Credit Risk Analyst Commercial Underwriter Jobs

Avec une stratégie de croissance, le groupe Capco renforce le développement de son pôle FRC (Finance, Risques & Conformité) et tout particulièrement son offre Risque, et recherche pour son bureau parisien des Senior consultant(e)s pour accompagner ses clients sur leurs enjeux de transformation réglementaire et organisationnelle liés au risque de crédit. Votre rôle : Vous participez, pour nos clients du secteur financier, à des missions variées qui couvrent plusieurs thématiques : Accompagnement dans la gestion de projets de mise en conformité réglementaire : analyse des textes réglementaires, gap analysis méthodologique/système/data/gouvernance/processus, préconisations et mise en œuvre, documentation et accompagnement du changement Participation à des missions d’inspections et des exercices de supervision (QIS, Benchmarking, Stress Testing, TRIM, mission d’homologation) : cadrage, coordination, documentation, traitement des recommandations Mise en place et optimisation de dispositif d’encadrement et de suivi des risques de crédit Refonte des processus d’octroi ou revue de dossier, de surveillance et de reporting des risques Au sein de Capco : Participer à l’animation de la communauté Risques (veille réglementaire, supports de communication, Points of view, évènements clients, etc.), Le profil recherché : Une bonne expertise de l’environnement des banques ainsi que des sujets de transformation de la fonction Finance et Risque au sein d’institutions financières ou bancaires. Connaissance de la règlementation : IRRBB, NDOD, ALM, IFRS9, etc. Target Operating Model Mise en place de reporting règlementaire (Corep, Finrep et Pilier 3) Revue de modèle en Liquidité et Solvabilité Un excellent relationnel et un bon esprit d’équipe, vous avez envie d’accompagner activement la croissance d’un cabinet dynamique qui mise sur le management de proximité et vous êtes reconnu pour votre flexibilité et votre créativité. Une bonne app

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management. We are looking for a Sanctions Screening Specialist to join LHV Bank’s sanctions team. If you have a strong interest in international sanctions, financial crime prevention, and regulatory compliance, and you bring experience in analysing screening alerts, this role could be the perfect fit for you. YOUR DUTIES AND RESPONSIBILITIES Analyse screening alerts to ensure compliance with international sanctions requirements. Work primarily with financial intermediation clients, collaborating with specialists across the globe. Conduct background research to assess potential sanctions matches and ensure compliance with regulatory requirements. Contribute to the development and improvement of screening rules and daily processes. Take an active interest in how the screening process operates and help enhance its effectiveness. SKILLS AND EXPERIENCE: Previous&nbsp

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management. We are looking for an AML Specialist to join LHV Bank’s transaction monitoring team. If you have a strong interest in financial crime prevention, transaction monitoring, and regulatory compliance, and you bring experience in detecting and analysing suspicious activities, this role could be the perfect fit for you. YOUR DUTIES AND RESPONSIBILITIES: Analyse financial transactions of financial intermediation clients to detect and prevent financial crime on an international scale. Conduct background research and gain an in-depth understanding of various business sectors while working with a diverse client base and transaction parties. Contribute to the development of new transaction monitoring rules and the improvement of daily processes. SKILLS AND EXPERIENCE: Previous experience in anti-money laundering (AML) or a strong interest in financial crime prevention and international financial markets. If lacking direct AML experience, the ability to

Role: Point72 is looking for a Quantitative Developer to join its Fund Flow Research team. The Fund Flow Group provides best in class flow and positioning indicators to help PMs, analysts, and traders across all investment functions understand their investment backdrop, better assess reward and risk, and identify alpha opportunities. Responsibilities : Partner with researchers to release high-quality production code Integrate AI into written content creation, internal client service, and team operations Develop generic frameworks to build flow datasets across equities, credit, and macro Troubleshoot and resolve production issues Requirements: Undergraduate degree or higher in a technical field Strong programming skills in Python Strong orientation towards team success and desire to mentor teammates Passion for technology and markets Strong written and verbal communication skills Intellectual curiosity, exceptional attention to detail, and the ability to manage multiple projects and deadlines in a fast-paced environment Commitment to the highest ethical standards

Shape the Future with Dun & Bradstreet At Dun & Bradstreet, we believe data has the power to create a better tomorrow. As a global leader in business decisioning data and analytics, we help companies worldwide grow, manage risk, and innovate. Since 1841, businesses have trusted us to turn uncertainty into opportunity. We’re a diverse, global team that values creativity, collaboration, and bold ideas. Are you ready to make an impact and help shape what’s next? Join us! Explore opportunities at dnb.com/careers. The Senior Manager, Data Acquisition is responsible for increasing the depth, breadth, and continuity of D&B’s credit data assets by identifying qualified, eligible, high-value, high-growth targets based on organizational priorities and market research. Manages critical participant relationships and related processes. Acts as a trusted subject matter expert on business credit furnishing. The Senior Manager, Data Acquisition grows participation and payment experiences by aligning the benefits and value of the program to needs of prospects, new or established clients, win-backs, and adding included portfolios from established providers through virtual and face-to-face communication. Responsibilities include working across departments to understand use cases and data requirements, identify new contacts and deepen relationships with current contacts. Key Responsibilities: Conduct market research to identify relevant data sources and stay updated with emerging data trends, regulations, and reporting frameworks. Effectively communicate with key stakeholders. Act as a liaison for critical providers, uncovering risks and opportunities through regular touchpoints. Identify participation growth, efficiency, and/or sales opportunities. Work across departments to gather use cases and data requirements. Lead and mentor a team of analysts, providing guidance and support to drive performance and professional growth. <li

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + Benefits ✨ About our Machine Learning FinCrime Team: Our Financial Crime Data team consists of over 25 people across 4 data specialisms: Analytics Engineers, Data Analysts, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll be working in a fast moving environment, building and iterating on our financial crime defensive capabilities to ensure we keep Monzo and our customers safe. Our financial crime team has a large impact on Monzo’s bottom line as fraud and scams are usually some of the largest cost line items in a bank's P&L. We have a major influence on the overall customer experience and it’s our duty to keep our customers safe. The work we do results in directly measurable customer or company benefit, which is incredibly satisfying. Our Machine Learning Scientists work on a range of problems within the different financial crime areas ranging from fraud detection and prevention, transaction monitoring for different types of suspicious activity through to customer risk assessment and op

Who we are About Stripe Stripe, LLC. is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. What you’ll do Responsibilities Analyze accounts and transactions to identify and predict risky behavior that could result in losses for Stripe or pose challenges to the broader payments ecosystem. Scale risk processes to cover an increasingly large and complex landscape of payments risks and effectively design strategies and solutions that might range from ML model features to manual review workflows. Work with internal partners like Engineering, Product, Data Science and Operations to develop solutions that would mitigate fraud risk across different geographies, payment methods and products. Work with Stripe users to educate them about and help prevent potential risks to their business. Challenge the payments industry status quo to help enable innovative businesses to flourish online. Who you are Minimum requirements Must have a Bachelor's degree or foreign equivalent in Business Administration, Economics, Statistics, Finance, Engineering, or a related quantitative field plus 4 years of experience as a Risk or Fraud Strategist or a related occupation. Must also have 3 years of experience in each of the following: Payments-related domains, including regional payment methods, risk management, fraud prevention, or trust and safety operations; Working with quantitative tools including Python, R or Stata; Using SQL; Project Management analytical tools including Jira, Asana, and Gantt charts; Predictive Analytics; Machin

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London/Cardiff/UK Remote | 💰£79,900 - £95,000 + Incentive Awards tied to your performance + Benefits ✨ Our Credit Oversight team⭐ Our Borrowing (lending) business is growing rapidly across both existing products and with the planned launch of new initiatives. As our lending portfolio grows, our second line of defence Credit Risk Oversight team is growing with it - and we’re looking for a Credit Risk Oversight Manager to join us! Our Credit Risk Oversight team is crucial in providing support and challenge to our Borrowing teams in the first line of defence to help Monzo grow safely. We’re looking for someone (maybe you?!) with proven experience in consumer credit risk who likes getting into the details and analysing data to deliver independent assurance - and challenge - of credit risk management across the lifecycle. Ideally you’ll have experience and in-depth knowledge of retail unsecured or small business credit risk strategy within financial services. You’ll have seen first-hand how a credit portfolio performs at different stages of the credit cycle, and have hands-on experience in shaping or overseeing lending strateg

Ready to do the most impactful work of your career? At Coinbase , we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase . This is a 12-week internship during summer 2027. Join the Credit Risk team within the Financial & Operational Risk subteam of Finance. You'll support the underwriting, monitoring, and analysis of counterparty and asset-level credit risk across Coinbase's global institutional client base. Working alongside risk professionals and product teams, you'll gain hands-on experience evaluating complex exposures in digital asset lending and trading, and your work will directly inform credit decisions and risk reporting for leadership. What you'll do: Underwrite institutional counterparties, including hedge funds, asset managers, corporates, market makers, and banking and payment providers, recommending internal credit ratings and risk-based limits with written substantiation. Monitor trading and bank partner exposures on an ongoing basis, conducting periodic portfolio reviews and flagging concentration risks or emerging trends to leadership. Analyze asset volatility and liquidity risks on a per-asset and portfolio basis to support lending and trading product decisions. Collaborate with product, sales, operations, and legal teams to resolve client or product challenges and deliver risk-informed solutions. Research industry trends, regulatory developments, and crypto market dynamics to contribute to the team's thought leadership and continuous improvement. Required Skills an

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team The credit risk operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company's bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments, underwriting small and mid-size users, and proposing mitigation strategies that enable Stripe to take smart risks for our users. What you’ll do In this role, you will manage and develop a group of Credit Risk Operations Associates that are focused on commercial credit underwriting and risk mitigation. The Credit Risk Operations Team Lead will cultivate the engagement of their team members while guiding them to be the best they can be, through feedback, coaching, mentoring, and advocacy within the organization. This means helping to set team goals, and using metrics to efficiently measure and guide team performance in pursuit of those goals. To be a fit, you will have a strong operations mindset, possess a deep understanding of commercial credit risk, be able to move quickly, and be passionate about delivering an incredible user experience. Responsibilities Manage, coach, and develop a new team of in-office Credit Risk Operations Associates Execute on commercial credit underwriting frameworks that allow your team to evaluate business models and financial statements of successful venture-backed startups to esta

About us GoCardless, a Mollie company, is a global leader in bank payments. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday. We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific. For more information, please visit www.gocardless.com and follow us on LinkedIn @GoCardless. Mollie is the leading payments and financial services partner for business, rooted in Europe, with global reach. The role We are looking for a Credit Risk Administrator to join our Internal Operations team within GoCardless. This is an excellent opportunity for someone early in their career who is looking to develop hands-on experience in credit risk, compliance and payments within a fintech environment. A little bit more in detail about the role: Insolvency Case Management Own and manage insolvent merchant cases end-to-end across multiple jurisdictions (currently mainly UK, France, and Spain, with scope to expand) Act as the single point of contact for all internal and external parties involved in an insolvency case Suggest mitigants needed to support the merchant through insolvency, restructuring or business wind-down Coordinate the collection and submission of required documentation from administrators (e.g. proof of debt, claim forms, creditor correspondence) Track and manage the collection and release of funds in line with insolvency proceedings and internal policy, and ensure invoices are correctly reconciled. Internal Coordination Act as the operational bridge between credit control, legal,

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team At Stripe, our Mexico City office is a vibrant hub at the forefront of our mission to reshape the financial landscape for businesses worldwide. Our team prioritizes collaboration, innovation, and excellence. As a member of the Mexico City team, you'll be part of a mission-driven community dedicated to enhancing the global economy and increasing the GDP of the internet. We strive for excellence by creating with craft and beauty, while having fun and celebrating our successes together. We cultivate a culture of collaboration, inclusivity, and support where every team member's voice matters. Our commitment shines through as we handle over a million support cases each year, empowering our users not just to solve problems but to achieve their goals. What you'll do The credit risk operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company's bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments, underwriting small and mid-size users, and proposing mitigation strategies that enable Stripe to take smart risks for our users. Responsibilities • Work with merchants, from successful venture-backed startups to well-established institutions, evaluating their business models and financial statements • Help manage Stripe's portfolio by developing a deep under

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. As a member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize credit strategies. Credit is one of Ramp's most consequential products. Every policy change affects how customers can grow their usage, and how responsibly Ramp scales up while managing risk. Credit Risk Strategy owns these tradeoffs end to end. In this role, you will own or help build strategy across credit risk areas like credit limits, payment speed, and collections. You'll take ambiguous problems, get to the data, prototype the solution, and push the change with Product, Engineering, Data Science, Risk Operations, Finance, Customer Experience, and Compliance. AI fluency is required. We use AI as a core pillar of our risk management stack, and you will be prototyping and managing related Agents and tools. You should already be using tools like Claude Code, Codex, or similar AI tools to write code, explore data, prototype apps, automate workflows, and check your own work. You do not need to be a software engineer, but you do need to use AI to

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About the team Stripe was built with simplicity in mind. We strive to deliver frictionless experiences for all of our users, whether they are an Independent Business, Startup, SMB, or Enterprise and our mission is to provide all Stripe Users with the best support experience possible. Today, Stripe handles over a million support cases per year and processes millions of internal transactions. We’re going to achieve excellence by thinking of support in a novel, solution-oriented way, and viewing operations as an integral enabler of all of Stripe’s growth. Stripe is launching Stripe Delivery Centers - a brand new global team to design, implement and grow Stripe’s operations for the next decade. We are looking for dynamic and curious people that have a passion for solving global user issues, building operations, drive process improvement and want to play a front-line role in building this new operational capability for Stripe and accelerating Stripe’s growth. If you like challenging, scaled problems and are an amazing teammate, we want to hear from you! What you’ll do The credit risk operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company’s bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments, underwriting small and mid-size users, and proposing

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About the team The Capital team is responsible for managing the end-to-end risk strategy for Stripe's lending product. The team is based in the US and Canada, and is composed of curious, driven, and analytical individuals who are passionate about using their skills to shape the future of Stripe. We partner closely with Stripe's engineering, data science, product, and servicing teams to leverage existing platforms, integrate industry best practices, and develop novel solutions to evaluate and manage credit risk. If you are interested in joining a fast-growing organization and applying your experience to shape the future of Stripe, we encourage you to apply. What you’ll do As a key member of the Capital team, you will have the opportunity to shape the future of Stripe's credit policy by driving meaningful changes to the risk and underwriting framework. You will leverage Stripe's vast data assets to formulate your recommendations and work closely with our partners and, where applicable, leverage third-party data. We are a small and lean team, which means you will have the autonomy and the responsibility to manage end-to-end risk initiatives. Responsibilities Architect and implement credit policies based on Stripe's proprietary data and selected industry data to target, price, and size capital products. Utilize your analytical and technical skills to provide credit risk recommendations, deliver insights, and support strategic business decisions. Collabor