Headline package
₹20,50,000
Face value of entered fixed + variable + joining bonus + equity
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What part of this job offer is actually dependable?
Separate fixed cash from variable pay, equity, clawbacks and switching costs. See an expected-value scenario and a downside case without pretending either is a prediction.
Expected-value year 1
₹16,10,000
Uses your payout/realizability assumptions and switching costs
Downside year 1
₹12,30,000
No variable/equity; includes entered costs and bonus clawback if applicable
Compensation at risk
₹2,70,000
Uncertain variable/equity plus modeled bonus clawback exposure
Decision range
Expected gain vs current fixed
+₹4,10,000
Not a guaranteed outcome
Downside gain vs current fixed
+₹30,000
Stress case from entered assumptions
Self-funded notice cost
₹50,000
After entered employer support
The modeled downside remains above your current fixed pay and uncertainty is relatively contained. Verify all written terms before treating the result as decision-grade.
Read the plan documents
Variable targets, payout gates, vesting, exercise windows and clawbacks should come from written terms—not recruiter shorthand.
Stress-test uncertainty
Reduce variable/equity confidence to see how much of the headline package disappears when uncertain components underperform.
Carry switching costs
Notice recovery and new work/commute costs belong in the first-year decision, not in a separate mental spreadsheet.
Offer-risk questions
Why not compare offers by CTC alone?
Headline CTC can combine fixed cash with uncertain variable pay, joining bonuses, equity and benefits. Jobiba separates these so you can inspect a scenario rather than treating every rupee as equally certain.
Does Jobiba predict my bonus or equity value?
No. You enter confidence assumptions yourself. The tool uses them only for scenario arithmetic and never presents them as a forecast.
How does the clawback stress test work?
If the number of months you are stress-testing is shorter than the entered joining-bonus clawback period, the downside case treats that bonus as exposed to repayment.
Should I accept an offer if the downside is positive?
Not automatically. Role scope, manager, stability, benefits, tax, vesting, contract terms and personal priorities still matter. Use the output to identify questions and negotiation points.