In-hand salary by CTC, 2 to 50 LPA (FY 2026-27)

Monthly in-hand salary for each CTC under the new tax regime (the default) and the old regime, worked out with the same rules for every row: basic pay 40% of CTC, PF at 12% capped at the ₹25,000 wage ceiling, gratuity inside the CTC and ₹2,400 professional tax a year. The old regime column claims 80C savings, an 80D premium and professional tax (details on each page).

Need another amount or your own structure? Use the CTC to in-hand calculator or the tax regime comparison.