Senior Payment Application Analyst Jobs

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce V

About Highnote Founded in 2020 by a team of leaders from Braintree, PayPal, and Lending Club, Highnote is an embedded finance company that sets the standard in modern card platform management. As an all-in-one card issuer processor and program management platform, we provide digital-first organizations with the flexibility to seamlessly issue and process payment cards, embed virtual and physical card payments, and integrate ledger and wallet functionalities—empowering businesses to drive growth and profitability. We’ve raised $145M+ and have grown our team to 140+ employees. Headquartered in San Francisco, we’ve managed to build one of the most advanced payments teams in the industry, with team members in 25+ US states. Operating through our core values of customer obsession, executional excellence, intentional inclusion, we’re helping businesses grow for the future by creating the payment products demanded by tomorrow, with the ability to solve for use cases that don’t exist yet. We are fast-moving, hands-on, and strongly believe everyone deserves a seat at the table. We believe we’re unlocking incredible opportunities that can change the future of payments, as long as we have the right people to make it happen. Job Description Highnote is looking for a Senior Technical Writer to own our developer documentation. You'll set the voice and standards for how we explain card issuing, acquiring, and money movement to developers — and build the tooling that holds that standard as the platform grows. You'll join Developer Experience, the team that owns our API, our SDKs, our docs, and our design. What you'll do: Own our API documentation: reference, developer guides, and tutorials Collaborate with the engineers who build the API you're documenting, and support the PMs shipping it Set the voice, tone, and style of our docs, and encode that standard into our tooling so it holds across content you didn't write yourself Build and refine AI workflows that draf

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. About the team Payment Client Foundation team owns and operates Adyen's integration with payment methods in store focused on the low-level integration layers, including payment kernels and ensuring compliance with global PCI standards. This is the foundation that keeps payment running for retailers around the globe. In this role, you will drive technical strategy, build a high-performing team, and shape the evolution of our platform as Adyen continues to scale globally. What you'll do As a Kotlin Engineer you will work on solutions for our payment terminals featuring many capabilities, such as: Accepting payments using credit cards and debit cards, Apple Pay or Google Pay on mobile phones or accepting payments through QR codes; Communication with the Adyen backend to achieve one platform solution; You will be working on developing our main business logic in Kotlin, which will be deployed on both Android based terminals and mobile phones. We value your input and encourage you to propose innovative solutions. You will have the opportunity to work on projects that keep Adyen competitive. With this freedom comes the responsibility to own your features end-to-end—from design and implementation to testing and monitoring—ensuring a secure and sustainable solution. Qualifications Must haves A minimum of 5 years of experience writing code in

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Consumers across the globe need safe, transparent financing while merchants want to provide users with their preferred way to pay and convert more buyers. To help achieve this vision, we are hiring a Senior Product Manager for our 1:Many Growth team. Affirm's Distribution Partnerships program - internally called " 1:Many " - is one of the highest-leverage growth levers at the company. Instead of integrating merchant by merchant, we integrate once into a platform merchants already use, and every merchant on that platform becomes reachable through that single integration. This role is responsible for: Own and grow Affirm's partner portfolio - making it easier and more frictionless for merchants to onboard and offer Affirm as a payment method to their customers. This includes taking product ownership of Affirm's existing vertical software partnerships, and growing the broader portfolio of platform partners still being stood up. Partner Acceleration Strategy - building the durable capabilities that make every future partner integration faster to launch and easier to scale, rather than solving the same problem one partner at a time. As a Senior Product Manager, you will work closely with cross-functional teams including commercial, merchant risk, design, product analytics, and engineering to define, launch and grow integrations with platform partners. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be outcomes-driven with a very high bias for action. What You'll Do Collaborate with cross-functional teams to define, launch, and grow integrations with payment and platform partners. Build durable, repeatable capabilities through a Partner Acceleration Strategy that makes future partner integrations faster t

About Us “Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO? You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. Job Description: Design Lead with Cloud (GCP) (Experience - 8 to 12 Years) • Strong data background (data storage, transformation, event processing, APIs, IAM, security) • Google Cloud Platform skills (as this is where the solutions are being developed/deployed) • Must have good Experience/knowledge on GCP components like GCS, BigQuery, AirFlow, Cloud SQL, PubSub/Kafka, DataFlow and Google Cloud SDK • Any GCP related certification is an added advantage • Beneficial to have knowledge/experience of analytics solutions (ML/AI & BI) - note though that this is not a Data Scientist role. • Experience of working within a large, complex and geographically dispersed programme • Abil

About Us “Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO? You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. Job Description: Responsibilities Work on the collecting, storing, processing, and analysing of large sets of data Choose optimal solutions to use for these purposes, then maintaining, implementing, and monitoring them Responsible for integrating those solutions with the architecture used across the company and to help build out some core services that power Machine Learning and analytics systems Role Requirements Lead and work closely with all teams (including virtual teams based in non UK locations), creating a strong culture of transparency and collaboration Ability to process and rationalise structured data, message data and semi/unstructured data and ability to integrate m

About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, Paypal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors. Role Overview We're hiring a frontend-heavy Full Stack Engineer for our Trading team — the team that owns the client's entire trade experience. Trading owns quote generation, pricing strategy, the spread engine, and the trade lifecycle across GUI, API, and soon conversational AI. Our north star is Total Payment Volume, with Gross Revenue as the control metric. You will own the client-facing surface of that experience. This is where an institutional client sees a live quote, understands the price and fees, commits to a trade, and tracks it through to settlement. You will own architecture for these flows — state management, data fetching, error handling, and performance — and be trusted with the correctness of what the client sees. You will also work across the stack. You'll build and extend the APIs your surfaces depend on, model the data behind them, and ship the backend piece of a feature rather than waiting on someone else to unblock you. You don't need deep backend systems experience for this role, but you do need to be genuinely comfortable there. We're specifically looking for someone with a trading background. Think a crypto exchange, brokerage, or trading platform (CoinDCX, Groww, CoinSwitch Kuber, or similar). Key Responsibilities Own the architecture of critical client trade flows — quote and pricing surfaces, trade initiation, and status and settlement tracking — across GUI, API and conversational AI. Design fronte

About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, Paypal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors. Role Overview We're hiring a Tech Lead for our Hedging team — the team that owns the risk OpenFX carries. Hedging owns inventory and exposure management, risk management, hedging positions across venues through smart routing strategies, market making, Cost, PnL and net revenue calculation. Every trade a client places creates exposure, and this team decides what we hold, what we hedge, where we hedge it, and what it costs us. This is a hands-on technical leadership role, not a management role. You will not own headcount, performance reviews, or hiring decisions. What you own is the technical direction, quality bar, and execution coherence of the Hedging team's work — the Risk Management Engine, Smart Hedging, and the position and PnL layer underneath them. You and the Engineering Manager operate as a closely coordinated pair: the EM owns the people, the process, and the delivery plan; you own how the work is designed, how quality is held, and how technical decisions get made day to day. You should expect to write code. The strongest Team Leads here lead through design, review and judgment, but their credibility comes from building. We're specifically looking for someone with a trading background — you've led or built systems where a position had to be accurate and a hedge had to fire in time, and where a bug meant real money. Think a crypto exchange, brokerage, or trading platform (CoinDCX, Groww, CoinSwitch Kuber, or similar

About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, Paypal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors. Role Overview We're hiring a Senior Backend Engineer for our Hedging team — the team that owns the risk OpenFX carries. Hedging owns inventory and exposure management, risk management, hedging positions across venues through smart routing strategies, market making, Cost, PnL and net revenue calculation. Every trade a client places creates exposure, and this team decides what we hold, what we hedge, where we hedge it, and what it costs us. You will own significant parts of the Risk Management Engine and Smart Hedging end-to-end — design, build, ship, and operate. This is a hands-on senior IC role with high ownership and accountability - the routing and exposure logic you write today shows up in tomorrow's net revenue. We're specifically looking for someone with a trading background — you've built systems where a position had to be accurate and a hedge had to fire in time, and where a bug meant real money. Think a crypto exchange, brokerage, or trading platform (CoinDCX, Groww, CoinSwitch Kuber, or similar). Key Responsibilities Design, build, and operate services across the risk path — inventory and exposure tracking, hedge decisioning, venue routing, and WAC / PnL / net revenue calculation. Own features end-to-end: scoping, technical design, delivery, rollout, and the operational health of what you ship. Drive work to closure with Product, Design, and Operations. You are accountable for adoption, not just delivery. Act as a

About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, Paypal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors. Role Overview We're hiring a Staff Engineer to own the architecture of OpenFX's trading and hedging core — the systems that price a client's trade, execute it, and manage the risk we take on as a result. Two teams sit inside this scope: Trading owns the client's entire trade experience — quote generation, pricing strategy, the spread engine, and the trade lifecycle across GUI, API, and soon conversational AI. Its north star is Total Payment Volume, with Gross Revenue as the control metric. Hedging owns inventory and exposure management, risk management, hedging across venues through smart routing, market making, and WAC / PnL / net revenue calculation. You will be the senior-most individual contributor across both, responsible for the Client Trading Engine, Pricing Engine, Risk Management Engine, and Smart Hedging. This is a hands-on role. You will write code, set architectural direction, and be the person the organisation trusts to get the trade and risk path right. The problems here are genuinely hard and often under-defined. You'll take large architectural bets in a domain where correctness is measured in real money and latency is measured on a live client trade. Key Responsibilities Own the architecture of the Client Trading Engine, Pricing Engine, Risk Management Engine, and Smart Hedging. Break complex, ambiguous systems into smaller components with clear contracts, clear scope, and independent deliverability. Set and

About THG Ingenuity THG Ingenuity is a fully integrated digital commerce ecosystem, designed to power brands without limits. Our global end-to-end tech platform is comprised of three products: THG Commerce, THG Studios, THG Fulfilment. Each represents a single, unified solution, overcoming challenges and taking brands direct-to-consumer. Our client portfolio includes globally recognised brands such as Coca-Cola, Nestle, Elemis, Homebase, and Proctor & Gamble. Role summary This role is responsible for making sure customers can pay successfully and that the business is not losing revenue through avoidable payment failures. This role will identify issues, bring the right teams together and ensure that changes are implemented and measured. Role purpose Will be responsible for ensuring that all payment methods, payment providers and checkout journeys operate to an optimal standard across the business. The role will monitor payment acceptance, identify performance issues and opportunities, and work with payment service providers, acquiring banks, technology teams, product teams and commercial stakeholders to improve successful payment completion and reduce avoidable customer friction. The successful candidate will take ownership of payment-performance reporting, incident escalation and optimisation activity, ensuring that issues are identified quickly, investigated thoroughly and converted into measurable improvements in revenue and customer experience. Key responsibilities Payment performance monitoring Monitor payment performance across cards, digital wallets, PayPal, BNPL and other alternative payment methods. Track authorisation, acceptance and completion rates by brand, market, payment method, provider, issuer, device and customer journey. Identify deterioration, unusual trends and performance gaps requiring investigation. Develop appropriate alerts and thresholds so material payment issues

About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border payment systems for institutions. The team's execution has been exceptional, and we're scaling at a remarkable pace. Our stellar early team comes with experience in companies like J.P. Morgan, Goldman Sachs, FalconX, PayPal, Affirm, Polygon, Kraken, Nium & others. We're backed by Accel, Lightspeed, NfX and other top-tier investors. Role Overview We're hiring a Staff Software Engineer, Frontend for our Banking team. This is the senior-most individual contributor role for the banking user experience and the frontend platform behind it — onboarding, banking product screens, and the unification of banking and payments, along with the SDK and shared foundations that let those experiences be built quickly and integrated externally. You will report to an Engineering Manager and work closely with engineers, product, and design. You will set the standard for how frontend is built across the platform, lead the hardest frontend problems, and make other teams faster. This role requires someone who has built frontend as a platform, not just individual product screens. If your experience is limited to single-product frontends without reuse, consistency, or SDK thinking, this will be a stretch. Key Responsibilities Own the frontend technical direction for banking: onboarding, the unified banking and payments experience, and banking product surfaces. Design and build a Banking frontend SDK - hooks and UI components - packaged for external integration, with documentation and framework integrations. Shape the shared component library and a micro-frontend approach that keep product surfaces consistent. Define frontend coding and component standards across the platform. Own the frontend observability and test-automation bar so regressions are caught before customers feel

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce V

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce V

Job Title: Senior Data Scientist About Us “Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount . With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO? You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. MAKE AN IMPACT Job Title: Data Scientist - Wealth Management / Retail Banking Experience: 6 to 10 Years Location: Pune / Bengaluru Employment Type: Full-Time About the Role We are seeking a highly skilled and experienced Data Scientist to join our Data Platforms team. The ideal candidate will have strong expertise in Data Science, Machine Learning, Advanced Analytics, and AI-driven solutions, with hands-on experience in the Wealth Management or Retail Banking domain or any BFSI domain.