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Can you afford to shorten your notice period?

Model the contract shortfall, buyout support, cash hit and how quickly the new role's extra monthly take-home could recover your out-of-pocket cost.

Liquidity stress test

Can you fund the exit without emptying your safety buffer?

A delayed reimbursement can create a temporary cash gap even when the employer eventually covers the buyout. Enter 0 only when support is available before you must pay.

Estimated notice recovery

₹1,60,000

60 billable days × ₹2,667/day

Your estimated cash burden

₹1,10,000

31.3% covered by entered employer/bonus support

Buffer after final support

₹90,000

₹45,000 below your entered reserve target

Payback from monthly gain

4.4 months

At 75% of expected gain: 5.9 months

Cash needed before reimbursement

₹1,60,000

Assumes support arrives after 1 month(s)

Temporary funding gap

₹0

Entered cash buffer covers the modeled upfront payment

3-month reserve target

₹1,35,000

Final buffer falls below this target

Affordability checkpoint

The exit is fundable under the entered assumptions, but it pushes your remaining cash below the safety reserve you chose. Treat that as a negotiation constraint, not spare cash.

Gross notice shortfall

60 days

Approved leave offset

0 days

Entered support

₹50,000

Check the contract, not a generic rule. Employers may use Basic, gross/fixed pay or another contractual basis, and leave adjustment or early release may require approval. Reimbursement timing and clawbacks can change liquidity materially. This workspace models only assumptions you enter; it is not legal, payroll or tax advice.

How to use the result

1. Verify the clause

Use the salary basis, divisor, notice length and leave treatment stated by your employer—not an internet default.

2. Separate who pays

A joining bonus is not the same as a guaranteed buyout reimbursement. Model only support you can evidence.

3. Compare the whole switch

Carry the self-funded amount into Jobiba's offer comparison, exit planner and job-switch workspace before deciding.

Questions candidates ask

How does Jobiba estimate notice buyout?

It multiplies unserved notice days after any approved leave offset by the monthly salary basis you enter divided by your selected contract divisor. Your own appointment letter or HR policy determines the real basis.

Is notice recovery always based on Basic salary?

No. Employers can use different contractual bases. Enter the monthly amount your contract or HR policy actually uses rather than assuming CTC, Basic or gross pay.

What makes this an affordability calculator?

It separates the estimated recovery from new-employer support and joining bonus, then shows your self-funded burden, remaining cash buffer and how many months of extra take-home would recover that burden.

Does Jobiba decide whether I should resign?

No. The result is a scenario for planning. Verify release approval, reimbursement timing, clawbacks, taxes and your employment terms before acting.