Fraud Operations Analyst Jobs

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior AI Engineer, Big Data & AI Solutions Overview The Security Solutions Data Science team develops AI and machine learning capabilities that help protect the global payments ecosystem from fraud and cyber threats. Supporting Mastercard’s Safety Net product, the team develops and enhances models that analyze billions of transactions and identify suspicious activity. As a Senior AI Engineer, you will work at the intersection of big data engineering and AI/ML, helping build and support the data, features, models, and production processes behind fraud detection. Ideal Candidate Profile You are a big data and AI/ML engineer who has used Apache Spark in a professional environment and has hands-on experience working within CI/CD-driven engineering environments. You understand how large-scale data moves from raw inputs through data and feature pipelines into machine learning models, and how those models are deployed, monitored, and improved in production. Large-scale data → Spark/PySpark → Data & Feature Pipelines → ML models → Production Deployment→ CI/CD→Monitoring & Drift Detection → Optimization & Retraining Experience with Generative AI, RAG, LLMs, or agentic AI is valuable, but the foundation for this role is large-scale data engineering and production AI/M

CLEAR is building THE secure identity company of the future. Our mission is to make experiences safer and easier—physically and digitally. With more than 43 million Members and a growing network of partners across the world, CLEAR's secure identity platform is transforming the way people live, work, and travel. Whether it’s at the airport, stadium, or throughout your everyday life, CLEAR unlocks the magic of frictionless experiences. The Director, Payments Performance will own how money moves at CLEAR, driving payment authorization, renewal recovery, fraud and dispute performance, and cost of acceptance. Reporting to the SVP of Product, you’ll bring deep payments expertise to turn issuer, network, processor, and Member insights into product strategy, experiments, and measurable business outcomes. You’ll work alongside our Payments Product Lead, who owns the payments platform and Member-facing experiences. While, you own how the system performs, turning payment performance insights into product, processor, network, and issuer action. What You’ll Do: Own CLEAR’s payment performance end to end, driving first-attempt authorization, renewal recovery, involuntary churn, fraud and chargeback performance, false-positive rates, and effective cost of acceptance. Diagnose performance across issuers, networks, card types, wallets, channels, and Member cohorts; establish a single source of truth for payments performance and translate decline patterns into clear, prioritized opportunities. Define and drive CLEAR’s authorization and recovery roadmap with Product, Engineering, and Analytics, optimizing retry and dunning strategies, network tokens and account updater, stored credentials, transaction messaging, routing, wallets, fraud controls, and authentication. Lead CLEAR’s performance relationships with processors, card networks, and issuers, holding partners accountable to benchmarks, resolving systemic approval issues, and evaluating opportunities across routing, acquiring, and

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Data Scientist Overview: Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Role: We are seeking a highly skilled and motivated Lead Data Scientist to join our Cyber Analytics team within the Security Solutions Data Science organization. The successful candidate will play a leadership role in developing advanced analytics and machine learning solutions across cybersecurity, payments, and fraud. This person will also have formal people-management responsibilities for junior team members, helping them grow their technical capabilities, manage priorities, and deliver high-quality work. Job Responsibilities: • Lead the design, development, validation, and implementation of advanced analytical solutions, predictive models, and machine learning algorithms using large-scale payment, fraud, merchant, cybersecurity, and threat-intelligence data. • Provide technical leadership for graph analytics and modeling, including graph schema design, relationship modeling, community detection, link analysis, graph embeddings, and graph neural networks – all in service of

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Specialist, Product Management (AI Network Solutions) Overview Mastercard's AI Network Solutions team is seeking a Specialist, Product Management to support the development, enhancement, and commercialization of data and AI-driven products that help financial institutions make smarter risk and fraud decisions. This role offers the opportunity to work across product strategy, product development, market analysis, and customer engagement while collaborating with global stakeholders in a fast-paced and innovative environment. We’re looking for a product professional eager to grow in AI, fraud, risk, and payments. Role Serve as lead for AI product, including the below: • Support the development and execution of product strategies and roadmaps. • Help identify growth opportunities and drive expansion within target market segments. • Manage and enhance existing product capabilities based on customer feedback, market trends, and business priorities. • Assist with evaluating new product concepts and emerging opportunities. • Oversee billing, delivery, and customer opt-out/in processes • Define and document business requirements and product enhancement specifications. • Partner with Product Development teams to ensure successful delivery of product features and improvements. •

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Software Engineer II Overview Ethoca, a Mastercard company, is transforming the way merchants and card issuers work together to combat fraud and improve the digital commerce experience. We build highly scalable, secure, and resilient technology that powers collaboration across the global payments ecosystem. We are looking for a Software Engineer II who is eager to grow their technical expertise while taking ownership of delivering high-quality software components from development through deployment. This role is ideal for an engineer who can independently troubleshoot and improve existing solutions, adapt to new technologies and architectural patterns, and contribute meaningfully to team decisions. The successful candidate demonstrates continuous learning, collaborates effectively with peers, supports less experienced team members, and helps deliver reliable, scalable software that meets business and customer needs. Mastercard powers an inclusive digital economy by making transactions safe, simple, smart, and accessible. Through secure technology, trusted partnerships, and continuous innovation, we help individuals, businesses, and governments realize their greatest potential. Role • Design and develop scalable, service-oriented software architectures. • Drive the development of robu

At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support. Our goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid. Backed by Sequoia Capital , Multicoin Capital , and The Chainsmokers , Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build. We’re looking for a Enterprise Account Executive who knows how to turn complex opportunities into meaningful revenue and wants to play a key role in Breeze’s next stage of growth. This is an opportunity to help build out our EU Sales team. This is an individual contributor role responsible for a quota. You’ll own the sales cycle from first conversation through close, building relationships with high-value prospects, breaking into strategic accounts, and helping companies rethink how they move money. This is a role with real ownership and plenty of room to make your mark. You’ll have the autonomy to build your pipeline, shape your approach, and work closely with Product and Marketing to influence how we go to market. We’re looking for someone with sharp commercial instincts who can build trust quickly, navigate complex deals, and create a compelling reason for customers to choose Breeze. If you’re a builder and a closer who loves opening doors, winning meaningful business, and helping scale an ambitious fintech, we’d love to meet you. This role will be hybrid in our Amster

About Us Tamara is a leading fintech platform in Saudi Arabia and the GCC region with a mission to help people own their dreams built on being simple, trusted, and everywhere our customers need us. Today, more than 25 million customers and over 130,000 partner merchants depend on Tamara every day for reliable financial solutions across retail, travel, education, healthcare, and beyond. Tamara is backed by Sanabil Investments, a wholly owned company of the Public Investment Fund (PIF), and SNB Capital, among others. Your role The Partner Onboarding Advisor is responsible for executing Tamara’s merchant onboarding steps end-to-end for assigned merchants—focusing on accuracy, SLA adherence, and a smooth merchant experience. The role owns KYB, compliance and fraud checks, integration coordination, and activating merchants/partners for go-live readiness. Your responsibilities 1) Merchant intake & case ownership Pick up assigned merchants from the relevant queue/view, take ownership, and manage the case through activation/go-live. Monitor and work on support queues for merchants who are not live yet; action tickets promptly and correctly, ensure all actions/decisions are documented in internal notes, and communicate clearly and professionally with merchants throughout the full ticket lifecycle (updates, requests, and resolution). Make proactive follow-up calls with merchants that have pending actions (e.g., missing go-live requirements, pending integration steps on the merchant side, or pending contract signature) to unblock progress, reduce average time-to-go-live, improve conversion rates by increasing the % of merchants who complete pending actions and go live, and improve NPS by creating a more supportive onboarding journey. 2) KYB & document collection/validation Validate submitted documents (CR/Trade License/Freelancer certificate, ID, IBAN, VAT where applicable) and ensure they meet minimum validity and quality requirements. Confirm consistency across

At Experient, we provide experience, technology, and transformation support to our clients, creating a dynamic work environment. We value collaboration, prioritize effective communication, and focus on delivering results quickly and practically. Whether you’re looking to deepen your expertise or take on new challenges, we’re here to support your journey every step of the way. We are seeking a Senior Technical Project Manager to join our team. In this role, you will lead the delivery of technology initiatives that bring business strategy to life within financial services. You will serve as a Senior Technical Project Manager on client engagements, guiding cross-functional teams as they implement strategies across credit card, fraud prevention, collections and lending portfolios, and ensuring each release is high quality, well governed and tied to business priorities. The ideal candidate pairs a strong understanding of banking and lending with disciplined Agile delivery and has a proven track record of turning complex requirements into well-planned, on-time releases. This is a highly collaborative, client-facing consulting role requiring the ability to bring clarity to technical work, keep diverse stakeholders aligned and navigate the regulatory expectations that shape financial services environments. Location: Dallas, TX or Charlotte, NC; Hybrid work environment. What You'll Do Own technical initiatives from start to finish, partnering with client stakeholders to shape project scope, objectives and a clear vision for delivery. Translate business strategy into actionable work by breaking requirements down into well-defined tasks, user stories and acceptance criteria. Develop and maintain technical requirements documentation and process flow diagrams that give engineering, QA and business teams a shared view of the solution. Build and manage a prioritized backlog that reflects business value, customer impact and shifting client priorities. Lead Agile ceremonies, includi

At Lyft, our purpose is to serve and connect. We aim to achieve this by cultivating a work environment where all team members belong and have the opportunity to thrive. With over half a billion rides and counting, Lyft is solving hard problems in a flourishing domain with a lot of data and creative solutions in Marketplace, Mapping, Fraud, Growth and beyond. We're actively building the next-generation Machine Learning (ML) platform for low-cost, ultra-immersive transportation to improve people’s lives using modern ML with petabyte-scale data. Our Machine Learning Engineers are excited to work on these challenging problems and redefine solutions to directly impact various aspects of Lyft's primary business. As a PhD Machine Learning Engineer Intern on our Applied AI team, you'll take on an open research problem tied to product experiences used by millions of riders. Working closely with a Staff ML Engineer mentor, you'll scope the problem, develop and evaluate new methods on real data, and take the work far enough that it can be shared with the research community, with the goal of a paper submission to a top ML venue. If you are a PhD student who enjoys turning open-ended research questions into working systems, and you want your research to be tested against real users and real data, this opportunity is for you! Responsibilities: Own a research project from start to finish: frame the problem, review related work, propose new methods, and design rigorous offline and online evaluations Design, build, train and test ML models in areas such as reinforcement learning, sequential decision-making, personalization Write production-quality code that turns research prototypes into working pipelines on Lyft's data and ML infrastructure Partner with Product Managers, Data Scientists, and fellow ML Engineers to frame research questions within the business context Analyze experimental and observational data, and communicate findings clearly to both technical and non-technical aud

SpaceX was founded under the belief that a future where humanity is out exploring the stars is fundamentally more exciting than one where we are not. Today, SpaceX is actively developing the technologies to make this possible, with the ultimate goal of making life multiplanetary and expanding consciousness to the stars. SpaceXSI is building Super Intelligence to help humanity understand the universe. Our teams are building the full Super Intelligence stack: from our Colossus supercomputers, to Grok models, to our suite of applications, including Grok Bot, Grok Build, Grok Imagine, Grok Voice, and X. We're creating a powerful flywheel where more compute trains better models, better models power more useful products, and what we learn from people using those products shapes what we build next. ABOUT THE ROLE: We are seeking a skilled and innovative Application Security Engineer to join 𝕏 Money. In this role, you will protect the security and integrity of our payments and financial products throughout the software development lifecycle, with a particular focus on code security, CI/CD pipelines, and systems that move and hold customer funds. Experience securing fintech, payments, digital wallet, ledger, or similar high-value platforms, where fraud, abuse, and unauthorized transfers are a constant concern, is strongly preferred. RESPONSIBILITIES: Conduct in-depth code reviews and static analysis to identify and mitigate security vulnerabilities in financial applications Design and implement secure coding guidelines and best practices for development teams Collaborate closely with development teams to integrate security practices throughout the CI/CD pipeline Perform threat modeling and risk assessments for payments, wallets, ledgers, and related product surfaces, and develop mitigation strategies for fraud, abuse, and unauthorized movement of funds or credits Manage vulnerability tracking and remediation efforts, providing guidance to development teams Manage the

At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support. Our goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid. Backed by Sequoia Capital , Multicoin Capital , and The Chainsmokers , Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build. We’re looking for a Sales Director who knows how to turn complex opportunities into meaningful revenue and wants to play a key role in Breeze’s next stage of growth. This is an opportunity to help build out our EU Sales team. This is an individual contributor role responsible for a quota. You’ll own the sales cycle from first conversation through close, building relationships with high-value prospects, breaking into strategic accounts, and helping companies rethink how they move money. This is a role with real ownership and plenty of room to make your mark. You’ll have the autonomy to build your pipeline, shape your approach, and work closely with Product and Marketing to influence how we go to market. We’re looking for someone with sharp commercial instincts who can build trust quickly, navigate complex deals, and create a compelling reason for customers to choose Breeze. If you’re a builder and a closer who loves opening doors, winning meaningful business, and helping scale an ambitious fintech, we’d love to meet you. This role will be hybrid in our Amsterdam office onc

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies from the world's largest enterprises to the most ambitious startups use Stripe to accept payments, grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team Stripe is expanding its Global Product Sales team to accelerate the adoption of Adaptive Pricing and Managed Payments across ANZ. Adaptive Pricing helps businesses optimise local currency presentment and pricing as they expand internationally. Stripe Managed Payments, Stripe’s Merchant of Record solution, enables businesses to sell digital products globally while Stripe manages complexities including global tax, fraud prevention, dispute management, and transaction-related customer support. Stripe’s Product Sales team is at the forefront of driving revenue and growth. Product Sales combines deep product knowledge, sales expertise, and a user-first approach to drive growth. The team also brings customer feedback and market insight into Stripe’s product roadmap and go-to-market strategy. What you'll do As an Account Executive for Adaptive Pricing and Managed Payments, you will drive adoption and revenue growth across ANZ. You will lead business and technical conversations with prospects and customers, progress complex deals, and help develop and execute the go-to-market strategy for both products. You will work closely with Product, Engineering, Legal, Marketing, and other GTM teams to solve customer needs, share market insights, and build repeatable sales playbooks. We are looking for an analytical self-starter who can operate effectively as these products continue to scale. Responsibilities Drive revenue, product adoption, and new

Europe senior financial accountant (UK and Ireland with scope for supporting other entities) Thoughtworks is seeking a highly skilled financial accountant to support our Global Controllership team. This role is vital for driving immediate impact across our European entities. You will be responsible for leading audits, managing complex reporting requirements, and ensuring robust financial compliance. Please note that this is a fixed term opportunity. Job responsibilities Audit Leadership: Lead local statutory audits, ensuring audit readiness and managing the completion of financial statements and timely responses to auditor requests. Reporting & Tax Compliance: Oversee timelines for local statutory filings across multiple European entities. Month-End Close: Partner with Europe Controllership and FP&A teams to manage the month-end close process, reviewing work against tight deadlines. Internal Controls: Own key SOX controls and assist in the implementation of robust internal controls to mitigate fraud risk and ensure accurate financial reporting. Cross-Functional Collaboration: Work with regional finance teams and the India Shared Services Team to ensure accurate reporting. Job qualifications Required Skills Experience: 3+ years of professional accounting experience with a strong background in Audit and financial control. Technical Proficiency: Deep working knowledge of both US GAAP, IFRS and FRS102 . Education/Certification: Qualified accountant- ACA or ACCA Mindset: Highly proactive in identifying accounting risks and opportunities and implementing cross-functional solutions. Preferred Skills Tech Savvy: Familiarity with automation or AI applications within finance/accounting. Experience of financial statement preperation under FRS102 or IFRS Software: Experience with PeopleSoft Financials Other things to know Learning & Development There is no one-size-fits-all career path at Thoughtworks: however you want to develop your career is entirely

Starting Hourly Rate / Salario por Hora Inicial: $19.00 USD per hour ALL ABOUT TARGET Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here. ALL ABOUT ASSETS PROTECTION Assets Protection ( AP ) teams function to keep our guests, team and brand secure and lead through crisis events. They protect profitable sales by mitigating shortage risks, preventing, and resolving theft and fraud to ensure product is available for our guest . They also build relationships inside and outside of Target , including store leaders and public safety officials, inclusive of law enforcement. At Target , we believe in our team members having meaningful experiences that help them build and develop skills for a career. The role of a Target Security Specialist can provide you with the skills and experience of : <sp

Starting Hourly Rate / Salario por Hora Inicial: $18.50 USD per hour ALL ABOUT TARGET Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here. ALL ABOUT ASSETS PROTECTION Assets Protection ( AP ) teams function to keep our guests, team and brand secure and lead through crisis events. They protect profitable sales by mitigating shortage risks, preventing, and resolving theft and fraud to ensure product is available for our guest . They also build relationships inside and outside of Target , including store leaders and public safety officials, inclusive of law enforcement. At Target , we believe in our team members having meaningful experiences that help them build and develop skills for a career. The role of a Target Security Specialist can provide you with the skills and experience of : <sp