden. Du verbindest fundierte fachliche Expertise mit Beratungsstärke, um Lösungsansätze zu definieren, bestehende Prozesse kritisch zu hinterfragen und Konsens auf Senior-Stakeholder-Ebene herzustellen. Diese Rolle eignet sich für erfahrene Fachkräfte, die sowohl strategisch als auch in der Umsetzung agieren. Deine Aufgaben Leitung der Business-Analyse in komplexen Initiativen rund um Kreditprozess-Transformation, Kapitaloptimierung und Operating Model Veränderungen Verantwortung für Anforderungsstrategie, Zielprozessdesign und Nachverfolgbarkeit über Business-, Risiko-, Operations-, Daten- und Technologieteams hinweg Moderation von Workshops mit Senior-Stakeholdern zur Priorisierung, Klärung von Anforderungen und Abstimmung von Umsetzungsentscheidungen Sicherstellung von Qualitätsstandards sowie Coaching von Business-Analysten zur Gewährleistung konsistenter Ergebnisse und Deliverables Beitrag zur Gesamtprojektumsetzung durch Lösungsdesign, Stakeholder-Management und fachliche Impulse im Bereich Kredittransformation Dein Profil Langjährige Erfahrung in Business Analyse, Beratung oder Transformationsrollen im Finanzdienstleistungsumfeld mit starkem Fokus auf Kredit- und Kapitalmanagement Tiefgehendes Verständnis von Kreditprozessen (Origination, Underwriting, Genehmigung, Betreuung, Problemkreditmanagement und regulatorisches Reporting) Fundierte Kenntnisse in Kapitalmanagement und regulatorischen Themen wie Basel, RWA, Risikovorsorge oder Stresstests Nachgewiesene Erfahrung in der Leitung von Analyse-Workstreams in groß angelegten Transformationsprogrammen sowie in der Zusammenarbeit mit Senior-Stakehol

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Quantitative Analytics and Modeling Analyst Senior within PNC's Model Risk Management organization, you will be based in Pittsburgh, PA, Boston, MA or Tysons Corner, VA. We are seeking an experienced model validator to be part of our Model Risk Management team at PNC. The position reports to a validation manager in Commercial Credit and Financial Valuation Models and is part of the Independent Risk Management organization. This role involves performing rigorous independent reviews on some of PNC’s most important models including Commercial & Industrial, Commercial Real Estate and retail commercial loss forecasting models, risk rating models, as well as financial valuation and investment models. This role also participates at and provide individual and aggregate model risk assessment in various model working groups and forums. PNC is an in-office company that fosters a supportive culture