Banking Officer Jobs

About Us Small businesses are the backbone of the US economy, comprising almost half of the GDP and the private workforce. Yet, big banks don’t provide the access, assistance and modern tools that owners need to successfully grow their business. We started Novo to challenge the status quo—we’re on a mission to increase the GDP of the modern entrepreneur by creating the go-to banking platform for small businesses (SMBs). Novo is flipping the script of the banking world, and we’re excited to lead the small business banking revolution. At Novo, we’re here to help entrepreneurs, freelancers, startups and SMBs achieve their financial goals by empowering them with an operating system that makes business banking as easy as iOS. We developed modern bank accounts and tools to help to save time and increase cash flow. Our unique product integrations enable easy access to tracking payments, transferring money internationally, managing business transactions and more. We’ve made a big impact in a short amount of time, helping thousands of organizations access powerfully simple business banking. Why Novo? Novo is a rapidly growing series B fintech startup with a mission-driven team that’s passionate about helping every small business in America Positive, inclusive, supportive culture cheering you on your journey We work with very new technologies and architecture patterns Offices in NYC and India We are looking for a KYC Analyst who understands how to ensure that our platform can continue operating in an efficient manner while minimizing downside losses and reducing friction in the onboarding process. If you're passionate about working for a revolutionary early-stage startup, poised for rapid growth and expansion then we want to chat. Are you ready to revolutionize the small business banking industry with us? About the Role Identify, monitor, evaluate and address customer account actions to address potential risk, fraud or suspicious activity. Understand and manage KYC and AML pr

Banking is changing, and we're building the bank that's driving that change. Lunar is a Nordic challenger bank, founded in Copenhagen in 2015, with offices in Copenhagen, Aarhus, and Stockholm. We're putting AI at the core of how we build and run the bank, but knowing exactly who we're doing business with still comes down to people, and that's what this team does. The ODD team makes sure Lunar knows who it's doing business with. As Team Lead, you'll run the day-to-day of our ODD specialists, the team digging into ownership structures, source of funds, and risk indicators before and during a customer relationship. This is a people-leadership role first: you're accountable for the team's output and quality, not doing the casework yourself. You'll report to our Director of FCP Operations. What will you do? Lead the ODD specialist team day-to-day, managing workload, setting priorities, and keeping delivery on track against SLAs. Own formal performance management for the team: regular reviews, direct feedback, and addressing underperformance early rather than letting it drift. Track SLA and quality metrics closely, so you catch where the team is drifting before it shows up in the numbers. Act as the escalation point for complex or ambiguous cases, including flagging potential regulatory deviations upward before they become disclosures, and make sure the team applies ODD policy and procedure consistently, understanding the regulatory logic, not just the steps. Represent ODD in the wider FCP/Onboarding leadership forum, flagging risks and resourcing needs upward. What are we looking for in you? Experience leading a team in an operational KYC/AML-adjacent function. Strong people skills, this role is about leading people who lead numbers, not just managing a queue. Solid working knowledge of ODD/EDD practices and the regulatory logic behind them, not just the checklist. Comfortable with data: you use SLA and quality metrics to catch problems early, not just to report on them

Banking is changing, and we're building the bank that's driving that change. Lunar is a Nordic challenger bank, founded in Copenhagen in 2015, with offices in Copenhagen, Aarhus, and Stockholm. We're putting AI at the core of how we build and run the bank, but turning new customers into real customers safely still comes down to people who know how to make a good call. That's where you come in. We're looking for a Team Lead to run our Onboarding team in Copenhagen, part of Customer Due Diligence (CDD), reporting to our Director of FCP Operations. On paper, onboarding is the same steps for every customer. In practice, corporate structures, bankruptcy histories, and business models vary enough that your team is making real judgement calls every day, not ticking boxes. We need someone who can lead that well, fast where it's safe to be fast, careful where it isn't. What will you do? Lead a team of Onboarding specialists handling business onboarding day to day, including formal performance management: regular reviews, feedback, and addressing underperformance. Own throughput and wait-time targets without compromising risk assessment, and manage the team against target adherence, growth, and engagement (Peakon) scores. Hold the line on quality within Onboarding's edge-case reality: same steps every time, but corporate structure, bankruptcy history, and business model variation mean your team is making real judgement calls, not following a checklist. Coordinate with Customer Support and commercial teams on onboarding friction. Represent Onboarding in the FCP Ops & Onboarding leadership forum. What are we looking for in you? 1-3 years leading people with direct reports, including performance reviews and handling underperformance. Experience in a regulated industry where decisions have consequences and stand up to review. A background in financial crime prevention, compliance or onboarding is a plus. You can lead people who know more than you. The team spans juniors to senior

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of banking, with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Legal Counsel SE/NO you'll join the Legal team based in Stockholm , reporting to Caroline, Head of Legal, working to make sure products and processes are built on solid, sustainable legal ground as Lunar grows across Sweden and Norway. What will you do? Make sure our consumer-facing terms hold up under Swedish and Norwegian law, that practice matches what we promise in writing, and that the organization knows what these markets require. Review marketing campaigns, ads, and product communications against Swedish and Norwegian marketing rules and financial supervisory guidelines. Handle incoming customer complaints, legal queries, ARN cases (and the Norwegian equivalent, Finansklagenemnda), and first-line consumer credit and collections questions - escalating what needs a senior call. Review and negotiate smaller vendor agreements, NDAs, and partnership contracts in line with established templates and guidelines. Keep legal templates and processes up to date, train the customer support team on frequently asked legal issues, and support Caroline with board secretarial work, from meeting materials to statutory filings with Bolagsverket (and the Norwegian equivalent, Brønnøysundregistrene). What are we looking for in you? A law degree or equivalent legal qualification, with some experience in Swedish consumer, financial services, and/or marketing law - ideally gained in-house at a bank or fintech, or at a law firm advising clients in financial services. Norwegian leg

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new FCP Specialist you'll join the FCP Operations team based in Copenhagen, reporting to the FCP Team Lead, working to keep our customers and business safe from financial crime. What will you do? Review and analyze transaction alerts to identify potentially suspicious activity — applying sound judgment and following internal procedures at every step. Investigate flagged cases end-to-end, documenting findings clearly and accurately in line with AML requirements. Stay on top of evolving financial crime trends, regulatory updates, and societal developments that shape how we operate. Collaborate across internal teams to strengthen our controls and ensure customers remain protected. Drive continuous improvement by sharing knowledge, flagging process gaps, and contributing to how the team gets better over time. What are we looking for in you? Experience in an AML role — ideally in transaction monitoring or financial crime investigations, with exposure to business customers. Solid understanding of AML legislation and how it applies in practice. High level of structure and accountability in your case handling and documentation. Strong written and verbal communication skills in both English and Danish or Swedish. A mindset that's comfortable with change — you adapt quickly and contribute to how the team evolves. Benefits and perks 4 days in the office. We're a team that builds together, thinks together, and moves together. Showing up is part of how we work.

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Fraud Specialist you'll join the FCP Operations team based in Copenhagen, reporting to the Fraud Team Lead, working to protect our customers and keep their money safe. What will you do? Monitor and analyse transactions to identify and act on suspicious activity before it causes harm. Handle fraud cases end-to-end — investigating, documenting, and resolving with care and precision. Collaborate with teams across Lunar to share insights and strengthen our fraud detection capabilities. Stay close to emerging fraud trends and financial crime typologies, applying what you learn in your day-to-day work. Balance security with a great customer experience, making sure protection never comes at the cost of usability. What are we looking for in you? Some experience with fraud, financial crime, or a related field — whether through work, studies, or a strong interest in the space. An analytical mindset with an eye for patterns and anomalies. Clear and structured communication skills — you can explain complex situations simply, both in writing and in conversation. Comfort working in a fast-moving environment where priorities can shift and no two cases are the same. Fluency in Danish or Swedish and English (both spoken and written). Benefits and perks 4 days in the office. We're a team that builds together, thinks together, and moves together. Showing up is part of how we work. State of the art equipment. The newest computer, monitor, mouse, and keyboard. We wa

Banking hasn’t changed much in decades. We’re changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we’re just getting started. As our new Head of Finance Transformation & Controlling you’ll join the Finance team based in Copenhagen, reporting to Britta, Director of Finance Operations, working to rebuild how Lunar’s finance function reports, closes and runs on data. What will you do? Lead our Business Central migration end-to-end — design, chart of accounts mapping, dimensions, and the deadline that comes with it Own management reporting and drive the close towards a business-day-five target, with automation replacing manual work Own group consolidation and IFRS 9 expected credit loss model readiness, from new accounts through to audit readiness Design the controls and segregation-of-duties framework that Accounting operates — one framework, not two competing ones Run the data quality programme and get cross-functional data ownership agreed across Finance, Tech and Product What are we looking for in you? Experience leading a finance transformation programme in a bank or another regulated financial institution — and taking it to completion Hands-on experience of an ERP implementation or migration, with real ownership of chart of accounts and dimension design Strong controlling background: management reporting, consolidation, cost control and close acceleration Working knowledge of IFRS 9 expected credit loss modelling, or the quantitative grounding and appetite to own it Ability to influence across Finance, Tech and Product without line authority — much of this role is landing decisions that a

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for over a million registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Third Party Risk Management Specialist you'll join Legal & First Line Risk in Aarhus, reporting to our Director of Legal & First Line Risk. You'll own third party risk across the vendor lifecycle, working closely with procurement, with ICT third party risk under DORA at the centre of the job. Most of what Lunar buys is technology, so DORA's rules are the rulebook for most of this role, with the EBA guidelines covering the rest. Procurement owns sourcing, price and negotiation. You own the risk and sit alongside procurement rather than inside it, so the risk view stays independent of the deal: assessing what the risk is and what the contract needs to say before we sign, then tracking whether the vendor delivers, whether the risk has changed, and whether we could exit if we had to. What will you do? Assess before we sign. Run risk-based classification, due diligence and risk assessments as part of procurement, with a sharp eye for ICT services that support critical or important functions, including cloud, subcontracting chains and where our data sits. Set the contract requirements. Turn the risk picture into contract requirements together with Legal, including DORA Article 30 terms, SLAs, audit rights and exit rights, and support the business in negotiations. Follow up after we sign. Track performance against SLAs, run vendor reviews with business owners, follow ICT incidents, assurance reports such as ISAE 3402 and SOC 2, and security test resu

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new FCP Onboarding Specialist you'll join the Financial Crime Prevention team based in Copenhagen, working to make sure every business customer starts their Lunar journey the right way — compliantly, quickly, and with care. What will you do? Own the end-to-end onboarding process for new business customers, keeping it smooth, compliant, and efficient from first contact to approval. Apply your KYC and AML expertise to assess and mitigate risk without letting it slow things down — quality and speed matter equally here. Handle complex cases independently using our custom-built case management system, making sound judgements under pressure. Collaborate closely with the broader FCP teams to ensure our processes meet regulatory requirements and hold up to scrutiny. Act as a knowledge partner for junior colleagues and contribute actively to improving workflows, automation efforts, and team performance. What are we looking for in you? 2+ years of experience in KYC, AML, or business customer onboarding — ideally from a regulated financial institution or fintech. Fluency in Danish and English, both written and spoken. A structured, detail-oriented way of working and a strong sense of risk awareness. Comfortable working with autonomy in a fast-paced environment where the goalposts move and priorities shift. A collaborative mindset — you take pride in your own output and actively help the people around you raise theirs. Benefits and perks 4 days in the office. W

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Accounts Payable/Receivable Specialist, you'll join the Accounts Payable team based in Copenhagen, reporting to our Head of Accounting, working to keep our payables and receivables accurate, reconciled and on time across the group. What will you do? Process payments and invoices accurately and on time, so suppliers get paid and nothing sits waiting Reconcile accounts payable and receivable every month, so our financial records match reality Follow up on outstanding accounts, chasing overdue payments and helping resolve what's stuck before it turns into a write-off Keep the invoice approval process moving, following up with approvers so invoices don't quietly age in someone's queue Handle your dedicated area of our side invoicing, including invoicing for services and office rental spaces What are we looking for in you? Hands-on experience with accounts payable and receivable, including invoice processing, payment runs and collections at real transaction volume Experience with an ERP and accounts payable tooling such as Business Central, Unit4, Continia or similar Confidence in Excel for reconciliations (pivot tables, XLOOKUP, SUMIFS, large datasets) The persistence to follow up with invoice approvers until things actually move, and the reliability to keep your area running smoothly alongside the rest of the team Professional working proficiency in English Benefits and perks 4 days in the office. We're a team that builds together, thinks together, and moves

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Financial Accountant, you'll join the Accounting team based in Copenhagen, reporting to our Head of Accounting , working to keep the group's books reconciled, controlled and audit-ready across all our entities. What will you do? Own parts of the month-end close across our set of legal entities, from postings and accruals through to balance sheet reconciliations you can stand behind Drive our reconciliation project forward account by account, working through a real backlog so every balance sheet account gets reconciled and then stays that way Turn what you learn from each reconciliation into the controls and SOPs that make the process hold, so it doesn't depend on any one person remembering how it works Work across Unit4 and Business Central while we migrate off Unit4, and help shape the setup in Business Central that we'll run on afterwards Partner with the team and help close out open audit recommendations What are we looking for in you? Solid hands-on accounting experience, including month-end close, accruals and balance sheet reconciliations in a group with more than one legal entity Experience with an ERP such as Business Central, Unit4 or similar, and confidence in Excel for large reconciliations (pivot tables, XLOOKUP, SUMIFS, big datasets) A habit of digging until you find the root cause when something doesn't add up, and then documenting the fix so it doesn't come back Experience with external auditors and with writing process documentation or buil

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Senior Finance Systems & Data Engineer , you'll join the Controlling & Transformation team based in Copenhagen , working to turn messy finance data into infrastructure the whole company can trust. To be upfront: the pipes are still being built. You won't inherit a polished warehouse — you'll be the person who helps shape what it will look like. This is a role for someone who wants ownership of a foundation, not a seat next to one. What will you do? Own the design of Lunar's financial data architecture, the flows from our core banking platforms through the ledger and data warehouse into Business Central, and set the direction for how it evolves Lead the automation of the month-end close, replacing manual steps cycle by cycle until it's fast, reliable and boring, starting with the reconciliations between source systems and the general ledger Get hands on when data issues appear. You'll query the data yourself, reconcile it, find the root cause and drive it to resolution rather than passing it on Be the system owner for Business Central and other relevant finance systems, covering configuration, access, releases and incidents, and hold tech and external vendors to designs that work for finance from the start Act as the bridge between finance, product and tech: set the standard for data quality across finance source systems, translate finance's needs into requirements the data squads can build against, and rethink core processes with AI What are we loo

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for over a million registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Operational Risk Analyst, you’ll join the Risk Management team based in Copenhagen . It’s a busy seat with a lot on the table, so you’ll work across operational risk, controls, and resilience while keeping Lunar ahead of the curve and enabling the business to move fast with confidence. What will you do? Your core responsibility is identifying, measuring, and managing Lunar's operational risks — and making sure the right people have the right information to act on them, at the right time. Own and continuously develop our operational risk framework - working with operational risks and incidents day to day, running risk assessments, and turning findings into clear, business-oriented actions. Act as a trusted advisor to the business on operational risk, incidents, and controls. Champion a strong risk culture by facilitating risk self-assessment workshops across teams, keeping risks and incidents visible, and owning the process for registering, tracking identified risks, providing key input to our ICAAP and reporting to management and the board. Own the governance of our Product Approval Process, ensuring operational risk is properly assessed as new products and initiatives move through it. Drive continuous improvement by taking ownership, flagging process gaps, and contributing to how the team gets better over time. What are we looking for in you? Deep experience with operational risk management in a financial institution with exposure to running

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new FCP Onboarding Specialist you'll join the Welcoming team based in Stockholm or Copenhagen, working to onboard new business customers across the Nordics — balancing compliance with speed, and helping strengthen our presence in the Swedish market. What will you do? Own the approval and onboarding process for new business customers, growing into full case management as you build your expertise. Reach out to customers via text and phone to gather the information needed to move cases forward quickly and accurately. Work closely with teammates and your team lead to balance quality with speed — sparring on complex cases and aligning daily on goals and priorities. Apply KYC principles and compliance requirements to assess applications thoroughly and flag risks early. Contribute to a performance-driven team culture where breaking records in volume and quality is a shared ambition. What are we looking for in you? Fluency in Swedish and English, both written and spoken — this is central to how you'll serve our Swedish customers and connect our Nordic offices. A curious mindset and genuine drive to grow into the role and take on more responsibility over time. Comfortable handling customer interactions across multiple channels, including phone, with a professional and calm approach. Experience with KYC, OSINT, or a background in banking, lending, or law enforcement — or a clear motivation to develop in this direction. A performance-oriented way of working —

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of banking, with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for millions of people across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Senior Backend Engineer you'll join one of our Money Core squads based in Aarhus , reporting to Girish Premchandran , Director of Technology - Core Banking, working to build out our domestic payments universe and power banking at Lunar. What will you do? Take ownership of critical banking domains, developing and maintaining the systems that keep our banking products running on a solid, reliable foundation Integrate with external partners to extend and strengthen what our platform can do Keep our systems highly available and resilient, while looking for new ways to make the customer experience better Explore how AI can enhance the banking experience for our customers, from first idea to production Share what you know and help the people around you grow, while staying open to learning from them too What are we looking for in you? 4+ years of professional experience as a backend engineer, with a solid background in distributed systems and event-driven architecture A collaborative team player who enjoys sharing knowledge and helping others succeed You communicate clearly and work well within a diverse, cross-functional team Experience with Golang is a big plus, though not a requirement — we'll help you get up to speed Financial or trading experience is a bonus, not a must What you get 4 days in the office. We're a team that builds together, thinks together, and moves together. Showing up is part of how we work. State of the art equipment. The newest computer, monito